# 2560 N Independence Drive, Montross, VA 22520

> **TL;DR:** 4bd/3ba single family, $410,000 ($139/sqft), built 2005, 2,940 sqft.
> Fireplace, Waterfront, A/C, RV Parking. Est. $2,327/mo. Listed 25 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $410,000 |
| Price/sqft | $139 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,940 |
| Year Built | 2005 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 25 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,777 |
| HOA | $550 |
| **Total** | **$2,327** |

## Nearby Schools

- **Elementary:** Washington District
- **Middle:** Montross
- **High:** Washington and Lee

## Key Amenities

- Fireplace
- Waterfront
- A/C
- RV Parking

## Property Highlights

- Built in 2005
- 0.43 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled in the peaceful waterfront community of Montross, Virginia, this newly upgraded ranch-style home offers the perfect blend of comfort, flexibility, and serene living near the scenic Potomac River. Surrounded by the natural beauty of Virginia's Northern Neck, this property is ideal as a full-time residence, weekend retreat, or investment opportunity. The main home features a refreshed single-level layout designed for easy living. Bright, open living spaces welcome natural light throughout the day, creating a warm and inviting atmosphere. The living room flows comfortably into the dining area and updated kitchen, offering a practical layout for everyday life as well as entertaining family and friends. Well-sized bedrooms provide comfortable retreats, while the ranch-style design ensures accessibility and convenience. A standout feature of the property is the newly permitted attached Accessory Dwelling Unit (ADU) with its own separate private entrance. This versatile space is perfect as an in-law suite, allowing extended family to enjoy independent living while staying close. It also offers excellent income potential as a rental unit or vacation stay, providing homeowners the opportunity to generate additional revenue. The separate access ensures privacy and flexibility for both the main home and the ADU. Living near the Potomac River means enjoying a peaceful waterfront lifestyle filled with opportunities for boating, fishing, kayaking, and relaxing along the shoreline. Residents appreciate the calm pace of life, beautiful sunsets, and close-knit community that make Montross, Virginia such a desirable place to call home. With modern upgrades, flexible living space, and access to one of the East Coast's most iconic rivers, this property offers a rare opportunity to enjoy comfortable living, multigenerational flexibility, and investment potential in a truly serene setting.

## Location

- **Address:** 2560 N Independence Drive, Montross, VA 22520
- **County:** Westmoreland
- **Neighborhood:** Stratford Harbour
- **Coordinates:** 38.164574, -76.786219
- **Google Maps:** https://www.google.com/maps?q=38.164574,-76.786219

## Listing Agent

- **Name:** Traci Cardamone
- **Brokerage:** Turn Key Real Estate, LLC
- **Phone:** 6087996411
- **Email:** tracic@tkreva.com

## Primary Photo

![2560 N Independence Drive - Primary Photo](http://lh.rdcpix.com/73af8b4397d705f38fc122ea4d1f02c1l-f2731376839r.jpg)

*49 total photos available on [listing page](https://www.propertysimple.com/listing/2560-n-independence-drive-montross-va-22520-02600386)*

---

**MLS#:** 202600386 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2560-n-independence-drive-montross-va-22520-02600386)

---

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