# 295 College St, Spencer, TN 38585 > **TL;DR:** 3bd/2ba single family, $369,000 ($277/sqft), built 1940, 1,330 sqft. > Fireplace, A/C. Est. $1,974/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $369,000 | | Price/sqft | $277 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,330 | | Year Built | 1940 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,866 | | Estimated Insurance | $108 | | **Total** | **$1,974** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1940 - 2 parking spaces - Fireplace ## Description ### Agent Description Welcome to 295 College Street, a truly one-of-a-kind opportunity in the heart of downtown Spencer. This historic home has been completely reimagined from the ground up, blending the charm and character of its history with the comfort, efficiency, and finishes of a brand-new home. And when we say completely redone, we mean EVERYTHING. From the new siding and roof to the new windows, wiring, plumbing, floor system, and thoughtfully redesigned floor plan, virtually every aspect of this home has been updated. Inside, you'll find fresh paint, new flooring, a brand-new kitchen, beautifully updated bathrooms, and modern finishes throughout. Outside, the landscaping has been refreshed and a garage has been added for even more functionality. With 1,300+ square feet, 3 bedrooms, and 2 full bathrooms, this home offers the rare combination of new construction quality and historic downtown character. Located in the heart of Spencer, you'll be just moments from the courthouse square, local shops, restaurants, community events, and everything that makes small-town living special. It's hard to find a home with this much history that feels this new. Historic charm. Modern living. Downtown Spencer. Completely transformed. ## Location - **Address:** 295 College St, Spencer, TN 38585 - **County:** Van Buren - **Coordinates:** 35.747268, -85.465335 - **Google Maps:** https://www.google.com/maps?q=35.747268,-85.465335 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/295-College-St-Spencer-TN-38585/unbranded ## Listing Agent - **Name:** Mika Davis - **Brokerage:** True North Real Estate Services, LLC - **Broker Phone:** 9318377355 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/295-College-St_Spencer_TN_38585_M82855-77898?f=listhub&s=UCARTN&m=247511&c=propsimple) ## Photos ![295 College St - Photo 1](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f3930640258r.jpg) ![295 College St - Photo 2](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1141022972r.jpg) ![295 College St - Photo 3](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1039568300r.jpg) ![295 College St - Photo 4](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1768074789r.jpg) ![295 College St - Photo 5](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1049752411r.jpg) ![295 College St - Photo 6](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f813256335r.jpg) ![295 College St - Photo 7](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2011412768r.jpg) ![295 College St - Photo 8](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2164276046r.jpg) ![295 College St - Photo 9](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2567834448r.jpg) ![295 College St - Photo 10](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f3954178799r.jpg) ![295 College St - Photo 11](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1035275888r.jpg) ![295 College St - Photo 12](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f3561920892r.jpg) ![295 College St - Photo 13](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1079933798r.jpg) ![295 College St - Photo 14](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f795202762r.jpg) ![295 College St - Photo 15](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f14628971r.jpg) ![295 College St - Photo 16](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2747472800r.jpg) ![295 College St - Photo 17](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2892501096r.jpg) ![295 College St - Photo 18](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1043113367r.jpg) ![295 College St - Photo 19](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2060500257r.jpg) ![295 College St - Photo 20](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2373835592r.jpg) ![295 College St - Photo 21](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2958578761r.jpg) ![295 College St - Photo 22](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f949531526r.jpg) ![295 College St - Photo 23](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2704280589r.jpg) ![295 College St - Photo 24](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2454901868r.jpg) ![295 College St - Photo 25](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f4073878r.jpg) ![295 College St - Photo 26](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2383616143r.jpg) ![295 College St - Photo 27](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f3043775391r.jpg) ![295 College St - Photo 28](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f696217692r.jpg) ![295 College St - Photo 29](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f721835172r.jpg) ![295 College St - Photo 30](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f702997948r.jpg) ![295 College St - Photo 31](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2058742215r.jpg) ![295 College St - Photo 32](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f554141032r.jpg) ![295 College St - Photo 33](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f3680924272r.jpg) ![295 College St - Photo 34](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2403092795r.jpg) ![295 College St - Photo 35](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2333638062r.jpg) ![295 College St - Photo 36](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f4081714202r.jpg) ![295 College St - Photo 37](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f1492844697r.jpg) ![295 College St - Photo 38](http://lh.rdcpix.com/9bcbf49240eaad722e87c9e3036d41cel-f2178449708r.jpg) --- **MLS#:** 247511 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/295-college-st-spencer-tn-38585-6fc5bc4bb51e450e9a3b1faafc822f9e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/295-college-st-spencer-tn-38585-6fc5bc4bb51e450e9a3b1faafc822f9e#listing", "url": "https://staging.propertysimple.ai/listing/295-college-st-spencer-tn-38585-6fc5bc4bb51e450e9a3b1faafc822f9e", "name": "295 College St, Spencer, TN 38585", "description": "Welcome to 295 College Street, a truly one-of-a-kind opportunity in the heart of downtown Spencer. This historic home has been completely reimagined from the ground up, blending the charm and character of its history with the comfort, efficiency, and finishes of a brand-new home. 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