# 2809 Scenic Hwy 98, Destin, FL 32541 > **TL;DR:** 6bd/5ba single family, $2,825,000 ($1074/sqft), built 2004, 2,630 sqft. > Hardwood, A/C. Est. $15,109/mo. Listed 262 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,825,000 | | Price/sqft | $1074 | | Bedrooms | 6 | | Bathrooms | 5 full | | Square Feet | 2,630 | | Year Built | 2004 | | Lot Size | 7,405 sqft (0.17 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 262 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $14,285 | | Estimated Insurance | $824 | | **Total** | **$15,109** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Fort Walton Beach ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 2004 - 0.17 acre lot - 3 stories - 4 parking spaces ## Description ### Agent Description YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities. ## Location - **Address:** 2809 Scenic Hwy 98, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** CRYSTAL BEACH - **Coordinates:** 30.383225, -86.429338 - **Google Maps:** https://www.google.com/maps?q=30.383225,-86.429338 ## Listing Agent - **Name:** Abbott Martin Group - **Brokerage:** Exp Realty - **Broker Phone:** (904) 238-3304 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2809-Scenic-Highway-98_Destin_FL_32541_M55718-40603?f=listhub&s=ECARMLSFL&m=994900&c=propsimple) ## Photos ![2809 Scenic Hwy 98 - Photo 1](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1825489819r.jpg) ![2809 Scenic Hwy 98 - Photo 2](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f415116198r.jpg) ![2809 Scenic Hwy 98 - Photo 3](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1964253949r.jpg) ![2809 Scenic Hwy 98 - Photo 4](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1185950846r.jpg) ![2809 Scenic Hwy 98 - Photo 5](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3023181992r.jpg) ![2809 Scenic Hwy 98 - Photo 6](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1144580632r.jpg) ![2809 Scenic Hwy 98 - Photo 7](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3742282305r.jpg) ![2809 Scenic Hwy 98 - Photo 8](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1544952880r.jpg) ![2809 Scenic Hwy 98 - Photo 9](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3098711610r.jpg) ![2809 Scenic Hwy 98 - Photo 10](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f228107611r.jpg) ![2809 Scenic Hwy 98 - Photo 11](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f706626018r.jpg) ![2809 Scenic Hwy 98 - Photo 12](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1316313646r.jpg) ![2809 Scenic Hwy 98 - Photo 13](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f4139644406r.jpg) ![2809 Scenic Hwy 98 - Photo 14](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3939891469r.jpg) ![2809 Scenic Hwy 98 - Photo 15](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f150699841r.jpg) ![2809 Scenic Hwy 98 - Photo 16](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1832198555r.jpg) ![2809 Scenic Hwy 98 - Photo 17](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f374062686r.jpg) ![2809 Scenic Hwy 98 - Photo 18](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f83268481r.jpg) ![2809 Scenic Hwy 98 - Photo 19](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2288266973r.jpg) ![2809 Scenic Hwy 98 - Photo 20](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2731872482r.jpg) ![2809 Scenic Hwy 98 - Photo 21](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1305382741r.jpg) ![2809 Scenic Hwy 98 - Photo 22](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1963246133r.jpg) ![2809 Scenic Hwy 98 - Photo 23](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f475284132r.jpg) ![2809 Scenic Hwy 98 - Photo 24](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3675962096r.jpg) ![2809 Scenic Hwy 98 - Photo 25](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1518139669r.jpg) ![2809 Scenic Hwy 98 - Photo 26](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3456864931r.jpg) ![2809 Scenic Hwy 98 - Photo 27](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2021254085r.jpg) ![2809 Scenic Hwy 98 - Photo 28](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3564134342r.jpg) ![2809 Scenic Hwy 98 - Photo 29](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f453625533r.jpg) ![2809 Scenic Hwy 98 - Photo 30](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2346903180r.jpg) ![2809 Scenic Hwy 98 - Photo 31](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3424745391r.jpg) ![2809 Scenic Hwy 98 - Photo 32](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f791922084r.jpg) ![2809 Scenic Hwy 98 - Photo 33](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1937411421r.jpg) ![2809 Scenic Hwy 98 - Photo 34](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2766019203r.jpg) ![2809 Scenic Hwy 98 - Photo 35](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3136893192r.jpg) ![2809 