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About This Home

This 4-bedroom, 2-bathroom single family at 2806 SW 38th Terrace in Cape Coral, FL is listed for $610,000 ($296 per sqft). Built in 1989, the home offers 2,062 sqft of living space on a 0.23 acres lot.

Agent Description

Well-maintained gulf-access, waterfront home with screened pool and numerous recent updates. This bright, open residence features vaulted ceilings, neutral interior paint (2021), and updated lighting and ceiling fans throughout. The living areas flow seamlessly to the screened lanai, offering ideal indoor-outdoor living with tranquil canal views.

Major improvements include a new HVAC system (2021), resurfaced pool (2021), pool heater (2021), and a brand-new pool cage/screen enclosure (2023). Additional updates include new blinds and closet doors in all bedrooms, new storage closets in the garage, and a new garage door opener and track system (2024).

Recent functional upgrades include a new washer and dryer (2023), dishwasher (2025), and a new sprinkler system (2026). The spacious screened pool area provides ample room for relaxing or entertaining while enjoying the waterfront setting. Move-in ready and thoughtfully updated, this home offers comfort, functionality, and classic Florida living. Tenant occupied until April 15.

Key Features

  • Built in 1989
  • 0.23 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
1989

Amenities

PoolWaterfrontA/C

Monthly Cost Estimate

$3,262/mo

20% down · 6.5% · 30 years

Principal$441
Interest$2,643
Insurance$178

Estimates only. Actual payments may vary.

Location

2806 SW 38th Terrace

Cape Coral, FL 33914

CAPE CORAL

Features & Amenities

Interior Features

BedroomOnMainLevelSeparateFormalDiningRoomDualSinksMainLevelPrimaryShowerOnlySeparateShowerWalkInClosetsSplitBedrooms

Exterior Features

Patio

Property Details

Flooring

VinylTile

Construction

Block Concrete Stucco

Pool Features

PatioPorch

Parking

DrivewayOpenGarage

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DryerDishwasherElectricCooktopFreezerDisposalRangeRefrigeratorSelfCleaningOvenWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 2806 SW 38th Terrace is listed at $610,000 ($296/sqft). The estimated monthly payment is $2,643 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.23 acre lot, Private pool, Waterfront. Interior Features: BedroomOnMainLevel, SeparateFormalDiningRoom, DualSinks. Exterior Features: Patio.

This property is listed by Michael Soto and can be reached at 3057729012 or mike@sotorealty.com.

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MS

Michael Soto

Agent at Soto Realty Group

(305) 772-9012

Listed by Soto Realty Group · View on Broker Site

MLS# 2026007223· Source: listhub· Updated 75 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2806 SW 38th Terrace, Cape Coral, FL 33914

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