About This Home

This 4-bedroom, 3-bathroom single family at 238 RIDGE TOP Ln in Atoka, TN is listed for $550,000 ($169 per sqft). Built in 2017, the home offers 3,251 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 2017
  • 0.34 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
4-car garage
2017

Amenities

FireplaceHardwoodA/C
Listing Description

This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. Features include 8-foot doors, custom barn doors, wide-plank wood flooring, and an oversized family room with fireplace.

The eat-in kitchen offers custom cabinetry, an oversized island with barstool seating, and a pot filler, with granite countertops throughout the home. Enjoy the pool and covered patio for relaxing or entertaining. A four-car garage with ample parking and a tankless water heater add convenience.

Close to dining and shopping! Buyers may purchase using their own financing. Seller will also consider assumption of the existing VA loan at a 2.50% interest rate by qualified VA-eligible buyers, subject to Navy Federal Credit Union and VA approval. Call to schedule your private tour.

Monthly Cost Estimate

$3,167/mo

20% down · 6.5% · 30 years

Principal$398
Interest$2,383
Insurance$160
HOA$225

Estimates only. Actual payments may vary.

Location

238 RIDGE TOP Ln

Atoka, TN 38004

STERLING RIDGE PHASE IV

Features & Amenities

Interior Features

Cat/Dog Free HouseMonitored AlarmSmoke Detector(s)Walk-In AtticWalk-In Closet(s)

Exterior Features

PorchCovered PatioWood Fence

Property Details

Flooring

9 or more ft. ceilingTileHardwoodSmooth ceilingVaulted/coff/tray ceilingCarpet

Outdoor Features

PatioPorch

Parking

WorkshopOpenDrivewayGarage

Heating

Natural GasCentral

Cooling

Ceiling Fan(s)Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 238 RIDGE TOP Ln is listed at $550,000 ($169/sqft). The estimated monthly payment is $3,166 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $225/month.

Key features include: Built in 2017, 0.34 acre lot, 2 stories, Fireplace. Interior Features: Cat/Dog Free House, Monitored Alarm, Smoke Detector(s). Exterior Features: Porch, Covered Patio, Wood Fence.

This property is listed by Sharon Brown.

SB

Sharon Brown

Agent at Crye-Leike, Inc REALTORS

Listed by Crye-Leike, Inc REALTORS · Broker phone: (901) 239-5284 · View on Broker Site · Broker website

MLS# 10233150· Source: Memphis Area Association of Realtors®· 10 days on PropertySimple

Copyright © 2026 Memphis Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

238 RIDGE TOP Ln, Atoka, TN 38004

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