Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 2-bedroom, 3-bathroom single family at 3020 Silver Creek Mountain Road in Morganton, NC is listed for $375,000 ($202 per sqft). Built in 2012, the home offers 1,854 sqft of living space on a 0.95 acres lot.

Agent Description

Mountain living meets versatility and opportunity in this Silver Creek Mountain retreat. Whether you're searching for a full-time residence, a second home, or an investment property, this home offers a great combination of community amenities, usable space, and room to grow.

The main level features comfortable everyday living with an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, half bath and easy access to the expansive covered front porch and rear deck-perfect for enjoying stunning layered views, cool mountain mornings and peaceful evenings surrounded by nature.

What truly sets this property apart is the finished and conditioned lower level. Unlike many mountain homes where basement space is little more than storage, this level is already heated and cooled and includes finished drywall walls, baseboards, a recreation room, additional rooms, a full bath, and a durable finished concrete floor.

Enjoy it immediately as a game room, bunk room, workshop, fitness space, hobby area, or gathering spot, or take advantage of the incredible opportunity to easily add your own finishing touches with LVP flooring and create even more functional living space.

The hard work has already been done. The one care garage area has ample additional storage area and could be converted to finished space easily. Outdoor living is equally impressive with generous covered and open-air spaces, including a large front porch, rear deck, and covered patio below, providing multiple places to relax, entertain, and take in the beauty of the South Mountains.

Located within the desirable Silver Creek Community, owners enjoy access to community amenities including a pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community allows short term rental use, offering flexibility for owners seeking personal enjoyment, income potential, or both.

Key Features

  • Built in 2012
  • 0.95 acre lot

Property Details

1 story
2 full, 1 half
2012

Amenities

A/C

Monthly Cost Estimate

$2,056/mo

20% down · 6.5% · 30 years

Principal$271
Interest$1,625
Insurance$109
HOA$50

Estimates only. Actual payments may vary.

Location

3020 Silver Creek Mountain Road

Morganton, NC 28655

Silver Creek Springs

Property Details

Flooring

ConcreteLaminateWood

Construction

Log

Pool Features

PorchDeck

Parking

Garage - AttachedDriveway

Heating

Central

Cooling

Central Air

Appliances

DishwasherElectric OvenMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 3-bathroom single family at 3020 Silver Creek Mountain Road is listed at $375,000 ($202/sqft). The estimated monthly payment is $1,675 based on 20% down at 6.5% interest.

HOA fees are $50/month.

Key features include: Built in 2012, 0.95 acre lot.

This property is listed by Carly Conley and can be reached at 9193457239 or carly.conley@kw.com.

CC

Carly Conley

Agent at Keller Williams Professionals

(919) 345-7239

Listed by Keller Williams Professionals · View on Broker Site

MLS# 4394477· Source: listhub· Updated 1 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3020 Silver Creek Mountain Road, Morganton, NC 28655

Open this listing in: