About This Home

This 5-bedroom, 6-bathroom single family at 270 ROCK ISLAND RIDGE in Mineral, VA is listed for $2,345,000 ($361 per sqft). Built in 2024, the home offers 6,487 sqft of living space on a 1.29 acres lot.

Key Features

  • Built in 2024
  • 1.29 acre lot
  • 3 stories
  • 2 parking spaces
  • Waterfront

Property Details

3 stories
5 full, 1 half
2-car garage
2024

Amenities

EV ChargerWaterfrontA/C
Listing Description

Short term rentals ALLOWED with projected annual rental revenue of approximately $175,000-$225,000! Welcome to 270 Rock Island Ridge, an exceptional luxury waterfront home in Rock Island Landing on the private side of Lake Anna. Built in 2024, this spectacular 5-bedroom, 5.5-bath home offers nearly 6,500 finished square feet on 1.29 acres, with imp

ressive living and entertaining spaces, a private beach, dock, boathouse, and beautiful water views. Step inside and the lake immediately becomes part of the home. Expansive, light-filled living spaces and large windows draw your attention straight to the water.

The gourmet kitchen features upgraded countertops, generous cabinetry, a large island, double ovens, and a butler's pantry. A wet bar adds another entertaining space, while the open connection between the kitchen, dining, and living areas keeps the waterfront front and center.

The screened-in deck with upgraded composite decking extends the living space outdoors and can be accessed from both the dining area and primary suite. The main level also includes an office, mudroom, laundry room, attached 2-car garage, and primary suite for convenient main-level living.

Upstairs, three additional bedrooms each have their own full bath, providing exceptional privacy for family and guests along with elevated waterfront views. The fully finished walkout lower level offers approximately 2,600 finished square feet with expansive family, game, and gathering areas, an additional bedroom and full bath, and plenty of room to customize additional spaces.

Walk directly outside to the lawn and continue toward the shoreline. At the water, enjoy your own private beach, composite dock, and boathouse equipped with an electric boat lift, electricity, water, storage, and refrigerator. Launch the boat for an afternoon on Lake Anna's private side, swim from your shoreline, relax on the beach, or spend the evening taking in the views from your own dock.

Additional upgrades include a whole-house water treatment system, alarm system, EV charging outlet, sealed asphalt driveway, additional storage, primary closet and pantry shelving, window shutters and shades, washer and dryer, and more. Designer furnishings were selected specifically for the home's elevated lake-house style.

Furnishings and dock furniture are available at an agreed-upon price, creating the opportunity for a move-in-ready lake home designed to be enjoyed from day one. High-speed internet is available. With short-term rentals permitted, this property offers flexibility for full-time living, a second home, vacation retreat, or investment use.

Rental projections and supporting information are available in the MLS Documents section. 270 Rock Island Ridge brings together newer construction, substantial living space, private waterfront, boating amenities, and the Lake Anna lifestyle in one remarkable property.

Monthly Cost Estimate

$13,542/mo

20% down · 6.5% · 30 years

Principal$1,696
Interest$10,162
Insurance$684
HOA$1,000

Estimates only. Actual payments may vary.

Location

270 ROCK ISLAND RIDGE

Mineral, VA 23117

ROCK ISLAND LANDING

Features & Amenities

Interior Features

BarBathroom - Walk-In ShowerButlers PantryDining AreaFloor Plan - OpenKitchen - GourmetPrimary Bath(s)Recessed LightingUpgraded CountertopsWalk-in Closet(s)

Property Details

Construction

Advanced Framing HardiPlank Type

Parking

DrivewayGarage - Attached

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 5-bedroom, 6-bathroom single family at 270 ROCK ISLAND RIDGE is listed at $2,345,000 ($361/sqft). The estimated monthly payment is $13,542 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1000/month.

Key features include: Built in 2024, 1.29 acre lot, 3 stories, 2 parking spaces, Waterfront. Interior Features: Bar, Bathroom - Walk-In Shower, Butlers Pantry.

This property is listed by Melanie Virginia Lucero.

ML

Melanie Virginia Lucero

License 0225254211

Agent at REAL BROKER LLC

Listed by REAL BROKER LLC · Broker phone: (202) 335-7325 · View on Broker Site · Broker website

MLS# VALA2010450· Source: Bright MLS· 75 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

270 ROCK ISLAND RIDGE, Mineral, VA 23117

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