# 238 RIDGE TOP Ln, Atoka, TN 38004 > **TL;DR:** 4bd/3ba single family, $550,000 ($169/sqft), built 2017, 3,251 sqft. > Fireplace, Hardwood, A/C, 4-car garage. Est. $3,166/mo. Listed 11 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $550,000 | | Price/sqft | $169 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,251 | | Year Built | 2017 | | Lot Size | 14,810 sqft (0.34 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 11 | ## Why This Home Stands Out - **Large Garage** - 4-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,781 | | Estimated Insurance | $160 | | HOA | $225 | | **Total** | **$3,166** | ## Key Amenities - Fireplace - Hardwood - A/C - 4-car garage ## Property Highlights - Built in 2017 - 0.34 acre lot - 2 stories - Fireplace ## Description ### Agent Description This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. Features include 8-foot doors, custom barn doors, wide-plank wood flooring, and an oversized family room with fireplace. The eat-in kitchen offers custom cabinetry, an oversized island with barstool seating, and a pot filler, with granite countertops throughout the home. Enjoy the pool and covered patio for relaxing or entertaining. A four-car garage with ample parking and a tankless water heater add convenience. Close to dining and shopping! Buyers may purchase using their own financing. Seller will also consider assumption of the existing VA loan at a 2.50% interest rate by qualified VA-eligible buyers, subject to Navy Federal Credit Union and VA approval. Call to schedule your private tour. ## Location - **Address:** 238 RIDGE TOP Ln, Atoka, TN 38004 - **County:** Tipton - **Neighborhood:** STERLING RIDGE PHASE IV - **Coordinates:** 35.415328, -89.758522 - **Google Maps:** https://www.google.com/maps?q=35.415328,-89.758522 ## Listing Agent - **Name:** Sharon Brown - **Brokerage:** Crye-Leike, Inc REALTORS - **Broker Phone:** (901) 239-5284 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/238-Ridge-Top-Ln_Atoka_TN_38004_M75236-08354?f=listhub&s=MAARTN&m=10233150&c=propsimple) ## Photos ![238 RIDGE TOP Ln - Photo 1](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f79296297r.jpg) ![238 RIDGE TOP Ln - Photo 2](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f2381994726r.jpg) ![238 RIDGE TOP Ln - Photo 3](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1160462807r.jpg) ![238 RIDGE TOP Ln - Photo 4](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f787971378r.jpg) ![238 RIDGE TOP Ln - Photo 5](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f3714205153r.jpg) ![238 RIDGE TOP Ln - Photo 6](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1963109497r.jpg) ![238 RIDGE TOP Ln - Photo 7](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1284188631r.jpg) ![238 RIDGE TOP Ln - Photo 8](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f276002707r.jpg) ![238 RIDGE TOP Ln - Photo 9](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f61837682r.jpg) ![238 RIDGE TOP Ln - Photo 10](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f3881850391r.jpg) ![238 RIDGE TOP Ln - Photo 11](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f2416750101r.jpg) ![238 RIDGE TOP Ln - Photo 12](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1155252815r.jpg) ![238 RIDGE TOP Ln - Photo 13](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1370086814r.jpg) ![238 RIDGE TOP Ln - Photo 14](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f682225671r.jpg) ![238 RIDGE TOP Ln - Photo 15](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f664657202r.jpg) ![238 RIDGE TOP Ln - Photo 16](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f515660632r.jpg) ![238 RIDGE TOP Ln - Photo 17](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f3537826585r.jpg) ![238 RIDGE TOP Ln - Photo 18](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1354018432r.jpg) ![238 RIDGE TOP Ln - Photo 19](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1823534422r.jpg) ![238 RIDGE TOP Ln - Photo 20](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f2756140540r.jpg) ![238 RIDGE TOP Ln - Photo 21](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1239689303r.jpg) ![238 RIDGE TOP Ln - Photo 22](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f3469505543r.jpg) ![238 RIDGE TOP Ln - Photo 23](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f1191300371r.jpg) ![238 RIDGE TOP Ln - Photo 24](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f92392681r.jpg) ![238 RIDGE TOP Ln - Photo 25](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f796904038r.jpg) ![238 RIDGE TOP Ln - Photo 26](http://lh.rdcpix.com/2825ce69c38986d741b33febf1f9053al-f3963440312r.jpg) --- **MLS#:** 10233150 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Memphis Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/238-ridge-top-ln-atoka-tn-38004-c41f844455034211b5218f8f5066cdc1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/238-ridge-top-ln-atoka-tn-38004-c41f844455034211b5218f8f5066cdc1#listing", "url": "https://staging.propertysimple.ai/listing/238-ridge-top-ln-atoka-tn-38004-c41f844455034211b5218f8f5066cdc1", "name": "238 RIDGE TOP Ln, Atoka, TN 38004", "description": "This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. 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