About This Home

This 6-bedroom, 5-bathroom single family at 2809 Scenic Hwy 98 in Destin, FL is listed for $2,825,000 ($1,074 per sqft). Built in 2004, the home offers 2,630 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2004
  • 0.17 acre lot
  • 3 stories
  • 4 parking spaces

Property Details

3 stories
5 full
4 spaces
2004

Amenities

HardwoodA/C
Listing Description

YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands.

Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures.

This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations.

The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community.

From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.

Monthly Cost Estimate

$15,109/mo

20% down · 6.5% · 30 years

Principal$2,043
Interest$12,242
Insurance$824

Estimates only. Actual payments may vary.

Location

2809 Scenic Hwy 98

Destin, FL 32541

CRYSTAL BEACH

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling RaisedGuest QuartersLighting RecessedOwner's ClosetWasher/Dryer Hookup

Exterior Features

BalconyFenced Back YardLawn PumpPool - Gunite ConcrtPool - HouseSprinkler System

Property Details

Flooring

HardwoodTile

Construction

Frame Siding CmntFbrHrdBrd

Outdoor Features

DeckPorchPatio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveOven Self CleaningRange HoodRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 6-bedroom, 5-bathroom single family at 2809 Scenic Hwy 98 is listed at $2,825,000 ($1,074/sqft). The estimated monthly payment is $15,109 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2004, 0.17 acre lot, 3 stories, 4 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised. Exterior Features: Balcony, Fenced Back Yard, Lawn Pump.

This property is listed by Abbott Martin Group.

AG

Abbott Martin Group

Agent at Exp Realty

Listed by Exp Realty · Broker phone: (904) 238-3304 · View on Broker Site · Broker website

MLS# 994900· Source: Emerald Coast Association of Realtors· 261 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2809 Scenic Hwy 98, Destin, FL 32541

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