About This Home

This 4-bedroom, 5-bathroom single family at 240 Whitewater Ridge Road lot: Tr-A in Sapphire, NC is listed for $2,625,000. Built in 2020, on a 15.00 acres lot.

Key Features

  • Built in 2020
  • 15.00 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
4 full, 1 half
2-car garage
2020

Amenities

FireplaceViewA/C
Listing Description

This remarkable 15-acre retreat pairs sweeping mountain vistas with polished, modern comfort in the gated community of Whitewater Ridge. Built in 2021 at an elevation of approximately 3,800 feet, this four-bedroom, four-and-a-half-bath custom residence captures long-range views and breathtaking sunrises from nearly every room and adjoins National Forest land with access to the Whitewater River.

Natural light fills the open kitchen and dining area, where Sub-Zero and Thermador appliances, a butler's pantry, and seamless access to a screened porch with built-in grill make entertaining effortless. Three stone fireplaces warm the great room, Carolina room, and lower-level family room.

The main-level primary suite offers privacy, while two upstairs guest suites, a loft office, and a flexible bonus room provide generous accommodations. Downstairs, an additional bedroom, full bath, family room, and second laundry closet add exceptional versatility.

The mudroom off the kitchen connects to an oversized two-car garage, with unfinished bonus space above offering flexibility for the new owner to customize. Foam-seal insulation, buried utilities, one-gigabit fiber-optic service, smart thermostats, security cameras, whole-home water filtration, an encapsulated crawlspace, and a generator support comfort and peace of mind.

Fresh exterior paint (2025) adds further appeal and furnishings convey with limited exclusions. Beyond the doorstep, community trails lead toward the Whitewater River for enjoying nature and pristine trout fishing waters. The community pavilion and pond and nearby Whitewater Falls/Gorges State Park invite outdoor exploration. Arrange your private tour and experience this exceptional sanctuary firsthand.

Monthly Cost Estimate

$17,139/mo

20% down · 6.5% · 30 years

Principal$1,898
Interest$11,375
Insurance$766
HOA$3,100

Estimates only. Actual payments may vary.

Location

240 Whitewater Ridge Road lot: Tr-A

Sapphire, NC 28774

Whitewater Ridge

Features & Amenities

Interior Features

ChandelierEatInKitchenHighSpeedInternetKitchenIslandPrimaryDownstairsPantryRecessedLightingVaultedCeilingsWalkInClosetsWiredForSound

Exterior Features

FirePitGardenGasGrillPrivateYardRainGutters

Property Details

Flooring

CarpetWoodTile

Construction

Frame WoodSiding

Views

Mountains

Outdoor Features

Porch

Parking

Garage

Heating

ZonedCentral

Cooling

Central AirZonedElectric

Appliances

BuiltInRefrigeratorDryerDishwasherGasRangeRangeHoodTanklessWaterHeaterWineRefrigeratorWasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 240 Whitewater Ridge Road lot: Tr-A is listed at $2,625,000. The estimated monthly payment is $17,139 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $3100/month.

Key features include: Built in 2020, 15.00 acre lot, 3 stories, Fireplace. Interior Features: Chandelier, EatInKitchen, HighSpeedInternet. Exterior Features: FirePit, Garden, GasGrill.

This property is listed by Maggie Elmer.

ME

Maggie Elmer

License 310908

Agent at LONESOME VALLEY PROPERTIES LLC

Listed by LONESOME VALLEY PROPERTIES LLC · Broker phone: 8287437696 · View on Broker Site

MLS# 1004353· Source: Highlands Cashiers Board of Realtors· 18 days on PropertySimple

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

240 Whitewater Ridge Road lot: Tr-A, Sapphire, NC 28774

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