# 274 White Cottage Road, Santa Rosa Beach, FL 32459 > **TL;DR:** 3bd/4ba single family, $1,275,000 ($565/sqft), built 2021, 2,256 sqft. > Fireplace, Hardwood, A/C, 1-car garage. Est. $7,886/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,275,000 | | Price/sqft | $565 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,256 | | Year Built | 2021 | | Lot Size | 4,356 sqft (0.10 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 9 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,447 | | Estimated Insurance | $372 | | HOA | $1,067 | | **Total** | **$7,886** | ## Nearby Schools - **Elementary:** Van R Butler - **Middle:** Bay - **High:** South Walton ## Key Amenities - Fireplace - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 2021 - 0.10 acre lot - 2 stories - 4 parking spaces - Fireplace ## Description ### Agent Description Coastal Home | Pond Views | Gated Community | Cottage Grove | Santa Rosa Beach | 30A Built by respected local builder Key Lime Construction, this meticulously maintained 3-bedroom, 3.5-bath home is tucked within Cottage Grove, a gated residential community in Santa Rosa Beach, Florida, known for its serene setting, privacy, and thoughtfully designed homes. Positioned directly in front of the neighborhood pond and fountain, the property offers a peaceful coastal retreat just minutes from the white sand beaches of the Emerald Coast and the restaurants, shopping, and local favorites of Gulf Place, including Shunk Gulley Oyster Bar. For buyers seeking a beautifully crafted home near 30A without the constant turnover of a short-term rental neighborhood, Cottage Grove offers an appealing balance of tranquility, quality, and coastal convenience. Inside, timeless coastal finishes and thoughtful details create a warm, inviting atmosphere. Hardwood floors, white shiplap walls and accents, and a metal roof reflect the home's distinctive character and quality craftsmanship. The open-concept main level connects the living room, dining area, and kitchen, creating a natural flow for everyday living and entertaining. Dual entry doors welcome you into a spacious living room featuring a gas fireplace and mounted television, while a dedicated office with built-in library shelving offers an ideal space for working from home. A conveniently located half bath completes the main level. The kitchen serves as the heart of the home, featuring a large kitchen island, beautiful white marble countertops, a Wolf range with six gas burners, and a custom vent hood accented with shiplap. With generous counter space and an open connection to the dining and living areas, the kitchen is designed for both everyday living and entertaining, combining functionality with timeless coastal style. Upstairs, all three bedrooms provide comfortable accommodations and a thoughtfully designed layout. The primary suite overlooks the neighborhood pond and fountain, with a private balcony that offers a peaceful spot to enjoy morning coffee or unwind at the end of the day. The spacious primary bathroom features a grand walk-in closet, dual vanities with marble countertops, and an open walk-in shower. The first guest bedroom includes its own private bathroom, while the second guest bedroom features a shiplap accent wall and convenient access to an additional full bathroom. Outdoor living continues with a screened-in porch and a private, fenced backyard complete with a fire pit, creating inviting spaces to relax and enjoy the coastal climate. The front porch, complete with a swinging bench, offers another quiet place to unwind. Residents also enjoy access to the neighborhood swimming pool, while the pond and fountain directly across from the home enhance the peaceful setting. Cottage Grove stands out among Santa Rosa Beach neighborhoods for its gated entry, residential atmosphere, and convenient location near the beach. Short-term rentals are not permitted, making this an attractive option for buyers seeking a primary residence or second home in a quiet, established community close to the best of South Walton. Located minutes from Gulf Place, Shunk Gulley Oyster Bar, the beaches of Scenic Highway 30A, and the surrounding coastal communities, this home places the Santa Rosa Beach lifestyle within easy reach. From beach days and Gulf-front dining to relaxing evenings in a private backyard, this Cottage Grove property combines local craftsmanship, distinctive coastal finishes, and a serene neighborhood setting in one compelling offering. 3 BR | 3.5 BA | Cottage Grove | Santa Rosa Beach | Walton County, Florida | Key Lime Construction | Gated Community | Pond and Fountain Views | Community Pool | Metal Roof | Hardwood Floors | Shiplap Accents | Large Kitchen Island | White Marble Countertops | Wolf Range | Gas Fireplace | Dedicated Home Office | Built-In Library Shelving | Primary Sui ## Location - **Address:** 274 White Cottage Road, Santa Rosa Beach, FL 32459 - **County:** Walton - **Neighborhood:** Cottage Grove - **Coordinates:** 30.364408, -86.23133 - **Google Maps:** https://www.google.com/maps?q=30.364408,-86.23133 ## Virtual Tour & Media - **Video Tour:** https://vimeo.com/1237268804?share=copy&fl=sv&fe=ci ## Listing Agent - **Name:** Delawalla Group - **Brokerage:** Watersound Real Estate - **Broker Phone:** (850) 428-3002 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/274-White-Cottage-Rd_Santa-Rosa-Beach_FL_32459_M99612-78518?f=listhub&s=ECARMLSFL&m=1013953&c=propsimple) ## Photos ![274 White Cottage Road - Photo 1](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f991709799r.jpg) ![274 White Cottage Road - Photo 2](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3148174666r.jpg) ![274 White Cottage Road - Photo 3](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f2040709693r.jpg) ![274 White Cottage Road - Photo 4](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f2033856299r.jpg) ![274 White Cottage Road - Photo 5](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1433312179r.jpg) ![274 White Cottage Road - Photo 6](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3576826087r.jpg) ![274 White Cottage Road - Photo 7](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1275544430r.jpg) ![274 White Cottage Road - Photo 8](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f528772200r.jpg) ![274 White Cottage Road - Photo 9](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f4290534980r.jpg) ![274 White Cottage Road - Photo 10](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f738957223r.jpg) ![274 White Cottage Road - Photo 11](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f762029143r.jpg) ![274 White Cottage Road - Photo 12](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1070404905r.jpg) ![274 White Cottage Road - Photo 13](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f2990477533r.jpg) ![274 