Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 3028 Belknap Beach Rd in Prospect, KY is listed for $975,000 ($280 per sqft). Built in 1976, the home offers 3,478 sqft of living space on a 0.36 acres lot.

Agent Description

An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates-uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfr

ont lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware-timeless craftsmanship seamlessly paired with updated lighting and fresh finishes.

The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs-ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space.

The primary bath has been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access-just minutes from the conveniences and charm of Prospect.

Key Features

  • Built in 1976
  • 0.36 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
1976

Amenities

WaterfrontA/C

Monthly Cost Estimate

$5,215/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284

Estimates only. Actual payments may vary.

Location

3028 Belknap Beach Rd

Prospect, KY 40059

BELKNAP BEACH ESTATES

Features & Amenities

Exterior Features

Hot TubBoat Slip

Property Details

Construction

Wood Frame

Pool Features

DeckPatioPorch

Parking

On StreetDriveway

Heating

Electric (Heating)Natural GasForced Air

Cooling

Central Air

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3028 Belknap Beach Rd is listed at $975,000 ($280/sqft). The estimated monthly payment is $4,225 based on 20% down at 6.5% interest.

Key features include: Built in 1976, 0.36 acre lot, 2 stories, Waterfront. Exterior Features: Hot Tub, Boat Slip.

This property is listed by Ashley DeVault and can be reached at 5026816700 or adevault@kyselectproperties.com.

Similar Homes in Prospect

View all
AD

Ashley DeVault

Agent at Kentucky Select Properties

(502) 681-6700

Listed by Kentucky Select Properties

MLS# 1710250· Source: listhub· Updated 39 days ago

Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3028 Belknap Beach Rd, Prospect, KY 40059

Open this listing in: