# 2980 ELSA AVENUE, Waldorf, MD 20603 > **TL;DR:** 4bd/4ba single family, $610,000 ($167/sqft), built 2002, 3,659 sqft. > Fireplace, A/C, 2-car garage. Est. $3,364/mo. Listed 48 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $610,000 | | Price/sqft | $167 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,659 | | Year Built | 2002 | | Lot Size | 11,452 sqft (0.26 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 48 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,084 | | Estimated Insurance | $178 | | HOA | $102 | | **Total** | **$3,364** | ## Nearby Schools - **Elementary:** CALL SCHOOL BOARD - **Middle:** CALL SCHOOL BOARD - **High:** CALL SCHOOL BOARD ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2002 - 0.26 acre lot - 3 stories - 2 parking spaces - Fireplace ## Description ### Agent Description ROOM TO LIVE, SPACE TO UNWIND, AND POSSIBILITIES TO MAKE IT YOUR OWN! Welcome to 2980 Elsa Avenue, a spacious 4-bedroom home offering an inviting open layout, comfortable living spaces, and room to enjoy life at home. Step inside and discover a floor plan that brings everyday living and entertaining together. The main level features a bright living room, formal dining room, eat-in kitchen with updated appliances, and a welcoming family room with a cozy fireplace. A separate home office provides additional flexibility for work, hobbies, or creative space. Upstairs, the oversized owner's suite with sitting is a standout feature, offering plenty of room to create your own relaxing retreat. The private ensuite bath includes a soaking tub, separate shower, and double vanity. Three additional bedrooms complete the upper level. Looking for even more room? The fully finished basement opens the door to possibilities! Imagine a home theater for movie nights, a recreation room, a fitness area, or a combination of spaces designed around your lifestyle. With a full bathroom already in place, this level adds valuable flexibility. Outside, the fenced backyard and patio offer space for outdoor dining, gardening, entertaining, or simply enjoying a quiet afternoon. Thoughtful improvements, including updates to the roof, HVAC system, windows, and kitchen, add to the home's appeal. BONUS: Located in a USDA-eligible area, this property may qualify for USDA financing, including a potential no-down-payment option for eligible buyers, subject to lender and program requirements. Come explore the space, imagine the possibilities, and discover what 2980 Elsa Avenue has to offer. Schedule your private tour today! ## Location - **Address:** 2980 ELSA AVENUE, Waldorf, MD 20603 - **County:** CHARLES - **Neighborhood:** SETTLE WOODS SUB - **Coordinates:** 38.62334, -77.0291 - **Google Maps:** https://www.google.com/maps?q=38.62334,-77.0291 ## Listing Agent - **Name:** Janell M McIlwain · **License:** 594917 - **Brokerage:** Samson Properties - **Broker Phone:** (703) 378-8810 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2980-Elsa-Ave_Waldorf_MD_20603_M67645-34679?f=listhub&s=TRENDPA&m=MDCH2058892&c=propsimple) ## Photos ![2980 ELSA AVENUE - Photo 1](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3579539364r.jpg) ![2980 ELSA AVENUE - Photo 2](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3013288900r.jpg) ![2980 ELSA AVENUE - Photo 3](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2566715072r.jpg) ![2980 ELSA AVENUE - Photo 4](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f552497554r.jpg) ![2980 ELSA AVENUE - Photo 5](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2008547883r.jpg) ![2980 ELSA AVENUE - Photo 6](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f348632204r.jpg) ![2980 ELSA AVENUE - Photo 7](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2270412594r.jpg) ![2980 ELSA AVENUE - Photo 8](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f774087389r.jpg) ![2980 ELSA AVENUE - Photo 9](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f659219514r.jpg) ![2980 ELSA AVENUE - Photo 10](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f949606580r.jpg) ![2980 ELSA AVENUE - Photo 11](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3954727104r.jpg) ![2980 ELSA AVENUE - Photo 12](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1742582432r.jpg) ![2980 ELSA AVENUE - Photo 13](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1992704058r.jpg) ![2980 ELSA AVENUE - Photo 14](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f977720512r.jpg) ![2980 ELSA AVENUE - Photo 15](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1395895458r.jpg) ![2980 ELSA AVENUE - Photo 16](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2780778975r.jpg) ![2980 ELSA AVENUE - Photo 17](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f927245293r.jpg) ![2980 