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About This Home

This 3-bedroom, 2-bathroom single family at 27 Church Street in Spencer, TN is listed for $242,000 ($174 per sqft). Built in 1950, the home offers 1,389 sqft of living space on a 0.38 acres lot.

Agent Description

Welcome home to this adorable Cape Cod-style home full of charm, comfort, and thoughtful updates. From the moment you arrive, the inviting covered front porch welcomes you in--perfect for relaxing mornings with coffee or peaceful evenings enjoying the neighborhood.

Step inside to discover beautiful hardwood floors that add warmth and character throughout the main living areas. The home features a convenient primary bedroom on the main level, providing comfort and ease for everyday living. The heart of the home is the spacious, updated kitchen, designed for both functionality and style.

You'll love the abundance of countertop space, highlighted by gorgeous butcher block countertops that offer plenty of room for cooking, baking, and entertaining. The kitchen also features brand-new appliances and a gas stove, making it ideal for home chefs and gatherings alike.

Just off the kitchen, you'll find a beautifully updated laundry room that adds convenience and extra workspace. Outside, the property includes a covered carport for easy parking and protection from the elements. With its classic Cape Cod architecture, charming details, and modern updates, this home offers a perfect blend of timeless character and move-in-ready comfort.

Conveniently located near some of Tennessee's most beautiful outdoor destinations, including the stunning Fall Creek Falls State Park, this home offers easy access to hiking, waterfalls, scenic overlooks, and outdoor adventure--making it perfect for nature lovers while still enjoying the comfort of home. Whether you're searching for a primary residence, weekend retreat, or charming investment opportunity, this delightful home is ready to welcome you. .

Key Features

  • Built in 1950
  • 0.38 acre lot
  • 2 stories

Property Details

2 stories
2 full
1950

Amenities

HardwoodA/C

Monthly Cost Estimate

$1,294/mo

20% down · 6.5% · 30 years

Principal$175
Interest$1,049
Insurance$71

Estimates only. Actual payments may vary.

Location

27 Church Street

Spencer, TN 38585

Features & Amenities

Interior Features

Kitchen IslandTub/shower Combo

Property Details

Flooring

Hardwood

Construction

Frame Vinyl Siding

Pool Features

Porch

Parking

Off Street

Heating

CentralHot Water(Heating)

Cooling

Central Air

Appliances

Water HeaterMicrowaveFree-Standing Gas RangeDishwasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 27 Church Street is listed at $242,000 ($174/sqft). The estimated monthly payment is $1,049 based on 20% down at 6.5% interest.

Key features include: Built in 1950, 0.38 acre lot, 2 stories. Interior Features: Kitchen Island, Tub/shower Combo.

This property is listed by Melissa Hubbard and can be reached at 4236370492 or melissaleahubbard@gmail.com.

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MH

Melissa Hubbard

Agent at RE/MAX Realty South

(423) 637-0492

Listed by RE/MAX Realty South · View on Broker Site

MLS# 1529927· Source: listhub· Updated 35 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27 Church Street, Spencer, TN 38585

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