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About This Home

This 1-bedroom, 2-bathroom condo at 305 CENTENNIAL Street unit: 201 K in LA PLATA, MD is listed for $260,000 ($183 per sqft). Built in 2009, the home offers 1,419 sqft of living space on a N/A lot.

Agent Description

Special Financing Required Due to condo status, buyer must obtain conventional financing with a minimum of 10% down, currently available through Shore United Bank. Offers must be submitted on SMAR/MAR contracts and include a solid pre-qualification letter and proof of funds.

Public Remarks: Spacious 1,400+ square foot end-unit townhome-style condo located in the heart of La Plata at Centennial Street Commons. This two-level residence is accessed on the second floor and offers a well-designed layout ideal for comfortable living.

The main level features a large family room, breakfast area, kitchen with new refrigerator and stainless steel appliances, ample storage, and a convenient half bath. Enjoy a versatile open loft and den, along with a generously sized owner's suite offering walk-in closets and a full bath with separate soaking tub and walk-in shower.

Step out onto the private balcony and take in views overlooking the town. Additional highlights include a new HVAC system and an unbeatable location close to shops, dining, and town amenities-perfect for walking or biking. Condo dues include: trash, water, sewer, grounds maintenance, exterior maintenance (windows and doors are owner responsibility), snow removal, and parking. A fantastic opportunity to enjoy low-maintenance living in a prime La Plata location.

Key Features

  • Built in 2009
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
1 full, 1 half
2 spaces
2009

Amenities

A/C

Monthly Cost Estimate

$1,715/mo

20% down · 6.5% · 30 years

Principal$188
Interest$1,127
Insurance$76
HOA$324

Estimates only. Actual payments may vary.

Location

305 CENTENNIAL Street unit: 201 K

LA PLATA, MD 20646

CENTENNIAL COMMONS

Features & Amenities

Interior Features

Bathroom - Soaking TubBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Floor Plan - OpenKitchen - CountryWalk-in Closet(s)Upgraded CountertopsAttic/House FanCombination Dining/LivingCrown MoldingsChair RailingsKitchen - IslandKitchen - Table SpacePrimary Bath(s)Recessed LightingSprinkler SystemWindow Treatments

Property Details

Construction

Brick HardiPlank Type

Parking

DrivewayParking Lot

Heating

Heat Pump (Heating)Central

Cooling

Ceiling Fan(s)Heat PumpCentral Air

Appliances

Built-In MicrowaveDishwasherDisposalDryerOven/Range - ElectricRefrigeratorWasherWaterHeaterDryer - ElectricDryer - Front LoadingExhaust FanStainless Steel Appliances

Questions & Answers

This 1-bedroom, 2-bathroom condo at 305 CENTENNIAL Street unit: 201 K is listed at $260,000 ($183/sqft). The estimated monthly payment is $1,451 based on 20% down at 6.5% interest.

HOA fees are $324/month.

Key features include: Built in 2009, 2 stories, 2 parking spaces. Interior Features: Bathroom - Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area.

This property is listed by Laura L Forbes and can be reached at 7039282235 or laura.forbes@c21nm.com.

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LF

Laura L Forbes

Agent at CENTURY 21 New Millennium

(703) 928-2235

Listed by CENTURY 21 New Millennium

MLS# MDCH2050662· Source: listhub· Updated 81 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

305 CENTENNIAL Street unit: 201 K, LA PLATA, MD 20646

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