About This Home

This 4-bedroom, 3-bathroom single family at 265 Spotted Saddle Way in Fallbrook, CA is listed for $765,000 ($355 per sqft). Built in 2019, the home offers 2,156 sqft of living space on a 0.06 acres lot.

Key Features

  • Built in 2019
  • 0.06 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2-car garage
2019

Amenities

SolarA/C
Listing Description

**Welcome to 265 Spotted Saddle Way, tucked away in the heart of Horse Creek Ridge.**This 4-bedroom, 2.5-bath home offers 2,156 square feet of living space in a quiet side alley near the park and a short walk to the neighborhood pool. It's a peaceful, private setting that's still close to everything the community has to offer.

Offered in the $725,000 to $765,000 range. Aerial photos show the exterior and setting. The interior is described in detail below, and a private showing is the best way to experience it.**An Open, Easy Layout**Downstairs, the home is designed around a spacious open-concept great room that brings the kitchen, dining area, and family room together in one connected space, perfect for everyday living and entertaining.

Durable luxury vinyl plank flooring runs throughout the main level, combining a clean look with easy upkeep. The kitchen features granite countertops with warm brown cabinetry, so whoever is cooking stays part of the conversation.Also on the main floor, the bonus room has been converted into a dedicated home office, ideal for working from home, studying, or a quiet retreat away from the main living area.

A convenient powder room downstairs is perfect for guests.**Upstairs Retreats**All four bedrooms are located upstairs, with beige carpet underfoot. The primary suite is a true private retreat, with a large en suite bath featuring a soaking tub and a separate shower, plus a walk-in closet.

The other three bedrooms share a well-planned bathroom with dual sinks and a separate toilet room, which helps keep busy mornings running smoothly. The upstairs laundry room means no more hauling baskets up and down the stairs, and the washer and dryer are included along with the refrigerator.Blinds and curtains are already in place throughout, so

you can move in with privacy and style from day one.**Smart, Secure, and Energy-Efficient**This home comes with paid-off solar panels, so there's no solar loan or lease payment to take over, and you can enjoy the energy savings from day one. The whole-house fan helps keep the home cool and fresh, further reducing reliance on air conditioning during

the right seasons.Smart home technology and a security system with a doorbell camera and window and door sensors provide peace of mind whether you're home or away.**Outdoor Living**Enjoy a concrete back patio that's ready for morning coffee or evening get-togethers.

Gravel walking paths run along both sides of the house for low-maintenance upkeep. In the garage, overhead storage shelves are already installed, freeing up floor space for vehicles, tools, and hobbies.**Life in Horse Creek Ridge**Horse Creek Ridge is an amazing community with many small parks, two pools, a large clubhouse, and an outdoor cooking area with barbecues.

The HOA sponsors community events throughout the year, and the neighborhood really goes all out for holidays like the 4th of July, Halloween, and Christmas. Routine food trucks visit, including a coffee truck, and a mobile market brings Costco-style items right to your door.You will love what this home has to offer, from the open layout to the Horse Creek Ridge lifestyle! Get in touch for more details

Monthly Cost Estimate

$4,297/mo

20% down · 6.5% · 30 years

Principal$553
Interest$3,315
Insurance$223
HOA$206

Estimates only. Actual payments may vary.

Location

265 Spotted Saddle Way

Fallbrook, CA 92028

Property Details

Cooling

Whole House FanCentral Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 265 Spotted Saddle Way is listed at $765,000 ($355/sqft). The estimated monthly payment is $4,297 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $206/month.

Key features include: Built in 2019, 0.06 acre lot, 2 stories, 2 parking spaces.

This property is listed by Jessica Villa.

JV

Jessica Villa

License 01790472

Agent at Allison James Homes & Estates

Listed by Allison James Homes & Estates · Broker phone: (866) 463-5780

MLS# NDP2609777· Source: California Regional Multiple Listing Service, Inc· 17 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

265 Spotted Saddle Way, Fallbrook, CA 92028

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