# 303 E 4th Street, Owensboro, KY 42303 > **TL;DR:** commercial, $895,000, built 1880. > A/C. Est. $4,787/mo. Listed 93 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $895,000 | | Year Built | 1880 | | Lot Size | 11,326 sqft (0.26 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 93 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,526 | | Estimated Insurance | $261 | | **Total** | **$4,787** | ## Key Amenities - A/C ## Property Highlights - Built in 1880 - 0.26 acre lot ## Description ### Agent Description Welcome to the D.D Bogard House, a Historic Downtown Commercial Landmark that is on the National Register of Historic Places located in Downtown Owensboro Kentucky. This is a rare opportunity to own one of Owensboro's few remaining, most significant, historic commercial properties available. Built Circa 1880, this beautifully restored landmark is considered one of the finest surviving examples of Queen Anne Victorian architecture in this area. The property offers a distinctive combination of architectural significance, timeless craftsmanship, modern commercial functionality while occupying a highly visible corner in the downtown area. Located in a B-2 Zoning Business District in the heart of Owensboro, this exceptional property offers approximately 3,500+ square feet of flexible space ideal for professional offices, boutique business use, executive headquarters, legal or financial services, or other approved commercial opportunities. The restoration preserves the extraordinary architectural details that make this property truly one-of-a-kind from its era, including a distinctive corner octagonal turret, with its original brightly colored stained-glass windows, original restored hardwood floors, handcrafted woodwork throughout, 5 original gaily colored tile fireplace mantels, rough-cut stone trim, and the signature wrap around Victorian design with a polygonal bay. The interior also features 5 rooms upstairs and 3 down with a completed kitchen with Phills Custom Cabinetry, laundry room, and a full modernized bathroom on each floor. Additional amenities include a detached three-car garage with an upper-level storage area that has an exterior entry, private parking, cellar storage, and a prestigious downtown location within walking distance of restaurants, the riverfront, entertainment venues, government offices, and other business destinations. Designed by the Louisville architectural firm Thomas Drach & Bohne and built by J.N. Grady, the D.D. Bogard House presents a rare opportunity to own a piece of Owensboro history while providing a distinguished setting for today's business needs. This is a landmark property where historic elegance, commercial opportunity and legacy come together in a beautifully restored property! **Commercial Property next door is being sold as well and is listed on the MLS.** ## Location - **Address:** 303 E 4th Street, Owensboro, KY 42303 - **County:** Daviess - **Neighborhood:** DOWNTOWN - **Coordinates:** 37.7730571, -87.1084431 - **Google Maps:** https://www.google.com/maps?q=37.7730571,-87.1084431 ## Listing Agent - **Name:** Joann Risner - **Brokerage:** RISNER AND ASSOCIATES REALTY, INC - **Broker Phone:** (270) 926-8300 - **Listing URL:** [View original listing](http://www.usamls.net/owensboro/default.asp?mls_number=95440&content=expanded&this_format=0) ## Photos ![303 E 4th Street - Photo 1](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3221481425r.jpg) ![303 E 4th Street - Photo 2](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4263593454r.jpg) ![303 E 4th Street - Photo 3](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2678195189r.jpg) ![303 E 4th Street - Photo 4](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2925116133r.jpg) ![303 E 4th Street - Photo 5](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3636036200r.jpg) ![303 E 4th Street - Photo 6](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1449433046r.jpg) ![303 E 4th Street - Photo 7](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1147983087r.jpg) ![303 E 4th Street - Photo 8](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2283864642r.jpg) ![303 E 4th Street - Photo 9](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3979195443r.jpg) ![303 E 4th Street - Photo 10](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1373102732r.jpg) ![303 E 4th Street - Photo 11](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3572872994r.jpg) ![303 E 4th Street - Photo 12](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3609281499r.jpg) ![303 E 4th Street - Photo 13](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4287189307r.jpg) ![303 E 4th Street - Photo 14](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4016595622r.jpg) ![303 E 4th Street - Photo 15](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2099933962r.jpg) ![303 E 4th Street - Photo 16](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f147622271r.jpg) ![303 E 4th Street - Photo 17](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2503205486r.jpg) ![303 E 4th Street - Photo 18](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1204924227r.jpg) ![303 E 4th Street - Photo 