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About This Home

This 4-bedroom, 3-bathroom single family at 2560 N Independence Drive in Montross, VA is listed for $410,000 ($139 per sqft). Built in 2005, the home offers 2,940 sqft of living space on a 0.43 acres lot.

Agent Description

Nestled in the peaceful waterfront community of Montross, Virginia, this newly upgraded ranch-style home offers the perfect blend of comfort, flexibility, and serene living near the scenic Potomac River. Surrounded by the natural beauty of Virginia's Northern Neck, this property is ideal as a full-time residence, weekend retreat, or investment opportunity.

The main home features a refreshed single-level layout designed for easy living. Bright, open living spaces welcome natural light throughout the day, creating a warm and inviting atmosphere. The living room flows comfortably into the dining area and updated kitchen, offering a practical layout for everyday life as well as entertaining family and friends.

Well-sized bedrooms provide comfortable retreats, while the ranch-style design ensures accessibility and convenience. A standout feature of the property is the newly permitted attached Accessory Dwelling Unit (ADU) with its own separate private entrance.

This versatile space is perfect as an in-law suite, allowing extended family to enjoy independent living while staying close. It also offers excellent income potential as a rental unit or vacation stay, providing homeowners the opportunity to generate additional revenue.

The separate access ensures privacy and flexibility for both the main home and the ADU. Living near the Potomac River means enjoying a peaceful waterfront lifestyle filled with opportunities for boating, fishing, kayaking, and relaxing along the shoreline.

Residents appreciate the calm pace of life, beautiful sunsets, and close-knit community that make Montross, Virginia such a desirable place to call home. With modern upgrades, flexible living space, and access to one of the East Coast's most iconic rivers, this property offers a rare opportunity to enjoy comfortable living, multigenerational flexibility, and investment potential in a truly serene setting.

Key Features

  • Built in 2005
  • 0.43 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2005

Amenities

FireplaceWaterfrontA/CRV Parking

Monthly Cost Estimate

$2,743/mo

20% down · 6.5% · 30 years

Principal$297
Interest$1,777
Insurance$120
HOA$550

Estimates only. Actual payments may vary.

Location

2560 N Independence Drive

Montross, VA 22520

Stratford Harbour

Features & Amenities

Interior Features

BedroomOnMainLevelCeilingFansDiningAreaEatInKitchenGraniteCountersLaminateCountersMainLevelPrimaryCableTv

Exterior Features

DeckLightingPorchStorageShedGasGrillPavedDriveway

Property Details

Flooring

LaminateVinylTileWood

Construction

Block Drywall Frame VinylSiding

Pool Features

DeckPorch

Parking

RVGarageBoatOff StreetDrivewayOversizeUnderground/Basement

Heating

Heat Pump (Heating)ZonedElectric (Heating)Forced AirPropane (Heating)

Cooling

Central AirWall Unit(s)

Appliances

CooktopDryerDishwasherExhaustFanFreezerGasCookingMicrowaveOvenPropaneWaterHeaterRangeRefrigeratorStoveTanklessWaterHeaterWasherEnergyStarQualifiedAppliances

Questions & Answers

This 4-bedroom, 3-bathroom single family at 2560 N Independence Drive is listed at $410,000 ($139/sqft). The estimated monthly payment is $2,327 based on 20% down at 6.5% interest.

HOA fees are $550/month.

Key features include: Built in 2005, 0.43 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: BedroomOnMainLevel, CeilingFans, DiningArea. Exterior Features: Deck, Lighting, Porch.

This property is listed by Traci Cardamone and can be reached at 6087996411 or tracic@tkreva.com.

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TC

Traci Cardamone

Agent at Turn Key Real Estate, LLC

(608) 799-6411

Listed by Turn Key Real Estate, LLC

MLS# 202600386· Source: listhub· Updated 25 days ago

Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2560 N Independence Drive, Montross, VA 22520

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