# 23039 BANKS RD, Cape Charles, VA 23310

> **TL;DR:** 7bd/2ba single family, $249,000 ($72/sqft), built 1988, 3,460 sqft.
> A/C. Est. $1,332/mo. Listed 122 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $249,000 |
| Price/sqft | $72 |
| Bedrooms | 7 |
| Bathrooms | 2 full |
| Square Feet | 3,460 |
| Year Built | 1988 |
| Lot Size | 12,197 sqft (0.28 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 122 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,259 |
| Estimated Insurance | $73 |
| **Total** | **$1,332** |

## Nearby Schools

- **Elementary:** KIPTOPEKE
- **Middle:** NORTHAMPTON
- **High:** NORTHAMPTON

## Key Amenities

- A/C

## Property Highlights

- Built in 1988
- 0.28 acre lot
- 2 stories

## Description

### Agent Description
Discover an exceptional opportunity just minutes from Cape Charles to own a beautifully reimagined home offering over 3,500 square feet of flexible living space. Partially through a top-to-bottom renovation, this property is being sold as is and has endless possibilities. This home has space for 7 bedrooms, three versatile bonus rooms, and abundant living space that can easily adapt to your lifestyle. Whether you're searching for a multi-generational home, a vacation retreat, an investment property, or simply need room for a home office, gym, media room, or playroom, this home's flexible floor plan provides countless options. Conveniently located near the beaches, marinas, restaurants, boutiques, and coastal charm of Cape Charles, you'll enjoy the perfect balance of peaceful living with easy access to everything Virginia's Eastern Shore has to offer. PLEASE NOTE: this home is currently only rated for a 3 bedroom septic. Seller will consider all reasonable offers, including the option to complete renovations being negotiable. .

## Location

- **Address:** 23039 BANKS RD, Cape Charles, VA 23310
- **County:** Northampton
- **Neighborhood:** CAPE CHARLES
- **Coordinates:** 37.2665686, -75.9626297
- **Google Maps:** https://www.google.com/maps?q=37.2665686,-75.9626297

## Listing Agent

- **Name:** Sara Seay
- **Brokerage:** Real Broker, LLC
- **Broker Phone:** 7572507575
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/23039-Banks-Rd_Cape-Charles_VA_23310_M59334-03490?f=listhub&s=SHARVA&m=71774&c=propsimple)

## Photos

![23039 BANKS RD - Photo 1](http://lh.rdcpix.com/6c3b599c9a87f825589ad370372197d7l-f2780198953r.jpg)

![23039 BANKS RD - Photo 2](http://lh.rdcpix.com/6c3b599c9a87f825589ad370372197d7l-f2052923970r.jpg)

---

**MLS#:** 71774 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/23039-banks-rd-cape-charles-va-23310-25c7851554f44f9c9e3c1ba47833f4e0)

---

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