# 3028 Belknap Beach Rd, Prospect, KY 40059

> **TL;DR:** 3bd/3ba single family, $975,000 ($280/sqft), built 1976, 3,478 sqft.
> Waterfront, A/C. Est. $4,225/mo. Listed 39 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $975,000 |
| Price/sqft | $280 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 3,478 |
| Year Built | 1976 |
| Lot Size | 15,682 sqft (0.36 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 39 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,225 |
| **Total** | **$4,225** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1976
- 0.36 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates-uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed to maximize natural light and panoramic water views, the main living level features a second-floor kitchen with beautifully preserved original cabinetry and hardware-timeless craftsmanship seamlessly paired with updated lighting and fresh finishes. The layout flows effortlessly into inviting living and entertaining spaces, creating a warm yet refined atmosphere. A first-floor kitchenette enhances the home's versatility, while the flexible floor plan includes a main-level bedroom and two additional bedrooms upstairs-ideal for private guest accommodations, work-from-home needs, or multi-functional living with comfortable separation of space. The primary bath has been tastefully refreshed, offering a serene retreat with opportunity for future customization. Riverfront properties with this combination of elevation, multiple docks, and established community setting are increasingly rare. Enjoy space, flexibility, and direct waterfront access-just minutes from the conveniences and charm of Prospect.

## Location

- **Address:** 3028 Belknap Beach Rd, Prospect, KY 40059
- **County:** Oldham
- **Neighborhood:** BELKNAP BEACH ESTATES
- **Coordinates:** 38.376097, -85.624102
- **Google Maps:** https://www.google.com/maps?q=38.376097,-85.624102

## Listing Agent

- **Name:** Ashley DeVault
- **Brokerage:** Kentucky Select Properties
- **Phone:** 5026816700
- **Email:** adevault@kyselectproperties.com

## Primary Photo

![3028 Belknap Beach Rd - Primary Photo](http://lh.rdcpix.com/b3f94f9844da42846096d458404fbaefl-f1566383157r.jpg)

*58 total photos available on [listing page](https://www.propertysimple.com/listing/3028-belknap-beach-rd-prospect-ky-40059-1710250)*

---

**MLS#:** 1710250 | **Updated:** 2026-04-23
**Source:** listhub

*Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3028-belknap-beach-rd-prospect-ky-40059-1710250)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "3028 Belknap Beach Rd, Prospect, KY 40059",
  "description": "An exceptional opportunity to own premier Ohio River frontage in the highly desirable Belknap Beach Estates-uniquely positioned on elevated terrain offering both breathtaking views and added peace of mind. This thoughtfully refreshed residence offers approximately 3,400 square feet of finished living space and delivers the ultimate Prospect waterfront lifestyle, complete with multiple private docks providing direct access for boating, entertaining, and everyday enjoyment on the river. Designed t",
  "url": "https://www.propertysimple.com/listing/3028-belknap-beach-rd-prospect-ky-40059-1710250",
  "image": "http://lh.rdcpix.com/b3f94f9844da42846096d458404fbaefl-f1566383157r.jpg",
  "datePosted": "2026-04-23",
  "price": 975000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "3028 Belknap Beach Rd",
    "addressLocality": "Prospect",
    "addressRegion": "KY",
    "postalCode": "40059",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 38.376097,
    "longitude": -85.624102
  },
  "numberOfRooms": 3,
  "numberOfBathroomsTotal": 3,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 3478,
    "unitCode": "FTK"
  },
  "yearBuilt": 1976
}
```