# 235 Cardinal Circle W, Saint Marys, GA 31558 > **TL;DR:** 3bd/2ba single family, $358,000 ($192/sqft), built 1991, 1,860 sqft. > A/C, 2-car garage. Est. $2,804/mo. Listed 173 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $358,000 | | Price/sqft | $192 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,860 | | Year Built | 1991 | | Lot Size | 13,068 sqft (0.30 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 173 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,810 | | Estimated Insurance | $104 | | HOA | $890 | | **Total** | **$2,804** | ## Nearby Schools - **Elementary:** Mary Lee Clark - **Middle:** St. Marys Middle School - **High:** Camden County ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1991 - 0.30 acre lot ## Description ### Agent Description 235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include new light fixtures and enhancements done after the photos were taken, gas water heater for energy efficiency and the pride of ownership that shows throughout the home. For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special. ## Location - **Address:** 235 Cardinal Circle W, Saint Marys, GA 31558 - **County:** Camden - **Neighborhood:** Osprey Cove - **Coordinates:** 30.751727, -81.614052 - **Google Maps:** https://www.google.com/maps?q=30.751727,-81.614052 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/golden_isles/1661980 ## Listing Agent - **Name:** Tom McBride · **License:** 262485 - **Brokerage:** Avalon Properties Group - **Broker Phone:** (912) 222-4403 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/235-Cardinal-Cir-W_Saint-Marys_GA_31558_M93108-05974?f=listhub&s=GIAORGA&m=1661980&c=propsimple) ## Photos ![235 Cardinal Circle W - Photo 1](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2814805632r.jpg) ![235 Cardinal Circle W - Photo 2](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f3017136344r.jpg) ![235 Cardinal Circle W - Photo 3](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f3674821999r.jpg) ![235 Cardinal Circle W - Photo 4](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2407839865r.jpg) ![235 Cardinal Circle W - Photo 5](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2219671271r.jpg) ![235 Cardinal Circle W - Photo 6](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1137762708r.jpg) ![235 Cardinal Circle W - Photo 7](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2247673048r.jpg) ![235 Cardinal Circle W - Photo 8](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2078422195r.jpg) ![235 Cardinal Circle W - Photo 9](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1478679077r.jpg) ![235 Cardinal Circle W - Photo 10](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f550499401r.jpg) ![235 Cardinal Circle W - Photo 11](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2709548260r.jpg) ![235 Cardinal Circle W - Photo 12](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f4049026047r.jpg) ![235 Cardinal Circle W - Photo 13](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2878073319r.jpg) ![235 Cardinal Circle W - Photo 14](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1454170983r.jpg) ![235 Cardinal Circle W - Photo 15](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1155201715r.jpg) ![235 Cardinal Circle W - Photo 16](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f4039207958r.jpg) ![235 Cardinal Circle W - Photo 17](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2665357032r.jpg) ![235 Cardinal Circle W - Photo 18](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1825411539r.jpg) ![235 Cardinal Circle W - Photo 19](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f972833112r.jpg) ![235 Cardinal Circle W - Photo 20](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2580579710r.jpg) ![235 Cardinal Circle W - Photo 21](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1871542751r.jpg) ![235 Cardinal Circle W - Photo 22](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1947044554r.jpg) ![235 Cardinal Circle W - Photo 23](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f838889750r.jpg) ![235 Cardinal Circle W - Photo 24](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f611661474r.jpg) ![235 Cardinal Circle W - Photo 25](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2380836062r.jpg) ![235 Cardinal Circle W - Photo 26](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2171625839r.jpg) ![235 Cardinal Circle W - Photo 27](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f3232444844r.jpg) ![235 Cardinal Circle W - Photo 28](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f429000364r.jpg) ![235 Cardinal Circle W - Photo 29](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2724633448r.jpg) ![235 Cardinal Circle W - Photo 30](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1396478851r.jpg) ![235 Cardinal Circle W - Photo 31](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1320162533r.jpg) ![235 Cardinal Circle W - Photo 32](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f4037138469r.jpg) ![235 Cardinal Circle W - Photo 33](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f311470031r.jpg) ![235 Cardinal Circle W - Photo 34](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f951609509r.jpg) ![235 Cardinal Circle W - Photo 35](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f41152275r.jpg) ![235 Cardinal Circle W - Photo 36](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f3468363657r.jpg) ![235 Cardinal Circle W - Photo 37](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f1114461318r.jpg) ![235 Cardinal Circle W - Photo 38](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2834136764r.jpg) ![235 Cardinal Circle W - Photo 39](http://lh.rdcpix.com/9ce23007f3dea90cf197f5635622a9dcl-f2456787053r.jpg) --- **MLS#:** 1661980 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/235-cardinal-circle-w-saint-marys-ga-31558-db6154ee481e40c381c1545a85b81fcc) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/235-cardinal-circle-w-saint-marys-ga-31558-db6154ee481e40c381c1545a85b81fcc#listing", "url": "https://staging.propertysimple.ai/listing/235-cardinal-circle-w-saint-marys-ga-31558-db6154ee481e40c381c1545a85b81fcc", "name": "235 Cardinal Circle W, Saint Marys, GA 31558", "description": "235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The garage even features stunning epoxy flooring for a polished finish. Additional highlights include new light fixtures and enhancements done after the photos were taken, gas water heater for energy efficiency and the pride of ownership that shows throughout the home. For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Georgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean. Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty. Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove. Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. 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