About This Home

This 4-bedroom, 4-bathroom single family at 2980 ELSA AVENUE in Waldorf, MD is listed for $610,000 ($167 per sqft). Built in 2002, the home offers 3,659 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 2002
  • 0.26 acre lot
  • 3 stories
  • 2 parking spaces
  • Fireplace

Property Details

3 stories
3 full, 1 half
2-car garage
2002

Amenities

FireplaceA/C
Listing Description

ROOM TO LIVE, SPACE TO UNWIND, AND POSSIBILITIES TO MAKE IT YOUR OWN! Welcome to 2980 Elsa Avenue, a spacious 4-bedroom home offering an inviting open layout, comfortable living spaces, and room to enjoy life at home. Step inside and discover a floor plan that brings everyday living and entertaining together.

The main level features a bright living room, formal dining room, eat-in kitchen with updated appliances, and a welcoming family room with a cozy fireplace. A separate home office provides additional flexibility for work, hobbies, or creative space. Upstairs, the oversized owner's suite with sitting is a standout feature, offering plenty of room to create your own relaxing retreat.

The private ensuite bath includes a soaking tub, separate shower, and double vanity. Three additional bedrooms complete the upper level. Looking for even more room? The fully finished basement opens the door to possibilities! Imagine a home theater for movie nights, a recreation room, a fitness area, or a combination of spaces designed around your lifestyle.

With a full bathroom already in place, this level adds valuable flexibility. Outside, the fenced backyard and patio offer space for outdoor dining, gardening, entertaining, or simply enjoying a quiet afternoon. Thoughtful improvements, including updates to the roof, HVAC system, windows, and kitchen, add to the home's appeal.

BONUS: Located in a USDA-eligible area, this property may qualify for USDA financing, including a potential no-down-payment option for eligible buyers, subject to lender and program requirements. Come explore the space, imagine the possibilities, and discover what 2980 Elsa Avenue has to offer. Schedule your private tour today!

Monthly Cost Estimate

$3,364/mo

20% down · 6.5% · 30 years

Principal$441
Interest$2,643
Insurance$178
HOA$102

Estimates only. Actual payments may vary.

Location

2980 ELSA AVENUE

Waldorf, MD 20603

SETTLE WOODS SUB

Features & Amenities

Interior Features

AtticBarBathroom - Soaking TubBathroom - Walk-In ShowerBreakfast AreaBuilt-InsButlers PantryCarpetCeiling Fan(s)Chair RailingsCrown MoldingsDining AreaFamily Room Off KitchenFloor Plan - TraditionalFormal/Separate Dining RoomKitchen - Eat-InKitchen - IslandPantryPrimary Bath(s)Upgraded CountertopsWalk-in Closet(s)Wet/Dry BarWood Floors

Property Details

Construction

Brick Front Vinyl Siding

Parking

Off StreetDrivewayGarage - Attached

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Built-In MicrowaveDishwasherDisposalDryerExhaust FanMicrowaveOven/Range - ElectricRefrigeratorWasherWaterHeater

Questions & Answers

This 4-bedroom, 4-bathroom single family at 2980 ELSA AVENUE is listed at $610,000 ($167/sqft). The estimated monthly payment is $3,364 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $102/month.

Key features include: Built in 2002, 0.26 acre lot, 3 stories, 2 parking spaces, Fireplace. Interior Features: Attic, Bar, Bathroom - Soaking Tub.

This property is listed by Janell M McIlwain.

JM

Janell M McIlwain

License 594917

Agent at Samson Properties

Listed by Samson Properties · Broker phone: (703) 378-8810 · View on Broker Site · Broker website

MLS# MDCH2058892· Source: Bright MLS· 46 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2980 ELSA AVENUE, Waldorf, MD 20603

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