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About This Home

This 3-bedroom, 3-bathroom townhouse at 304 Reserve Lane in St Simons Island, GA is listed for $545,000 ($269 per sqft). Built in 2014, the home offers 2,024 sqft of living space on a 0.05 acres lot.

Agent Description

Fully furnished, no rental restrictions, and in one of the best locations on St. Simons-this 3BR/2.5BA townhome in The Reserve at Demere gives you options. Use it as a primary home, second place at the beach, or a short- or long-term rental to help offset ownership costs.

Inside you've got an easy, open layout with wood floors, 9' ceilings, and a clean kitchen with granite countertops, stainless appliances, under-cabinet lighting, breakfast bar, and pantry. The primary suite offers tray ceilings, dual vanities, a walk-in shower, and a solid closet.

Two additional bedrooms give you flexibility for guests or renters. Private patio off the main living area. Just minutes to the beach, Pier Village, golf, dining, and shopping. Pool community, low HOA, and no flood insurance required. About 15 minutes to FLETC. If you've been waiting for the right mix of location, flexibility, and value-this is it. Schedule your showing today.

Key Features

  • Built in 2014
  • 0.05 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2014

Amenities

A/C

Monthly Cost Estimate

$3,140/mo

20% down · 6.5% · 30 years

Principal$394
Interest$2,362
Insurance$159
HOA$225

Estimates only. Actual payments may vary.

Location

304 Reserve Lane

St Simons Island, GA 31522

Reserve At Demere

Features & Amenities

Interior Features

Breakfast BarBreakfast AreaEntrance FoyerHigh CeilingsRecessed Lighting

Property Details

Construction

Stucco

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

Electric Water HeaterMicrowaveOvenRange

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 304 Reserve Lane is listed at $545,000 ($269/sqft). The estimated monthly payment is $2,587 based on 20% down at 6.5% interest.

HOA fees are $225/month.

Key features include: Built in 2014, 0.05 acre lot, 2 stories. Interior Features: Breakfast Bar, Breakfast Area, Entrance Foyer.

This property is listed by Trisha M. Cook and can be reached at 9127372935 or trisha@thetrishacookteam.com.

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TC

Trisha M. Cook

Agent at Compass Georgia, LLC

(912) 737-2935

Listed by Compass Georgia, LLC

MLS# SA348190· Source: listhub· Updated 21 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

304 Reserve Lane, St Simons Island, GA 31522

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