# 234 Cedar Point Lane, Monticello, KY 42633 > **TL;DR:** 5bd/3ba single family, $625,000 ($225/sqft), built 2009, 2,779 sqft. > Fireplace, Waterfront, Hardwood, A/C. Est. $3,592/mo. Listed 175 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $625,000 | | Price/sqft | $225 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 2,779 | | Year Built | 2009 | | Lot Size | 149,411 sqft (3.43 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 175 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,160 | | Estimated Insurance | $182 | | HOA | $250 | | **Total** | **$3,592** | ## Nearby Schools - **Elementary:** Wayne Co - **Middle:** Wayne Co - **High:** Wayne Co ## Key Amenities - Fireplace - Waterfront - Hardwood - A/C ## Property Highlights - Built in 2009 - 3.43 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Welcome to the "Perfect Shade of Green" Home - a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating - perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome. ## Location - **Address:** 234 Cedar Point Lane, Monticello, KY 42633 - **County:** Wayne - **Neighborhood:** Hickory Point - **Coordinates:** 36.924799, -84.916718 - **Google Maps:** https://www.google.com/maps?q=36.924799,-84.916718 ## Listing Agent - **Name:** Wayne Sewell - **Brokerage:** The Agency INC - **Broker Phone:** (859) 285-0614 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/234-Cedar-Point-Ln_Monticello_KY_42633_M42583-63823?f=listhub&s=LBARKY&m=26010384&c=propsimple) ## Photos ![234 Cedar Point Lane - Photo 1](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3154356812r.jpg) ![234 Cedar Point Lane - Photo 2](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3137945432r.jpg) ![234 Cedar Point Lane - Photo 3](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1661599212r.jpg) ![234 Cedar Point Lane - Photo 4](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1225821260r.jpg) ![234 Cedar Point Lane - Photo 5](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f692578645r.jpg) ![234 Cedar Point Lane - Photo 6](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1257424089r.jpg) ![234 Cedar Point Lane - Photo 7](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3388731412r.jpg) ![234 Cedar Point Lane - Photo 8](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2468545076r.jpg) ![234 Cedar Point Lane - Photo 9](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f49098991r.jpg) ![234 Cedar Point Lane - Photo 10](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f4000450190r.jpg) ![234 Cedar Point Lane - Photo 11](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f4010555563r.jpg) ![234 Cedar Point Lane - Photo 12](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f639838622r.jpg) ![234 Cedar Point Lane - Photo 13](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1144408147r.jpg) ![234 Cedar Point Lane - Photo 14](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1996714755r.jpg) ![234 Cedar Point Lane - Photo 15](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2526134647r.jpg) ![234 Cedar Point Lane - Photo 16](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3869856268r.jpg) ![234 Cedar Point Lane - Photo 17](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1987085920r.jpg) ![234 Cedar Point Lane - Photo 18](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f125266264r.jpg) ![234 Cedar Point Lane - Photo 19](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f149337580r.jpg) ![234 Cedar Point Lane - Photo 20](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f460747698r.jpg) ![234 Cedar Point Lane - Photo 21](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2640436630r.jpg) ![234 Cedar Point Lane - Photo 22](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2982910479r.jpg) ![234 Cedar Point Lane - Photo 23](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1882196274r.jpg) ![234 Cedar Point Lane - Photo 24](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2599498579r.jpg) ![234 Cedar Point Lane - Photo 25](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3536597445r.jpg) ![234 Cedar Point Lane - Photo 26](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3336389796r.jpg) ![234 Cedar Point Lane - Photo 27](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2914860724r.jpg) ![234 Cedar Point Lane - Photo 28](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f106575422r.jpg) ![234 Cedar Point Lane - Photo 29](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2960842897r.jpg) ![234 Cedar Point Lane - Photo 30](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2743539762r.jpg) ![234 Cedar Point Lane - Photo 31](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1843804408r.jpg) ![234 Cedar Point Lane - Photo 32](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2800190815r.jpg) ![234 Cedar Point Lane - Photo 33](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1693965960r.jpg) ![234 Cedar Point Lane - Photo 34](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f591627817r.jpg) ![234 Cedar Point Lane - Photo 35](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3985772324r.jpg) ![234 Cedar Point Lane - Photo 36](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1634225142r.jpg) ![234 Cedar Point Lane - Photo 37](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3140653792r.jpg) ![234 Cedar Point Lane - Photo 38](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3956209764r.jpg) ![234 Cedar Point Lane - Photo 39](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3342270247r.jpg) ![234 Cedar Point Lane - Photo 40](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1857078960r.jpg) ![234 Cedar Point Lane - Photo 41](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f775591766r.jpg) ![234 Cedar Point Lane - Photo 42](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1687585526r.jpg) ![234 Cedar Point Lane - Photo 43](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f4004886386r.jpg) ![234 Cedar Point Lane - Photo 44](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2935025829r.jpg) ![234 Cedar Point Lane - Photo 45](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1034598004r.jpg) ![234 Cedar Point Lane - Photo 46](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3963019959r.jpg) ![234 Cedar Point Lane - Photo 47](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1248180042r.jpg) ![234 Cedar Point Lane - Photo 48](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1312974955r.jpg) ![234 Cedar Point Lane - Photo 49](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1008526104r.jpg) ![234 Cedar Point Lane - Photo 50](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f147075040r.jpg) ![234 Cedar Point Lane - Photo 51](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f432521180r.jpg) ![234 Cedar Point Lane - Photo 52](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f3065072458r.jpg) ![234 Cedar Point Lane - Photo 53](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f1763878832r.jpg) ![234 Cedar Point Lane - Photo 54](http://lh.rdcpix.com/fce0a252385edc2f8bb486d235959287l-f2476521337r.jpg) --- **MLS#:** 26010384 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/234-cedar-point-lane-monticello-ky-42633-a6d858fcaf2f4c379571be823509aacd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/234-cedar-point-lane-monticello-ky-42633-a6d858fcaf2f4c379571be823509aacd#listing", "url": "https://staging.propertysimple.ai/listing/234-cedar-point-lane-monticello-ky-42633-a6d858fcaf2f4c379571be823509aacd", "name": "234 Cedar Point Lane, Monticello, KY 42633", "description": "Welcome to the \"Perfect Shade of Green\" Home - a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating - perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. 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