About This Home

This 4-bedroom, 2-bathroom single family at 281 Royal Tern Way in Carrabelle, FL is listed for $435,000 ($212 per sqft). Built in 2023, the home offers 2,052 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2023
  • 0.17 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1-car garage
2023

Amenities

ViewA/C
Listing Description

Located in St. James Bay with golf course frontage on Hole 14, this 2,052 sq ft home features 4 bedrooms and 2.5 baths. Interior finishes include Hardie siding, a metal roof, granite countertops, stainless steel appliances, LVP flooring throughout, and a tiled master shower. Situated in Flood Zone X with no flood or wind insurance required. Currently operating as a short-term rental property. Furnishings are not included in the sale price but may be available for purchase separately. HOA dues are $120 per quarter.

Monthly Cost Estimate

$2,806/mo

20% down · 6.5% · 30 years

Principal$315
Interest$1,885
Insurance$127
HOA$480

Estimates only. Actual payments may vary.

Location

281 Royal Tern Way

Carrabelle, FL 32323

St James Bay

Features & Amenities

Interior Features

HighCeilingsWalkInClosets

Property Details

Flooring

VinylTilePlank

Construction

FiberCement

Views

Golf Course

Outdoor Features

Porch

Parking

Garage

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DishwasherDisposalIceMakerMicrowaveRefrigeratorStove

Questions & Answers

This 4-bedroom, 2-bathroom single family at 281 Royal Tern Way is listed at $435,000 ($212/sqft). The estimated monthly payment is $2,807 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $480/month.

Key features include: Built in 2023, 0.17 acre lot, 2 stories. Interior Features: HighCeilings, WalkInClosets.

This property is listed by Amber Miller.

AM

Amber Miller

License 3207640

Agent at Golden Properties & Investment

Listed by Golden Properties & Investment · Broker phone: 8505090826 · View on Broker Site

MLS# 400513· Source: Tallahassee Board of Realtors· 152 days on PropertySimple

Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

281 Royal Tern Way, Carrabelle, FL 32323

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