Scenic Hwy 98 - Photo 36](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1738049635r.jpg) ![2809 Scenic Hwy 98 - Photo 37](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f4198734696r.jpg) ![2809 Scenic Hwy 98 - Photo 38](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f991432525r.jpg) ![2809 Scenic Hwy 98 - Photo 39](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2445192878r.jpg) ![2809 Scenic Hwy 98 - Photo 40](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3169901205r.jpg) ![2809 Scenic Hwy 98 - Photo 41](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3962619240r.jpg) ![2809 Scenic Hwy 98 - Photo 42](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1863953832r.jpg) ![2809 Scenic Hwy 98 - Photo 43](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2494162910r.jpg) ![2809 Scenic Hwy 98 - Photo 44](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3187884527r.jpg) ![2809 Scenic Hwy 98 - Photo 45](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f4184761959r.jpg) ![2809 Scenic Hwy 98 - Photo 46](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1602536223r.jpg) ![2809 Scenic Hwy 98 - Photo 47](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2092141338r.jpg) ![2809 Scenic Hwy 98 - Photo 48](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f448414246r.jpg) ![2809 Scenic Hwy 98 - Photo 49](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2415242194r.jpg) ![2809 Scenic Hwy 98 - Photo 50](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2644320022r.jpg) ![2809 Scenic Hwy 98 - Photo 51](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f4203550860r.jpg) ![2809 Scenic Hwy 98 - Photo 52](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f514274797r.jpg) ![2809 Scenic Hwy 98 - Photo 53](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2710727300r.jpg) ![2809 Scenic Hwy 98 - Photo 54](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f2157278488r.jpg) ![2809 Scenic Hwy 98 - Photo 55](http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3499793382r.jpg) --- **MLS#:** 994900 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/2809-scenic-hwy-98-destin-fl-32541-cc6db85db94f4fc6b5dfc5b88a7e0de8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/2809-scenic-hwy-98-destin-fl-32541-cc6db85db94f4fc6b5dfc5b88a7e0de8#listing", "url": "https://staging.propertysimple.ai/listing/2809-scenic-hwy-98-destin-fl-32541-cc6db85db94f4fc6b5dfc5b88a7e0de8", "name": "2809 Scenic Hwy 98, Destin, FL 32541", "description": "YEAR TO DATE BOOKINGS AS OF JULY 1, 2026, $217,086.52 Located directly along Scenic Hwy 98 on a prominent corner lot, this exceptional three-story coastal retreat offers Gulf views from the second & third levels and is just 0.1 miles from the Shirah Beach Access, a leisurely 2-minute stroll to the sugar-white sands. Thoughtfully designed & impeccably maintained, the property presents a rare ''two-homes-in-one'' configuration ideal for personal enjoyment & high-performing short-term rental use. The 4-bedroom main residence is complemented by a separate 2-bedroom carriage house, with a heated pool & pool deck serving as the private focal point between the two structures. This flexible layout provides privacy & versatility well-suited for hosting guests, multi-generational living, or maximizing rental potential. The carriage house also features a kitchenette, a full bathroom, and a walk-in closet, offering comfortable & independent accommodations. The home is tastefully decorated & offered turnkey, featuring solid surface flooring throughout, multiple living areas, and balconies positioned to capture Gulf breezes & views. A golf cart is included, enhancing convenience for beach access & easy enjoyment of the surrounding coastal community. From an investment perspective, the property demonstrates outstanding performance, generating $225.1K in rental income in 2024, $235.4K in 2025, and already securing $129.2K in confirmed bookings for 2026. With its prime Scenic 98 location, Gulf views, flexible accommodations, and proven income history, this offering represents a compelling opportunity in one of Destin's most sought-after beach communities.", "image": [ "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1825489819r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f415116198r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1964253949r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1185950846r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3023181992r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1144580632r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3742282305r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f1544952880r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f3098711610r.jpg", "http://lh.rdcpix.com/87bfd002ec9e85fd90b2d4ef2106bf12l-f228107611r.jpg", 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