# 235 Sycamore Bnd, Monterey, TN 38574

> **TL;DR:** 3bd/2ba single family, $723,000 ($253/sqft), built 2007, 2,858 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $3,483/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $723,000 |
| Price/sqft | $253 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,858 |
| Year Built | 2007 |
| Lot Size | 135,036 sqft (3.10 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water, Lake
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $3,133 |
| HOA | $350 |
| **Total** | **$3,483** |

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 2007
- 3.10 acre lot
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Tucked among the trees on a private lake, (no gas motors) this beautiful home offers the peaceful lakeside lifestyle many dream about. Natural light fills the home through vaulted ceilings and fully opening French doors, while fresh paint, hardwood floors, custom shades create an inviting feel. The kitchen features a propane double-oven stove, walk-in pantry, and all appliances remain. The spacious primary suite feels like a retreat with a tray ceiling, private fireplace, porch access, jetted tub, walk-in shower, double sinks, and a large walk-in closet. A Jack-and-Jill bath serves additional bedrooms, along with an updated half bath and refreshed laundry room. Major updates include HVAC (2021), new septic field, encapsulated crawlspace, well filtration with softener, Spectrum fiber internet, and a Generac whole-house generator. Outside enjoy the covered porch, deck, gazebo, fenced garden, dog area, and new dock (2022) on the bass-stocked lake. Buyer verify information.

## Location

- **Address:** 235 Sycamore Bnd, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Lake
- **Coordinates:** 36.105348, -85.135691
- **Google Maps:** https://www.google.com/maps?q=36.105348,-85.135691

## Listing Agent

- **Name:** Heather Cowart
- **Brokerage:** Highlands Elite Real Estate LLC - Crvl
- **Phone:** 9316443815
- **Email:** soldbyheatherc@gmail.com

## Primary Photo

![235 Sycamore Bnd - Primary Photo](http://lh.rdcpix.com/f7e852022a4d4c375dfe55864f15dac9l-f3470734817r.jpg)

*72 total photos available on [listing page](https://www.propertysimple.com/listing/235-sycamore-bnd-monterey-tn-38574-n242588)*

---

**MLS#:** 242588 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/235-sycamore-bnd-monterey-tn-38574-n242588)

---

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