# 2734 OCEAN Drive, Fernandina Beach, FL 32034 > **TL;DR:** 3bd/2ba townhouse, $850,000 ($680/sqft), built 1991, 1,250 sqft. > A/C. Est. $4,546/mo. Listed 132 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $850,000 | | Price/sqft | $680 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,250 | | Year Built | 1991 | | Lot Size | 6,098 sqft (0.14 acres) | | Stories | 2 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 132 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,298 | | Estimated Insurance | $248 | | **Total** | **$4,546** | ## Key Amenities - A/C ## Property Highlights - Built in 1991 - 0.14 acre lot - 2 stories ## Description ### Agent Description Just a quick jaunt to the stunning beaches of Amelia Island, this duplex offers the kind of coastal lifestyle that most people only dream about. Close enough to catch the sound of the waves on a quiet evening or early morning, yet perfectly positioned to enjoy everything this remarkable island has to offer. Centrally located on the island, you are moments from the charm of historic downtown Fernandina Beach - where tree-lined streets invite you to stroll, browse boutique shops, dine at locally beloved restaurants, and watch breathtaking sunsets melt over the Intracoastal Waterway. Fort Clinch State Park is just down the road, offering a living piece of Civil War history with engaging reenactments, living history events, and miles of bike trails winding beneath a canopy of massive and centuries-old live oak trees. This attached townhome-style duplex features two mirrored floor plans. Both units have large kitchens with updated shaker cabinets and a charming bay window - ideal as a breakfast nook, making it a true eat-in kitchen. The second level holds three comfortable bedrooms sharing an updated full bathroom. Unit A features engineered wood floors upstairs; luxury vinyl plank flooring has been updated in select rooms across both units. Step outside to your large private back deck -- the perfect setting for morning coffee, evening entertaining, and weekend grilling. The units are short-term rental eligible with a 30-day minimum. Both units were updated with vinyl windows throughout. Whether you are looking for a primary residence with income potential, a coastal investment property, or a foothold on one of Florida's most beloved barrier islands - this duplex is a compelling opportunity that deserves your attention. ## Location - **Address:** 2734 OCEAN Drive, Fernandina Beach, FL 32034 - **County:** Nassau - **Neighborhood:** Oceanside - **Coordinates:** 30.628255, -81.440821 - **Google Maps:** https://www.google.com/maps?q=30.628255,-81.440821 ## Virtual Tour & Media - **Video Tour:** https://app.eastcoastvtours.com/sites/rlvjgqmv/unbranded ## Listing Agent - **Name:** Kerilee Werder Duffy - **Brokerage:** Keller Williams Realty, Atlantic Partners - **Broker Phone:** (904) 247-0059 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2734-Ocean-Dr_Fernandina-Beach_FL_32034_M62729-76416?f=listhub&s=NEFMLS&m=2159830&c=propsimple) ## Photos ![2734 OCEAN Drive - Photo 1](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2995747470r.jpg) ![2734 OCEAN Drive - Photo 2](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f641051446r.jpg) ![2734 OCEAN Drive - Photo 3](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1005548848r.jpg) ![2734 OCEAN Drive - Photo 4](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1130597792r.jpg) ![2734 OCEAN Drive - Photo 5](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f4128033090r.jpg) ![2734 OCEAN Drive - Photo 6](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3026267102r.jpg) ![2734 OCEAN Drive - Photo 7](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f553157261r.jpg) ![2734 OCEAN Drive - Photo 8](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2385313473r.jpg) ![2734 OCEAN Drive - Photo 9](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3513372922r.jpg) ![2734 OCEAN Drive - Photo 10](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2010571910r.jpg) ![2734 OCEAN Drive - Photo 11](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2805270583r.jpg) ![2734 OCEAN Drive - Photo 12](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f688414915r.jpg) ![2734 OCEAN Drive - Photo 13](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3329483117r.jpg) ![2734 OCEAN Drive - Photo 14](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f999735038r.jpg) ![2734 OCEAN Drive - Photo 15](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3069252138r.jpg) ![2734 OCEAN Drive - Photo 