# 2332 20th Street, Cumberland, WI 54829 > **TL;DR:** 4bd/2ba single family, $699,000 ($278/sqft), built 2003, 2,517 sqft. > Fireplace, Waterfront, View, A/C. Est. $3,739/mo. Listed 70 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,000 | | Price/sqft | $278 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,517 | | Year Built | 2003 | | Lot Size | 1,823,857 sqft (41.87 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 70 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,535 | | Estimated Insurance | $204 | | **Total** | **$3,739** | ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2003 - 41.87 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Nearly 42 private acres, 506 feet of shoreline, guest quarters, and an established hunting setup-this is more than a lake home; it's your own private recreational retreat. Tucked away at the end of a long, winding driveway, this PRE-INSPECTED 4-bedroom, 2-bath chalet offers a rare combination of seclusion, waterfront, and outdoor adventure. Inside, the open-concept layout is filled with natural light, with a welcoming kitchen, dining area, and living room centered around a classic stone fireplace. Large windows capture peaceful water views, while the oversized rear deck is perfect for entertaining, outdoor dining, or simply unwinding in the quiet surroundings. The 41.87-acre wooded property features an established trail system, peaceful ponds, multiple permanent deer stands, and excellent hunting opportunities. With 506 feet of shoreline on Martell Lake, a quiet motorless lake, you can enjoy fishing, kayaking, and paddling without the noise and traffic of larger recreational lakes. The additional improvements make this property especially versatile, including a detached, heated and insulated 2-car garage with attached guest apartment featuring its own kitchen, living area, two bathrooms, and laundry- ideal for hosting guests or accommodating extended family. A large pole building provides additional room for ATVs, tractors, outdoor equipment, and recreational toys. Whether you're looking for a private hunting estate, a year-round recreational getaway, or a secluded waterfront property with room to roam, this exceptional offering brings together the acreage, shoreline, buildings, and privacy that are increasingly hard to find in one property. Schedule your private showing and experience everything this Northwoods retreat has to offer. ## Location - **Address:** 2332 20th Street, Cumberland, WI 54829 - **County:** Polk - **Coordinates:** 45.54445, -92.193878 - **Google Maps:** https://www.google.com/maps?q=45.54445,-92.193878 ## Virtual Tour & Media - **Video Tour:** https://player.vimeo.com/video/1221271013 ## Listing Agent - **Name:** Casey Watters · **License:** 52542-90 - **Brokerage:** Real Estate Solutions - **Broker Phone:** (715) 719-0555 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2332-20th-St_Cumberland_WI_54829_M85457-02826?f=listhub&s=RANWWI&m=1604506&c=propsimple) ## Photos ![2332 20th Street - Photo 1](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f925133516r.jpg) ![2332 20th Street - Photo 2](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1838187658r.jpg) ![2332 20th Street - Photo 3](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3505662730r.jpg) ![2332 20th Street - Photo 4](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f381615940r.jpg) ![2332 20th Street - Photo 5](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f773655605r.jpg) ![2332 20th Street - Photo 6](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1976852317r.jpg) ![2332 20th Street - Photo 7](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3583109745r.jpg) ![2332 20th Street - Photo 8](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3497152271r.jpg) ![2332 20th Street - Photo 9](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f684220439r.jpg) ![2332 20th Street - Photo 10](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f574062533r.jpg) ![2332 20th Street - Photo 11](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f239915368r.jpg) ![2332 20th Street - Photo 12](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f117686945r.jpg) ![2332 20th Street - Photo 13](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f132256161r.jpg) ![2332 20th Street - 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Photo 34](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3110926016r.jpg) ![2332 20th Street - Photo 35](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3522339077r.jpg) ![2332 20th Street - Photo 36](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f196142734r.jpg) ![2332 20th Street - Photo 37](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f889642542r.jpg) ![2332 20th Street - Photo 38](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3277254472r.jpg) ![2332 20th Street - Photo 39](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2093061134r.jpg) ![2332 20th Street - Photo 40](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f556032934r.jpg) ![2332 20th Street - Photo 41](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3765364694r.jpg) ![2332 20th Street - Photo 42](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2572059774r.jpg) ![2332 20th Street - Photo 43](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f4202619994r.jpg) ![2332 20th Street - Photo 44](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2889576695r.jpg) ![2332 20th Street - Photo 45](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3159705248r.jpg) ![2332 20th Street - Photo 46](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f4030410884r.jpg) ![2332 20th Street - Photo 47](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2972395280r.jpg) ![2332 20th Street - Photo 48](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f3299542155r.jpg) ![2332 20th Street - Photo 49](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1242885638r.jpg) ![2332 20th Street - Photo 50](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2034571973r.jpg) ![2332 20th Street - Photo 51](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1311171323r.jpg) ![2332 20th Street - Photo 52](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1285575952r.jpg) ![2332 20th Street - Photo 53](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f2480443737r.jpg) ![2332 20th Street - Photo 54](http://lh.rdcpix.com/549e3ff9330ec9067ae0501473686d8fl-f1067910809r.jpg) --- **MLS#:** 1604506 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 REALTORS® Association of Northwestern Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/2332-20th-street-cumberland-wi-54829-fcf02b837cff41b185a93940d303e06d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/2332-20th-street-cumberland-wi-54829-fcf02b837cff41b185a93940d303e06d#listing", "url": "https://staging.propertysimple.ai/listing/2332-20th-street-cumberland-wi-54829-fcf02b837cff41b185a93940d303e06d", "name": "2332 20th Street, Cumberland, WI 54829", "description": "Nearly 42 private acres, 506 feet of shoreline, guest quarters, and an established hunting setup-this is more than a lake home; it's your own private recreational retreat. Tucked away at the end of a long, winding driveway, this PRE-INSPECTED 4-bedroom, 2-bath chalet offers a rare combination of seclusion, waterfront, and outdoor adventure. Inside, the open-concept layout is filled with natural light, with a welcoming kitchen, dining area, and living room centered around a classic stone fireplace. Large windows capture peaceful water views, while the oversized rear deck is perfect for entertaining, outdoor dining, or simply unwinding in the quiet surroundings. The 41.87-acre wooded property features an established trail system, peaceful ponds, multiple permanent deer stands, and excellent hunting opportunities. With 506 feet of shoreline on Martell Lake, a quiet motorless lake, you can enjoy fishing, kayaking, and paddling without the noise and traffic of larger recreational lakes. The additional improvements make this property especially versatile, including a detached, heated and insulated 2-car garage with attached guest apartment featuring its own kitchen, living area, two bathrooms, and laundry- ideal for hosting guests or accommodating extended family. A large pole building provides additional room for ATVs, tractors, outdoor equipment, and recreational toys. Whether you're looking for a private hunting estate, a year-round recreational getaway, or a secluded waterfront property with room to roam, this exceptional offering brings together the acreage, shoreline, buildings, and privacy that are increasingly hard to find in one property. 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