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About This Home

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane in Elgin, IL is listed for $399,900 ($215 per sqft). Built in 1988, the home offers 1,858 sqft of living space on a N/A lot.

Agent Description

Rarely available ranch half-duplex that lives like a single-family home and offers the perfect opportunity for buyers looking to right-size without giving up space! Nestled in a small, tucked-away enclave of homes, this spacious residence features over 1,800 square feet on the main level with a comfortable layout designed for everyday living and entertaining.

A welcoming foyer opens to a private den/home office, while the island kitchen opens to expansive living and family room spaces that can easily accommodate a formal dining area if desired. The main level offers two generous bedrooms and two full baths, including a primary suite with an incredible four closets and private bath.

The finished basement dramatically expands the home's possibilities with a large recreation room, third full bath, bonus room perfect for hobbies, exercise, guests, or a home office, plus abundant storage space. If additional living space isn't needed, the lower level provides exceptional storage options rarely found in today's homes.

Additional highlights include an attached two-car garage, large deck, yard access, main floor laundry and newer HVAC (2021). While some cosmetic updating will make this home truly shine, the bones, space, and location are exceptional. Enjoy easy access to the Randall Road shopping and dining corridor, Route 20, I-90, Metra, and everything the area has to offer. If you've been searching for the convenience of low-maintenance living without sacrificing space, this is an opportunity you won't want to miss!

Key Features

  • Built in 1988
  • 2 parking spaces

Property Details

1 story
3 full
2 spaces
#281
1988

Amenities

A/C

Monthly Cost Estimate

$2,324/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$185

Estimates only. Actual payments may vary.

Location

281 Governors Lane

Elgin, IL 60123

Features & Amenities

Interior Features

Vaulted Ceiling(s)1st Floor Bedroom1st Floor Full Bath

Property Details

Flooring

VinylLaminateCarpet

Construction

Aluminum Siding Brick

Pool Features

Deck

Parking

OpenGarage

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryer

Questions & Answers

This 2-bedroom, 3-bathroom townhouse at 281 Governors Lane is listed at $399,900 ($215/sqft). The estimated monthly payment is $1,918 based on 20% down at 6.5% interest.

HOA fees are $185/month.

Key features include: Built in 1988, 2 parking spaces. Interior Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath.

This property is listed by Tamara O'Connor and can be reached at (630) 377-1646 or tamara@plproperties.com.

TO

Tamara O'Connor

Agent at Premier Living Properties

(630) 377-1646

Listed by Premier Living Properties · View on Broker Site

MLS# 12679505· Source: listhub· Updated 9 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

281 Governors Lane, Elgin, IL 60123

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