ELSA AVENUE - Photo 18](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f144170314r.jpg) ![2980 ELSA AVENUE - Photo 19](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1199007795r.jpg) ![2980 ELSA AVENUE - Photo 20](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f611286161r.jpg) ![2980 ELSA AVENUE - Photo 21](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1121049705r.jpg) ![2980 ELSA AVENUE - Photo 22](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3592362044r.jpg) ![2980 ELSA AVENUE - Photo 23](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4273182853r.jpg) ![2980 ELSA AVENUE - Photo 24](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4097143949r.jpg) ![2980 ELSA AVENUE - Photo 25](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2360123104r.jpg) ![2980 ELSA AVENUE - Photo 26](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3636081422r.jpg) ![2980 ELSA AVENUE - Photo 27](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f987902632r.jpg) ![2980 ELSA AVENUE - Photo 28](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4184974988r.jpg) ![2980 ELSA AVENUE - Photo 29](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3880634401r.jpg) ![2980 ELSA AVENUE - Photo 30](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f4161011830r.jpg) ![2980 ELSA AVENUE - Photo 31](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f636691192r.jpg) ![2980 ELSA AVENUE - Photo 32](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f832800265r.jpg) ![2980 ELSA AVENUE - Photo 33](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1458968551r.jpg) ![2980 ELSA AVENUE - Photo 34](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f919758461r.jpg) ![2980 ELSA AVENUE - Photo 35](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3343751404r.jpg) ![2980 ELSA AVENUE - Photo 36](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1668152078r.jpg) ![2980 ELSA AVENUE - Photo 37](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2511938560r.jpg) ![2980 ELSA AVENUE - Photo 38](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1555630474r.jpg) ![2980 ELSA AVENUE - Photo 39](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f2930590219r.jpg) ![2980 ELSA AVENUE - Photo 40](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f3535972354r.jpg) ![2980 ELSA AVENUE - Photo 41](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f1849769707r.jpg) ![2980 ELSA AVENUE - Photo 42](http://lh.rdcpix.com/37a65e479b4a05ac739815d4e2bcb136l-f517862002r.jpg) --- **MLS#:** MDCH2058892 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/2980-elsa-avenue-waldorf-md-20603-0896e753066b45479155d8d79ab937f9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/2980-elsa-avenue-waldorf-md-20603-0896e753066b45479155d8d79ab937f9#listing", "url": "https://staging.propertysimple.ai/listing/2980-elsa-avenue-waldorf-md-20603-0896e753066b45479155d8d79ab937f9", "name": "2980 ELSA AVENUE, Waldorf, MD 20603", "description": "ROOM TO LIVE, SPACE TO UNWIND, AND POSSIBILITIES TO MAKE IT YOUR OWN! Welcome to 2980 Elsa Avenue, a spacious 4-bedroom home offering an inviting open layout, comfortable living spaces, and room to enjoy life at home. Step inside and discover a floor plan that brings everyday living and entertaining together. The main level features a bright living room, formal dining room, eat-in kitchen with updated appliances, and a welcoming family room with a cozy fireplace. A separate home office provides additional flexibility for work, hobbies, or creative space. Upstairs, the oversized owner's suite with sitting is a standout feature, offering plenty of room to create your own relaxing retreat. The private ensuite bath includes a soaking tub, separate shower, and double vanity. Three additional bedrooms complete the upper level. Looking for even more room? The fully finished basement opens the door to possibilities! Imagine a home theater for movie nights, a recreation room, a fitness area, or a combination of spaces designed around your lifestyle. With a full bathroom already in place, this level adds valuable flexibility. Outside, the fenced backyard and patio offer space for outdoor dining, gardening, entertaining, or simply enjoying a quiet afternoon. Thoughtful improvements, including updates to the roof, HVAC system, windows, and kitchen, add to the home's appeal. BONUS: Located in a USDA-eligible area, this property may qualify for USDA financing, including a potential no-down-payment option for eligible buyers, subject to lender and program requirements. Come explore the space, imagine the possibilities, and discover what 2980 Elsa Avenue has to offer. 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