# 295 Beach Road, White Stone, VA 22578

> **TL;DR:** 2bd/1ba single family, $235,000 ($276/sqft), built 1950, 852 sqft.
> A/C. Est. $1,257/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $235,000 |
| Price/sqft | $276 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 852 |
| Year Built | 1950 |
| Lot Size | 11,761 sqft (0.27 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 3 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,188 |
| Estimated Insurance | $69 |
| **Total** | **$1,257** |

## Nearby Schools

- **Elementary:** Lancaster
- **Middle:** Lancaster
- **High:** Lancaster

## Key Amenities

- A/C

## Property Highlights

- Built in 1950
- 0.27 acre lot

## Description

### Agent Description
Enjoy small-town living in this inviting 2-bedroom, 1-bath cottage located in the heart of White Stone! Offering just over 850 sq. ft. of comfortable, one-level living, this home sits on a level lot with a spacious backyard. The bright living room features beautifully refinished hardwood floors and a large picture window that welcomes natural light. The kitchen includes a new stainless steel refrigerator, stove, pantry storage, a stackable washer/dryer, and a door leading directly to the backyard. Numerous improvements include a new roof (2026), replacement windows, a hot water heater, a heat pump, crawl space encapsulation with a dehumidifier, and a freshly painted interior. The updated bathroom features a refinished original porcelain tub, new tile, and fixtures. Local shops and restaurants are just a walk or bike ride away in the quaint town of White Stone. Whether you're looking for a full-time residence, weekend getaway, or potential short-term rental investment, this delightful cottage is move-in ready!

## Location

- **Address:** 295 Beach Road, White Stone, VA 22578
- **County:** Lancaster
- **Coordinates:** 37.642686, -76.388931
- **Google Maps:** https://www.google.com/maps?q=37.642686,-76.388931

## Listing Agent

- **Name:** McKann F Payne · **License:** 0225241766
- **Brokerage:** IsaBell K. Horsley Real Estate
- **Broker Phone:** (804) 436-6256
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/295-Beach-Rd_White-Stone_VA_22578_M59166-03336?f=listhub&s=CBRARVA&m=202601885&c=propsimple)

## Photos

![295 Beach Road - Photo 1](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3816673523r.jpg)

![295 Beach Road - Photo 2](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f360268444r.jpg)

![295 Beach Road - Photo 3](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3330621010r.jpg)

![295 Beach Road - Photo 4](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2494106808r.jpg)

![295 Beach Road - Photo 5](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2072751057r.jpg)

![295 Beach Road - Photo 6](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1744803301r.jpg)

![295 Beach Road - Photo 7](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f272141351r.jpg)

![295 Beach Road - Photo 8](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2180654820r.jpg)

![295 Beach Road - Photo 9](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1090495838r.jpg)

![295 Beach Road - Photo 10](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3842996140r.jpg)

![295 Beach Road - Photo 11](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3754896040r.jpg)

![295 Beach Road - Photo 12](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f130078526r.jpg)

![295 Beach Road - Photo 13](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3286099398r.jpg)

![295 Beach Road - Photo 14](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2364573672r.jpg)

![295 Beach Road - Photo 15](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1138781038r.jpg)

![295 Beach Road - Photo 16](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1393172847r.jpg)

![295 Beach Road - Photo 17](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1014655112r.jpg)

![295 Beach Road - Photo 18](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4048004638r.jpg)

![295 Beach Road - Photo 19](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f70320883r.jpg)

![295 Beach Road - Photo 20](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f836996141r.jpg)

![295 Beach Road - Photo 21](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1950495704r.jpg)

![295 Beach Road - Photo 22](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f802829106r.jpg)

![295 Beach Road - Photo 23](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3690597390r.jpg)

![295 Beach Road - Photo 24](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3672340069r.jpg)

![295 Beach Road - Photo 25](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3871132272r.jpg)

![295 Beach Road - Photo 26](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3384134603r.jpg)

![295 Beach Road - Photo 27](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f343466922r.jpg)

![295 Beach Road - Photo 28](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4009053834r.jpg)

![295 Beach Road - Photo 29](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1833102281r.jpg)

![295 Beach Road - Photo 30](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2049796588r.jpg)

![295 Beach Road - Photo 31](http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1808476028r.jpg)

---

**MLS#:** 202601885 | **Updated:** 2026-11-02
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#listing",
  "url": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293",
  "name": "295 Beach Road, White Stone, VA 22578",
  "description": "Enjoy small-town living in this inviting 2-bedroom, 1-bath cottage located in the heart of White Stone! Offering just over 850 sq. ft. of comfortable, one-level living, this home sits on a level lot with a spacious backyard. The bright living room features beautifully refinished hardwood floors and a large picture window that welcomes natural light. The kitchen includes a new stainless steel refrigerator, stove, pantry storage, a stackable washer/dryer, and a door leading directly to the backyard. Numerous improvements include a new roof (2026), replacement windows, a hot water heater, a heat pump, crawl space encapsulation with a dehumidifier, and a freshly painted interior. The updated bathroom features a refinished original porcelain tub, new tile, and fixtures. Local shops and restaurants are just a walk or bike ride away in the quaint town of White Stone. Whether you're looking for a full-time residence, weekend getaway, or potential short-term rental investment, this delightful cottage is move-in ready!",
  "image": [
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3816673523r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f360268444r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3330621010r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2494106808r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2072751057r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1744803301r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f272141351r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2180654820r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1090495838r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3842996140r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3754896040r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f130078526r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3286099398r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2364573672r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1138781038r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1393172847r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1014655112r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4048004638r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f70320883r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f836996141r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1950495704r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f802829106r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3690597390r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3672340069r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3871132272r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3384134603r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f343466922r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4009053834r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1833102281r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2049796588r.jpg",
    "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1808476028r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3816673523r.jpg",
    "caption": "295 Beach Road - White Stone, VA"
  },
  "datePosted": "2026-11-01",
  "dateModified": "2026-11-02T13:21:11.444Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#property",
    "name": "295 Beach Road, White Stone, VA 22578",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "295 Beach Road",
      "addressLocality": "White Stone",
      "addressRegion": "VA",
      "postalCode": "22578",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 37.642686,
      "longitude": -76.388931
    },
    "image": [
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3816673523r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f360268444r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3330621010r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2494106808r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2072751057r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1744803301r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f272141351r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2180654820r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1090495838r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3842996140r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3754896040r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f130078526r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3286099398r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2364573672r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1138781038r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1393172847r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1014655112r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4048004638r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f70320883r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f836996141r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1950495704r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f802829106r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3690597390r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3672340069r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3871132272r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f3384134603r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f343466922r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f4009053834r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1833102281r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f2049796588r.jpg",
      "http://lh.rdcpix.com/02017f140f0d01470c1cc5c79863314dl-f1808476028r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "202601885"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 1,
    "numberOfFullBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 852,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1950,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Heat Pump (Heating), Electric (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Heat Pump"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "WasherDryerStacked, ElectricCooking, ElectricWaterHeater, Microwave, Oven, Refrigerator, Stove"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile, Wood, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Asbestos,  Block,  Drywall,  Plaster"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Paved or Surfaced, Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.27 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#offer",
    "url": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293",
    "price": 235000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#agent",
    "name": "McKann F Payne",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/295-beach-road-white-stone-va-22578-b0a50f80794848159f7a6b35e3d1c293#brokerage",
      "name": "IsaBell K. Horsley Real Estate",
      "telephone": "(804) 436-6256"
    }
  }
}
```