# 26121 105th Street, Spirit Lake, IA 51360

> **TL;DR:** 3bd/1ba single family, $575,000 ($799/sqft), built 1954, 720 sqft.
> Waterfront. Est. $2,867/mo. Listed 21 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $575,000 |
| Price/sqft | $799 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 720 |
| Year Built | 1954 |
| Lot Size | 7,214 sqft (0.17 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 21 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,492 |
| HOA | $375 |
| **Total** | **$2,867** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1954
- 0.17 acre lot
- Waterfront

## Description

### Agent Description
Summer Cottage... Beautiful lot with 56 feet of shoreline and an easy, low approach to the water. Situated on one of the largest lots in the area on the North Shore of Big Spirit Lake, this unique property enjoys water views on both sides, creating an exceptional lakeside setting. This charming cottage features three bedrooms and a screened-in sunroom, the perfect place to relax and enjoy the views. Outdoors is where you'll spend most of your time. Swim off the dock, enjoy boating, kayaking, fishing, or simply soak up the tranquil surroundings. Spend your days in the shade and your evenings by the fire. Dock included, along with a raised picnic area and a storage shed. Located just a stone's throw from The Grade, known for great fishing, this property offers the perfect combination of recreation, relaxation, and natural beauty.

## Location

- **Address:** 26121 105th Street, Spirit Lake, IA 51360
- **County:** Dickinson
- **Coordinates:** 43.4946408, -95.0705742
- **Google Maps:** https://www.google.com/maps?q=43.4946408,-95.0705742

## Virtual Tour & Media

- **Video Tour:** https://theokobojilife.com/property/summer-cottage-on-big-spirit/

## Listing Agent

- **Name:** Mary Lynn Ingvall
- **Brokerage:** Ingvall Real Estate Team
- **Phone:** 7123301121
- **Email:** marylynn@theokobojilife.com

## Primary Photo

![26121 105th Street - Primary Photo](http://lh.rdcpix.com/f35ea6ee7c750a780419fb6c26e174c6l-f3012942293r.jpg)

*25 total photos available on [listing page](https://www.propertysimple.com/listing/26121-105th-street-spirit-lake-ia-51360-a260560)*

---

**MLS#:** 260560 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/26121-105th-street-spirit-lake-ia-51360-a260560)

---

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