About This Home

This 3-bedroom, 2-bathroom single family at 295 College St in Spencer, TN is listed for $369,000 ($277 per sqft). Built in 1940, the home offers 1,330 sqft of living space on a N/A lot.

Key Features

  • Built in 1940
  • 2 parking spaces
  • Fireplace

Property Details

2 full
2 spaces
1940

Amenities

FireplaceA/C
Listing Description

Welcome to 295 College Street, a truly one-of-a-kind opportunity in the heart of downtown Spencer. This historic home has been completely reimagined from the ground up, blending the charm and character of its history with the comfort, efficiency, and finishes of a brand-new home.

And when we say completely redone, we mean EVERYTHING. From the new siding and roof to the new windows, wiring, plumbing, floor system, and thoughtfully redesigned floor plan, virtually every aspect of this home has been updated. Inside, you'll find fresh paint, new flooring, a brand-new kitchen, beautifully updated bathrooms, and modern finishes throughout.

Outside, the landscaping has been refreshed and a garage has been added for even more functionality. With 1,300+ square feet, 3 bedrooms, and 2 full bathrooms, this home offers the rare combination of new construction quality and historic downtown character.

Located in the heart of Spencer, you'll be just moments from the courthouse square, local shops, restaurants, community events, and everything that makes small-town living special. It's hard to find a home with this much history that feels this new. Historic charm. Modern living. Downtown Spencer. Completely transformed.

Monthly Cost Estimate

$1,973/mo

20% down · 6.5% · 30 years

Principal$267
Interest$1,599
Insurance$108

Estimates only. Actual payments may vary.

Location

295 College St

Spencer, TN 38585

Features & Amenities

Interior Features

New PaintCeiling Fan(s)

Property Details

Construction

Wood Siding HardiPlank Type

Outdoor Features

Porch

Parking

Garage

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherElectric OvenRefrigeratorMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 295 College St is listed at $369,000 ($277/sqft). The estimated monthly payment is $1,974 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 2 parking spaces, Fireplace. Interior Features: New Paint, Ceiling Fan(s).

This property is listed by Mika Davis.

MD

Mika Davis

Agent at True North Real Estate Services, LLC

Listed by True North Real Estate Services, LLC · Broker phone: 9318377355 · View on Broker Site · Broker website

MLS# 247511· Source: Upper Cumberland Association of Realtors· 4 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

295 College St, Spencer, TN 38585

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