16](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3441557451r.jpg) ![2734 OCEAN Drive - Photo 17](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f168268425r.jpg) ![2734 OCEAN Drive - Photo 18](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3925190257r.jpg) ![2734 OCEAN Drive - Photo 19](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1874488717r.jpg) ![2734 OCEAN Drive - Photo 20](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2293474342r.jpg) ![2734 OCEAN Drive - Photo 21](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2162331196r.jpg) ![2734 OCEAN Drive - Photo 22](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3071780317r.jpg) ![2734 OCEAN Drive - Photo 23](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f503036472r.jpg) ![2734 OCEAN Drive - Photo 24](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1151373426r.jpg) ![2734 OCEAN Drive - Photo 25](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f4004515054r.jpg) ![2734 OCEAN Drive - Photo 26](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f957384r.jpg) ![2734 OCEAN Drive - Photo 27](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1984500500r.jpg) ![2734 OCEAN Drive - Photo 28](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3879922855r.jpg) ![2734 OCEAN Drive - Photo 29](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1782737517r.jpg) ![2734 OCEAN Drive - Photo 30](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1659536095r.jpg) ![2734 OCEAN Drive - Photo 31](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3257961625r.jpg) ![2734 OCEAN Drive - Photo 32](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1471735681r.jpg) ![2734 OCEAN Drive - Photo 33](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3826282315r.jpg) ![2734 OCEAN Drive - Photo 34](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2408577262r.jpg) ![2734 OCEAN Drive - Photo 35](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f513243151r.jpg) ![2734 OCEAN Drive - Photo 36](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2015212103r.jpg) ![2734 OCEAN Drive - Photo 37](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f96687922r.jpg) ![2734 OCEAN Drive - Photo 38](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3122740708r.jpg) ![2734 OCEAN Drive - Photo 39](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f852273072r.jpg) ![2734 OCEAN Drive - Photo 40](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2331097201r.jpg) ![2734 OCEAN Drive - Photo 41](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2236473801r.jpg) ![2734 OCEAN Drive - Photo 42](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f183305936r.jpg) ![2734 OCEAN Drive - Photo 43](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f3893036703r.jpg) ![2734 OCEAN Drive - Photo 44](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f2986343648r.jpg) ![2734 OCEAN Drive - Photo 45](http://lh.rdcpix.com/d9998f07f640f60fe903ebea7e128522l-f1969835403r.jpg) --- **MLS#:** 2159830 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/2734-ocean-drive-fernandina-beach-fl-32034-3cd19daeb00b49fca929e88063411d7f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/2734-ocean-drive-fernandina-beach-fl-32034-3cd19daeb00b49fca929e88063411d7f#listing", "url": "https://staging.propertysimple.ai/listing/2734-ocean-drive-fernandina-beach-fl-32034-3cd19daeb00b49fca929e88063411d7f", "name": "2734 OCEAN Drive, Fernandina Beach, FL 32034", "description": "Just a quick jaunt to the stunning beaches of Amelia Island, this duplex offers the kind of coastal lifestyle that most people only dream about. Close enough to catch the sound of the waves on a quiet evening or early morning, yet perfectly positioned to enjoy everything this remarkable island has to offer. Centrally located on the island, you are moments from the charm of historic downtown Fernandina Beach - where tree-lined streets invite you to stroll, browse boutique shops, dine at locally beloved restaurants, and watch breathtaking sunsets melt over the Intracoastal Waterway. Fort Clinch State Park is just down the road, offering a living piece of Civil War history with engaging reenactments, living history events, and miles of bike trails winding beneath a canopy of massive and centuries-old live oak trees. This attached townhome-style duplex features two mirrored floor plans. Both units have large kitchens with updated shaker cabinets and a charming bay window - ideal as a breakfast nook, making it a true eat-in kitchen. The second level holds three comfortable bedrooms sharing an updated full bathroom. 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