Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 2946 Overcup St in Pensacola, FL is listed for $240,000 ($156 per sqft). Built in 2024, the home offers 1,537 sqft of living space on a 0.03 acres lot.

Agent Description

This townhome stands apart in both quality and detail. Constructed with durable Hardie board siding, the home features quartz countertops, stainless steel appliances, all window blinds, a washer and dryer, and some furnishings, including a large living room TV and some bedroom furniture, making it truly move-in or rent-ready.

This can also be sold/rented/lease option unfurnished as well if desired. Designed with the highly desirable Palm floor plan, the open-concept layout seamlessly connects the living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining.

The kitchen offers a spacious breakfast bar, pantry, and modern finishes that balance style and function. Upstairs, the primary suite provides a peaceful retreat with a walk-in closet and a private en-suite bath featuring a double vanity, walk-in shower, and linen closet.

Smart Home technology, an alarm system, fabric hurricane window and door protection, and a one-car garage add comfort and peace of mind. The backyard is fenced on two sides, with only a small section needed to create a fully private outdoor space. A rare opportunity in today's market, this home offers an assumable low-interest loan at approximately 4.5% for qualified buyers.

With low HOA fees that include termite protection and a community that allows rentals with no restrictions, the property is ideal for investors or owner-occupants alike. Location offers exceptional convenience, just minutes from the University of West Florida, West Florida Hospital, shopping, dining, the airport, and Pensacola's beautiful beaches.

It also serves as a convenient midway point between NAS Pensacola/Corey Station and Whiting Field and offers easy access to I-10, making commuting simple for military members and professionals alike. Whether you're a first-time buyer, investor, This checks the box.

Key Features

  • Built in 2024
  • 0.03 acre lot
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
2 full, 1 half
1 space
2024

Amenities

A/C

Monthly Cost Estimate

$1,807/mo

20% down · 6.5% · 30 years

Principal$174
Interest$1,040
Insurance$70
HOA$523

Estimates only. Actual payments may vary.

Location

2946 Overcup St

Pensacola, FL 32514

Midtown Oaks

Property Details

Construction

Frame

Pool Features

PatioPorch

Parking

GarageGuestOpen

Heating

Energy Star Qualified Equipment (Heating)Central

Cooling

ENERGY STAR Qualified EquipmentCeiling Fan(s)Central Air

Appliances

Electric Water HeaterDryerWasherBuilt In MicrowaveDishwasherDisposalRefrigeratorENERGY STAR Qualified DishwasherENERGY STAR Qualified DryerENERGY STAR Qualified RefrigeratorENERGY STAR Qualified WasherENERGY STAR Qualified Water Heater

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2946 Overcup St is listed at $240,000 ($156/sqft). The estimated monthly payment is $1,563 based on 20% down at 6.5% interest.

HOA fees are $523/month.

Key features include: Built in 2024, 0.03 acre lot, 2 stories, 1 parking spaces.

This property is listed by Summer Chason and can be reached at 850-677-8688 or ChasonDreamsTeam@gmail.com.

Similar Homes in Pensacola

View all
SC

Summer Chason

Agent at Engel & Volkers Pensacola

(850) 677-8688

Listed by Engel & Volkers Pensacola

MLS# 676379· Source: listhub· Updated 80 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2946 Overcup St, Pensacola, FL 32514

Open this listing in: