# 261 Ridge Road, Santa Rosa Beach, FL 32459

> **TL;DR:** 4bd/3ba single family, $1,600,000 ($634/sqft), built 1989, 2,524 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $8,557/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,600,000 |
| Price/sqft | $634 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,524 |
| Year Built | 1989 |
| Lot Size | 26,136 sqft (0.60 acres) |
| Stories | 2 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $8,090 |
| Estimated Insurance | $467 |
| **Total** | **$8,557** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C
- RV Parking
- 1-car garage

## Property Highlights

- Built in 1989
- 0.60 acre lot
- 2 stories
- 9 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled on a private homesite overlooking the tranquil waters of Fox Lake, this beautifully updated residence offers the perfect blend of space, comfort, and timeless design. Featuring four bedrooms, including two spacious primary suites, the thoughtfully designed floor plan lives primarily on the main level, making everyday living both effortless and functional. A dramatic vaulted entry welcomes you into the sunken living room, where soaring wood ceilings, rich hardwood flooring, and travertine accents create a warm yet sophisticated atmosphere. The heart of the home is the beautifully appointed kitchen with fresh white cabinetry, stainless steel appliances, generous prep space, and picturesque lake views. The adjoining dining area and breakfast bar flow seamlessly to the expansive rear patio, designed for year-round entertaining. Paver walkways wind through the lush grounds, where mature citrus and pear trees create a private, tropical setting that complements the peaceful waterfront backdrop. Offering exceptional privacy, generous outdoor space, and breathtaking views, this Fox Lake retreat is a rare opportunity to enjoy refined lakefront living in Santa Rosa Beach. A county-approved lot split separating Lot 3 from Lot 4 will be completed and recorded in connection with closing . The $1,800,000 offering is for the home and the approximately 0.6 acres comprising Lot 3. Although the property is currently held under one parcel identification, the already approved split will be recorded at closing and will establish separate parcels for Lot 3 and Lot 4. See attached site plan.

## Location

- **Address:** 261 Ridge Road, Santa Rosa Beach, FL 32459
- **County:** Walton
- **Neighborhood:** FOX LAKE S/D PH 1
- **Coordinates:** 30.357508, -86.234251
- **Google Maps:** https://www.google.com/maps?q=30.357508,-86.234251

## Listing Agent

- **Name:** Spears Group
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/261-Ridge-Rd_Santa-Rosa-Beach_FL_32459_M60635-22009?f=listhub&s=ECARMLSFL&m=1014132&c=propsimple)

## Photos

![261 Ridge Road - Photo 1](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3659295565r.jpg)

![261 Ridge Road - Photo 2](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1756221948r.jpg)

![261 Ridge Road - Photo 3](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3162344863r.jpg)

![261 Ridge Road - Photo 4](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f717410143r.jpg)

![261 Ridge Road - Photo 5](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f4085526700r.jpg)

![261 Ridge Road - Photo 6](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2611176249r.jpg)

![261 Ridge Road - Photo 7](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2529725142r.jpg)

![261 Ridge Road - Photo 8](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3545689458r.jpg)

![261 Ridge Road - Photo 9](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1409809229r.jpg)

![261 Ridge Road - Photo 10](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f827842497r.jpg)

![261 Ridge Road - Photo 11](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f520349108r.jpg)

![261 Ridge Road - Photo 12](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3947977949r.jpg)

![261 Ridge Road - Photo 13](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2605569899r.jpg)

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![261 Ridge Road - Photo 18](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1658249451r.jpg)

![261 Ridge Road - Photo 19](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f283355730r.jpg)

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![261 Ridge Road - Photo 22](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3037815307r.jpg)

![261 Ridge Road - Photo 23](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1229076433r.jpg)

![261 Ridge Road - Photo 24](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2464913026r.jpg)

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![261 Ridge Road - Photo 26](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1722132764r.jpg)

![261 Ridge Road - Photo 27](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1472175794r.jpg)

![261 Ridge Road - Photo 28](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f360298826r.jpg)

![261 Ridge Road - Photo 29](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3630483937r.jpg)

![261 Ridge Road - Photo 30](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f20424278r.jpg)

![261 Ridge Road - Photo 31](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2897648675r.jpg)

![261 Ridge Road - Photo 32](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3506385992r.jpg)

![261 Ridge Road - Photo 33](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3488668324r.jpg)

![261 Ridge Road - Photo 34](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f4116732805r.jpg)

![261 Ridge Road - Photo 35](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2065290122r.jpg)

![261 Ridge Road - Photo 36](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3738870402r.jpg)

![261 Ridge Road - Photo 37](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2376278579r.jpg)

![261 Ridge Road - Photo 38](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f170187775r.jpg)

![261 Ridge Road - Photo 39](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f896871293r.jpg)

![261 Ridge Road - Photo 40](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3879053581r.jpg)

![261 Ridge Road - Photo 41](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f986352522r.jpg)

![261 Ridge Road - Photo 42](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f577446046r.jpg)

![261 Ridge Road - Photo 43](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2250071443r.jpg)

![261 Ridge Road - Photo 44](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3046331081r.jpg)

![261 Ridge Road - Photo 45](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f4274876254r.jpg)

![261 Ridge Road - Photo 46](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2864263733r.jpg)

![261 Ridge Road - Photo 47](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2628308021r.jpg)

![261 Ridge Road - Photo 48](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2609705684r.jpg)

![261 Ridge Road - Photo 49](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1987653551r.jpg)

![261 Ridge Road - Photo 50](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f2057432827r.jpg)

![261 Ridge Road - Photo 51](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f1255293496r.jpg)

![261 Ridge Road - Photo 52](http://lh.rdcpix.com/1f8e3e3f92df6221b946a94ca5b01285l-f3632350717r.jpg)

---

**MLS#:** 1014132 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/261-ridge-road-santa-rosa-beach-fl-32459-52c850e9cf404b3f984935031306682e)

---

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