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About This Home

This 4-bedroom, 4-bathroom single family at 246 Hillcrest Ridge in Montezuma, IA is listed for $1,200,000 ($276 per sqft). Built in 2003, the home offers 4,348 sqft of living space on a 0.27 acres lot.

Agent Description

Welcome to lake living at its finest at Lake Ponderosa! This exceptional lakefront home offers 100 feet of shoreline and stunning water views from nearly every angle. Step inside to an open-concept design highlighted by a dramatic cathedral great room with floor-to-ceiling Andersen Windows that flood the space with natural light.

A beautiful gas fireplace centered in the middle of the windows for those chilly nights. Two sliding doors lead to the expansive deck, complete with brand-new railing-perfect for soaking in the breathtaking lake views. This spacious home features 4 bedrooms including the private primary suite with its own ensuite.

A generous loft overlooks the great room and lake, offering flexible space for additional sleeping or a home office. With 3.5 bathrooms and main floor laundry, comfort and convenience are built in to this property. The walkout lower level is an entertainer's dream-boasting a large game room, expansive family room with a stunning stone fireplace, and a full-size bar with matching stonework.

Two patio doors lead to a covered porch and a beautifully designed lakeside patio, creating multiple outdoor living spaces. Enjoy lake life to the fullest with a concrete covered dock system featuring 3 slips and a boat lift. An attached 2-stall garage and abundant storage-including a large unfinished work/toy room-complete this incredible property.

Key Features

  • Built in 2003
  • 0.27 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2003

Amenities

FireplaceWaterfrontA/C

Monthly Cost Estimate

$6,418/mo

20% down · 6.5% · 30 years

Principal$868
Interest$5,200
Insurance$350

Estimates only. Actual payments may vary.

Location

246 Hillcrest Ridge

Montezuma, IA 50171

Property Details

Construction

Frame

Appliances

DishwasherDisposalDryerGarage Door OpenerMicrowaveRangeRefrigeratorWasherWater Heater - Electric

Questions & Answers

This 4-bedroom, 4-bathroom single family at 246 Hillcrest Ridge is listed at $1,200,000 ($276/sqft). The estimated monthly payment is $5,200 based on 20% down at 6.5% interest.

Key features include: Built in 2003, 0.27 acre lot, 2 stories, Fireplace, Waterfront.

This property is listed by Patricia O'Connell and can be reached at (319) 367-8760 or paoconn@yahoo.com.

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PO

Patricia O'Connell

Agent at Realty87

(319) 367-8760

Listed by Realty87

MLS# 2602269· Source: listhub· Updated 5 days ago

Copyright © 2026 Cedar Rapids Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

246 Hillcrest Ridge, Montezuma, IA 50171

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