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About This Home

This 3-bedroom, 3-bathroom townhouse at 2946 Overcup St in Pensacola, FL is listed for $240,000 ($156 per sqft). Built in 2024, the home offers 1,537 sqft of living space on a 0.03 acres lot.

Agent Description

This townhome stands apart in both quality and detail. Constructed with durable Hardie board siding, the home features quartz countertops, stainless steel appliances, all window blinds, a washer and dryer, and some furnishings, including a large living room TV and some bedroom furniture, making it truly move-in or rent-ready.

This can also be sold/rented/lease option unfurnished as well if desired. Designed with the highly desirable Palm floor plan, the open-concept layout seamlessly connects the living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining.

The kitchen offers a spacious breakfast bar, pantry, and modern finishes that balance style and function. Upstairs, the primary suite provides a peaceful retreat with a walk-in closet and a private en-suite bath featuring a double vanity, walk-in shower, and linen closet.

Smart Home technology, an alarm system, fabric hurricane window and door protection, and a one-car garage add comfort and peace of mind. The backyard is fenced on two sides, with only a small section needed to create a fully private outdoor space. A rare opportunity in today’s market, this home offers an assumable low-interest loan at approximately 4.5% for qualified buyers.

With low HOA fees that include termite protection and a community that allows rentals with no restrictions, the property is ideal for investors or owner-occupants alike. Location offers exceptional convenience, just minutes from the University of West Florida, West Florida Hospital, shopping, dining, the airport, and Pensacola’s beautiful beaches.

It also serves as a convenient midway point between NAS Pensacola/Corey Station and Whiting Field and offers easy access to I-10, making commuting simple for military members and professionals alike. Whether you’re a first-time buyer, investor, This checks the box.

Key Features

  • Built in 2024
  • 0.03 acre lot
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
2 full, 1 half
1 space
2024

Monthly Cost Estimate

$1,284/mo

20% down · 6.5% · 30 years

Principal$174
Interest$1,040
Insurance$70

Estimates only. Actual payments may vary.

Location

2946 Overcup St

Pensacola, FL 32514

Midtown Oaks

Features & Amenities

Interior Features

Breakfast BarKitchen IslandPantryCeiling Fan(s)High CeilingsSmart Thermostat

Property Details

Flooring

Carpet

Parking

GarageGuest

Heating

Central

Cooling

Ceiling Fan(s)Central AirENERGY STAR Qualified Equipment

Appliances

DishwasherDryerGarbage DisposerMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 2946 Overcup St is listed at $240,000 ($156/sqft). The estimated monthly payment is $1,040 based on 20% down at 6.5% interest.

Key features include: Built in 2024, 0.03 acre lot, 2 stories, 1 parking spaces. Interior Features: Breakfast Bar, Kitchen Island, Pantry.

This property is listed by Summer Chason and can be reached at 8505294101 or ChasonDreamsTeam@gmail.com.

SC

Summer Chason

Agent at Engel & Völkers Pensacola

(850) 529-4101

Listed by Engel & Völkers Pensacola · View on Broker Site

MLS# 676379· Source: listhub· Updated today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2946 Overcup St, Pensacola, FL 32514

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