# 3 TIMBERLAKE TER, Palmyra, VA 22963 > **TL;DR:** 3bd/2ba single family, $328,000 ($241/sqft), built 1991, 1,359 sqft. > A/C. Est. $1,885/mo. Listed 4 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $328,000 | | Price/sqft | $241 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,359 | | Year Built | 1991 | | Lot Size | 12,632 sqft (0.29 acres) | | Stories | 2 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 4 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,659 | | Estimated Insurance | $96 | | HOA | $130 | | **Total** | **$1,885** | ## Nearby Schools - **Elementary:** Central (Fluvanna) - **Middle:** Fluvanna - **High:** Fluvanna ## Key Amenities - A/C ## Property Highlights - Built in 1991 - 0.29 acre lot - 2 stories ## Description ### Agent Description Welcome to this charming Cape Cod in the Shadwell section of Lake Monticello! Set on a 0.29-acre lot, this 3-bedroom, 2-bath home offers 1,359 finished sq ft with a functional floor plan suited to full-time living, a weekend retreat, or an investment property. Features include hardwood and vinyl flooring, a fireplace, an efficient heat pump, and public water and sewer. Outside, a spacious rear deck and a storage shed provide room for entertaining, gardening, or simply relaxing. High-speed internet is available, and the home is close to Lake Monticello amenities with easy access to Charlottesville, Zion Crossroads, shopping, and dining. Located in one of Fluvanna County's most popular lake communities, this home offers great value. Schedule your private showing today! ## Location - **Address:** 3 TIMBERLAKE TER, Palmyra, VA 22963 - **County:** Fluvanna - **Neighborhood:** LAKE MONTICELLO - **Coordinates:** 37.920547, -78.320488 - **Google Maps:** https://www.google.com/maps?q=37.920547,-78.320488 ## Listing Agent - **Name:** TRISTAN COBARRUBIAS - **Brokerage:** Roy Wheeler Realty Company - **Broker Phone:** (434) 951-5155 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3-Timberlake-Ter_Palmyra_VA_22963_M66182-60075?f=listhub&s=CAARMLSVA&m=683449&c=propsimple) ## Photos ![3 TIMBERLAKE TER - Photo 1](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f1027987007r.jpg) ![3 TIMBERLAKE TER - Photo 2](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f2799624337r.jpg) ![3 TIMBERLAKE TER - Photo 3](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3064259919r.jpg) ![3 TIMBERLAKE TER - Photo 4](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3302164518r.jpg) ![3 TIMBERLAKE TER - Photo 5](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f4257286813r.jpg) ![3 TIMBERLAKE TER - Photo 6](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3129237538r.jpg) ![3 TIMBERLAKE TER - Photo 7](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f1305905441r.jpg) ![3 TIMBERLAKE TER - Photo 8](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f653144165r.jpg) ![3 TIMBERLAKE TER - Photo 9](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f1745533708r.jpg) ![3 TIMBERLAKE TER - Photo 10](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f2167929397r.jpg) ![3 TIMBERLAKE TER - Photo 11](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3533965177r.jpg) ![3 TIMBERLAKE TER - Photo 12](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f2998426207r.jpg) ![3 TIMBERLAKE TER - Photo 13](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f2646001309r.jpg) ![3 TIMBERLAKE TER - Photo 14](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f812933402r.jpg) ![3 TIMBERLAKE TER - Photo 15](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f1570358400r.jpg) ![3 TIMBERLAKE TER - Photo 16](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f4123063258r.jpg) ![3 TIMBERLAKE TER - Photo 17](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f662588976r.jpg) ![3 TIMBERLAKE TER - Photo 18](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f34891204r.jpg) ![3 TIMBERLAKE TER - Photo 19](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3813895185r.jpg) ![3 TIMBERLAKE TER - Photo 20](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f4118521140r.jpg) ![3 TIMBERLAKE TER - Photo 21](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f4134494011r.jpg) ![3 TIMBERLAKE TER - Photo 22](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3329907434r.jpg) ![3 TIMBERLAKE TER - Photo 23](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f1991653284r.jpg) ![3 TIMBERLAKE TER - Photo 24](http://lh.rdcpix.com/a629e89dee6dea80905ae3de5aaf7e99l-f3302164518r.jpg) --- **MLS#:** 683449 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3-timberlake-ter-palmyra-va-22963-712ea8adba39437ca847af48df1fd913) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3-timberlake-ter-palmyra-va-22963-712ea8adba39437ca847af48df1fd913#listing", "url": "https://staging.propertysimple.ai/listing/3-timberlake-ter-palmyra-va-22963-712ea8adba39437ca847af48df1fd913", "name": "3 TIMBERLAKE TER, Palmyra, VA 22963", "description": "Welcome to this charming Cape Cod in the Shadwell section of Lake Monticello! Set on a 0.29-acre lot, this 3-bedroom, 2-bath home offers 1,359 finished sq ft with a functional floor plan suited to full-time living, a weekend retreat, or an investment property. 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