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About This Home

This 2-bedroom, 2-bathroom single family at 277 Virginia Lane in Murphy, NC is listed for $639,000. Built in 2008, on a 3.73 acres lot.

Agent Description

400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience—whether you're fishing from y

our own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living.

The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water.

Outdoor living is where this property truly stands apart—offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition.

Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find—ideal as a full-time residence, second home, or investment opportunity.

Key Features

  • Built in 2008
  • 3.73 acre lot
  • 1.5 stories

Property Details

2 stories
2 full
2008

Monthly Cost Estimate

$3,418/mo

20% down · 6.5% · 30 years

Principal$462
Interest$2,769
Insurance$186

Estimates only. Actual payments may vary.

Location

277 Virginia Lane

Murphy, NC 28906

Shooting Creek

Features & Amenities

Interior Features

FurnishedCeiling Fan(s)Cathedral Ceiling(s)WoodLoft

Exterior Features

StoragePrivate YardFire Pit

Property Details

Flooring

TileWood

Construction

Frame

Parking

Driveway

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerRangeRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 277 Virginia Lane is listed at $639,000. The estimated monthly payment is $2,769 based on 20% down at 6.5% interest.

Key features include: Built in 2008, 3.73 acre lot, 1.5 stories. Interior Features: Furnished, Ceiling Fan(s), Cathedral Ceiling(s). Exterior Features: Storage, Private Yard, Fire Pit.

This property is listed by Spies Team and can be reached at 8283422947 or themountainsofnc@gmail.com.

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Spies Team

Agent at Carolina Mountain Homes

(828) 342-2947

Listed by Carolina Mountain Homes · View on Broker Site

MLS# 428962· Source: listhub· Updated today

Copyright © 2026 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

277 Virginia Lane, Murphy, NC 28906

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