19](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3967656384r.jpg) ![303 E 4th Street - Photo 20](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1268015986r.jpg) ![303 E 4th Street - Photo 21](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2580948762r.jpg) ![303 E 4th Street - Photo 22](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f133897924r.jpg) ![303 E 4th Street - Photo 23](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1092647677r.jpg) ![303 E 4th Street - Photo 24](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2100122601r.jpg) ![303 E 4th Street - Photo 25](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2803619204r.jpg) ![303 E 4th Street - Photo 26](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f327211003r.jpg) ![303 E 4th Street - Photo 27](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1407864707r.jpg) ![303 E 4th Street - Photo 28](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f219431491r.jpg) ![303 E 4th Street - Photo 29](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f409257980r.jpg) ![303 E 4th Street - Photo 30](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1424682223r.jpg) ![303 E 4th Street - Photo 31](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4179874212r.jpg) ![303 E 4th Street - Photo 32](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3117521907r.jpg) ![303 E 4th Street - Photo 33](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f458421749r.jpg) ![303 E 4th Street - Photo 34](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3019781028r.jpg) ![303 E 4th Street - Photo 35](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f2904281960r.jpg) ![303 E 4th Street - Photo 36](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4059094615r.jpg) ![303 E 4th Street - Photo 37](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f847626315r.jpg) ![303 E 4th Street - Photo 38](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1310892336r.jpg) ![303 E 4th Street - Photo 39](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1250325027r.jpg) ![303 E 4th Street - Photo 40](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f1669261382r.jpg) ![303 E 4th Street - Photo 41](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f4009640079r.jpg) ![303 E 4th Street - Photo 42](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f312002954r.jpg) ![303 E 4th Street - Photo 43](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f578632714r.jpg) ![303 E 4th Street - Photo 44](http://lh.rdcpix.com/5c159fc593b143e2cb7bdefd3459cc8bl-f3223745545r.jpg) --- **MLS#:** 95440 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/303-e-4th-street-owensboro-ky-42303-b761f860de9a4f458901589621cd2fb8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/303-e-4th-street-owensboro-ky-42303-b761f860de9a4f458901589621cd2fb8#listing", "url": "https://staging.propertysimple.ai/listing/303-e-4th-street-owensboro-ky-42303-b761f860de9a4f458901589621cd2fb8", "name": "303 E 4th Street, Owensboro, KY 42303", "description": "Welcome to the D.D Bogard House, a Historic Downtown Commercial Landmark that is on the National Register of Historic Places located in Downtown Owensboro Kentucky. This is a rare opportunity to own one of Owensboro's few remaining, most significant, historic commercial properties available. Built Circa 1880, this beautifully restored landmark is considered one of the finest surviving examples of Queen Anne Victorian architecture in this area. The property offers a distinctive combination of architectural significance, timeless craftsmanship, modern commercial functionality while occupying a highly visible corner in the downtown area. Located in a B-2 Zoning Business District in the heart of Owensboro, this exceptional property offers approximately 3,500+ square feet of flexible space ideal for professional offices, boutique business use, executive headquarters, legal or financial services, or other approved commercial opportunities. The restoration preserves the extraordinary architectural details that make this property truly one-of-a-kind from its era, including a distinctive corner octagonal turret, with its original brightly colored stained-glass windows, original restored hardwood floors, handcrafted woodwork throughout, 5 original gaily colored tile fireplace mantels, rough-cut stone trim, and the signature wrap around Victorian design with a polygonal bay. The interior also features 5 rooms upstairs and 3 down with a completed kitchen with Phills Custom Cabinetry, laundry room, and a full modernized bathroom on each floor. Additional amenities include a detached three-car garage with an upper-level storage area that has an exterior entry, private parking, cellar storage, and a prestigious downtown location within walking distance of restaurants, the riverfront, entertainment venues, government offices, and other business destinations. Designed by the Louisville architectural firm Thomas Drach & Bohne and built by J.N. Grady, the D.D. Bogard House presents a rare opportunity to own a piece of Owensboro history while providing a distinguished setting for today's business needs. 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