White Cottage Road - Photo 14](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1012107863r.jpg) ![274 White Cottage Road - Photo 15](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f45354236r.jpg) ![274 White Cottage Road - Photo 16](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3451826394r.jpg) ![274 White Cottage Road - Photo 17](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f4266700034r.jpg) ![274 White Cottage Road - Photo 18](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3755681847r.jpg) ![274 White Cottage Road - Photo 19](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1315083377r.jpg) ![274 White Cottage Road - Photo 20](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1476392779r.jpg) ![274 White Cottage Road - Photo 21](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f468204158r.jpg) ![274 White Cottage Road - Photo 22](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3236593331r.jpg) ![274 White Cottage Road - Photo 23](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3239488015r.jpg) ![274 White Cottage Road - Photo 24](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f4077305239r.jpg) ![274 White Cottage Road - Photo 25](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1777704634r.jpg) ![274 White Cottage Road - Photo 26](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3277430996r.jpg) ![274 White Cottage Road - Photo 27](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3263444498r.jpg) ![274 White Cottage Road - Photo 28](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f721302005r.jpg) ![274 White Cottage Road - Photo 29](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f500123567r.jpg) ![274 White Cottage Road - Photo 30](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f2312155950r.jpg) ![274 White Cottage Road - Photo 31](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3584836457r.jpg) ![274 White Cottage Road - Photo 32](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1813060996r.jpg) ![274 White Cottage Road - Photo 33](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f111563334r.jpg) ![274 White Cottage Road - Photo 34](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f4268247661r.jpg) ![274 White Cottage Road - Photo 35](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f253345440r.jpg) ![274 White Cottage Road - Photo 36](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3958684598r.jpg) ![274 White Cottage Road - Photo 37](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3144336988r.jpg) ![274 White Cottage Road - Photo 38](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3272387052r.jpg) ![274 White Cottage Road - Photo 39](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f1162780153r.jpg) ![274 White Cottage Road - Photo 40](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f632145604r.jpg) ![274 White Cottage Road - Photo 41](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3365381931r.jpg) ![274 White Cottage Road - Photo 42](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f438475096r.jpg) ![274 White Cottage Road - Photo 43](http://lh.rdcpix.com/8f5a7f7fd9f6028fd40ee8d96225f6d5l-f3769197296r.jpg) --- **MLS#:** 1013953 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/274-white-cottage-road-santa-rosa-beach-fl-32459-4f91c092cd5a41b89ab9a68af55d611c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/274-white-cottage-road-santa-rosa-beach-fl-32459-4f91c092cd5a41b89ab9a68af55d611c#listing", "url": "https://staging.propertysimple.ai/listing/274-white-cottage-road-santa-rosa-beach-fl-32459-4f91c092cd5a41b89ab9a68af55d611c", "name": "274 White Cottage Road, Santa Rosa Beach, FL 32459", "description": "Coastal Home | Pond Views | Gated Community | Cottage Grove | Santa Rosa Beach | 30A Built by respected local builder Key Lime Construction, this meticulously maintained 3-bedroom, 3.5-bath home is tucked within Cottage Grove, a gated residential community in Santa Rosa Beach, Florida, known for its serene setting, privacy, and thoughtfully designed homes. Positioned directly in front of the neighborhood pond and fountain, the property offers a peaceful coastal retreat just minutes from the white sand beaches of the Emerald Coast and the restaurants, shopping, and local favorites of Gulf Place, including Shunk Gulley Oyster Bar. For buyers seeking a beautifully crafted home near 30A without the constant turnover of a short-term rental neighborhood, Cottage Grove offers an appealing balance of tranquility, quality, and coastal convenience. Inside, timeless coastal finishes and thoughtful details create a warm, inviting atmosphere. Hardwood floors, white shiplap walls and accents, and a metal roof reflect the home's distinctive character and quality craftsmanship. The open-concept main level connects the living room, dining area, and kitchen, creating a natural flow for everyday living and entertaining. Dual entry doors welcome you into a spacious living room featuring a gas fireplace and mounted television, while a dedicated office with built-in library shelving offers an ideal space for working from home. A conveniently located half bath completes the main level. The kitchen serves as the heart of the home, featuring a large kitchen island, beautiful white marble countertops, a Wolf range with six gas burners, and a custom vent hood accented with shiplap. With generous counter space and an open connection to the dining and living areas, the kitchen is designed for both everyday living and entertaining, combining functionality with timeless coastal style. Upstairs, all three bedrooms provide comfortable accommodations and a thoughtfully designed layout. The primary suite overlooks the neighborhood pond and fountain, with a private balcony that offers a peaceful spot to enjoy morning coffee or unwind at the end of the day. The spacious primary bathroom features a grand walk-in closet, dual vanities with marble countertops, and an open walk-in shower. The first guest bedroom includes its own private bathroom, while the second guest bedroom features a shiplap accent wall and convenient access to an additional full bathroom. Outdoor living continues with a screened-in porch and a private, fenced backyard complete with a fire pit, creating inviting spaces to relax and enjoy the coastal climate. The front porch, complete with a swinging bench, offers another quiet place to unwind. Residents also enjoy access to the neighborhood swimming pool, while the pond and fountain directly across from the home enhance the peaceful setting. Cottage Grove stands out among Santa Rosa Beach neighborhoods for its gated entry, residential atmosphere, and convenient location near the beach. 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