# 2841 Fernleaf Lane, Chattanooga, TN 37421

> **TL;DR:** 4bd/3ba single family, $439,900 ($175/sqft), built 2014, 2,518 sqft.
> Fireplace, Hardwood, A/C, 2-car garage. Est. $2,502/mo. Listed 12 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,900 |
| Price/sqft | $175 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,518 |
| Year Built | 2014 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 12 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,224 |
| Estimated Insurance | $128 |
| HOA | $150 |
| **Total** | **$2,502** |

## Nearby Schools

- **Elementary:** Bess T. Shepherd Elementary
- **Middle:** Tyner Middle Academy
- **High:** Tyner Academy

## Key Amenities

- Fireplace
- Hardwood
- A/C
- 2-car garage

## Property Highlights

- Built in 2014
- 0.14 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Character you can feel, with room to settle in. Located in The Arbors, 2841 Fernleaf Lane pairs inviting architectural details with thoughtful improvements. Dining room paneling adds texture and charm, while a beautiful brick fireplace with substantial mantel creates a welcoming focal point for cozy evenings and everyday gatherings. With four bedrooms and three full bathrooms, the home offers flexibility for guests, a home office, or simply a little more space to spread out. Completed in July 2026, the permitted upstairs renovation adds a bedroom, full bathroom, and dedicated heating and cooling, bringing fresh versatility to the layout. Fresh interior paint gives the home a clean, current feel while preserving its distinctive personality. Additional improvements include a new main-level HVAC unit installed in November 2024 and a crawlspace sump pump installed in 2024. The washer and dryer remain, including a washer purchased in August 2026. Conveniently located in Chattanooga and zoned for Bess T. Shepherd Elementary, Tyner Middle Academy, and Tyner Academy, this home brings together generous space, thoughtful updates, and the warm details that make a house memorable.

## Location

- **Address:** 2841 Fernleaf Lane, Chattanooga, TN 37421
- **County:** Hamilton
- **Neighborhood:** The Arbors
- **Coordinates:** 35.061955, -85.147163
- **Google Maps:** https://www.google.com/maps?q=35.061955,-85.147163

## Listing Agent

- **Name:** Mitzi Matlock · **License:** 332065
- **Brokerage:** Benchmark Realty LLC
- **Broker Phone:** (423) 645-0475
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2841-Fernleaf-Ln_Chattanooga_TN_37421_M85434-20615?f=listhub&s=CARTN&m=1545099&c=propsimple)

## Photos

![2841 Fernleaf Lane - Photo 1](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1580267058r.jpg)

![2841 Fernleaf Lane - Photo 2](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1289126551r.jpg)

![2841 Fernleaf Lane - Photo 3](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3869162568r.jpg)

![2841 Fernleaf Lane - Photo 4](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3547870333r.jpg)

![2841 Fernleaf Lane - Photo 5](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1323623628r.jpg)

![2841 Fernleaf Lane - Photo 6](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f534338990r.jpg)

![2841 Fernleaf Lane - Photo 7](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1838726493r.jpg)

![2841 Fernleaf Lane - Photo 8](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f2109385987r.jpg)

![2841 Fernleaf Lane - Photo 9](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f2118050983r.jpg)

![2841 Fernleaf Lane - Photo 10](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1039169816r.jpg)

![2841 Fernleaf Lane - Photo 11](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f2799250054r.jpg)

![2841 Fernleaf Lane - Photo 12](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f4257029167r.jpg)

![2841 Fernleaf Lane - Photo 13](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f4102603568r.jpg)

![2841 Fernleaf Lane - Photo 14](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f590530922r.jpg)

![2841 Fernleaf Lane - Photo 15](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f2757671669r.jpg)

![2841 Fernleaf Lane - Photo 16](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f980990733r.jpg)

![2841 Fernleaf Lane - Photo 17](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f4090546882r.jpg)

![2841 Fernleaf Lane - Photo 18](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f890355751r.jpg)

![2841 Fernleaf Lane - Photo 19](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f200543569r.jpg)

![2841 Fernleaf Lane - Photo 20](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f961679985r.jpg)

![2841 Fernleaf Lane - Photo 21](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1805411770r.jpg)

![2841 Fernleaf Lane - Photo 22](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f845718325r.jpg)

![2841 Fernleaf Lane - Photo 23](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3518617583r.jpg)

![2841 Fernleaf Lane - Photo 24](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1153593533r.jpg)

![2841 Fernleaf Lane - Photo 25](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f346793570r.jpg)

![2841 Fernleaf Lane - Photo 26](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1267970752r.jpg)

![2841 Fernleaf Lane - Photo 27](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3092198193r.jpg)

![2841 Fernleaf Lane - Photo 28](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3791344734r.jpg)

![2841 Fernleaf Lane - Photo 29](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3749518636r.jpg)

![2841 Fernleaf Lane - Photo 30](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f586953674r.jpg)

![2841 Fernleaf Lane - Photo 31](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3440084368r.jpg)

![2841 Fernleaf Lane - Photo 32](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f2053613275r.jpg)

![2841 Fernleaf Lane - Photo 33](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f3733137949r.jpg)

![2841 Fernleaf Lane - Photo 34](http://lh.rdcpix.com/d8999caa1c8622418240793d0a0b1208l-f1035815079r.jpg)

---

**MLS#:** 1545099 | **Updated:** 2026-11-02
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/2841-fernleaf-lane-chattanooga-tn-37421-39e9898a421d4f309361af060a45c68b)

---

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