# 305 S Bluff Street, Monticello, IN 47960

> **TL;DR:** 5bd/4ba single family, $600,000 ($182/sqft), built 1897, 3,288 sqft.
> Fireplace, Waterfront, Basement. Est. $2,600/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $600,000 |
| Price/sqft | $182 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,288 |
| Year Built | 1897 |
| Lot Size | 30,492 sqft (0.70 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,600 |
| **Total** | **$2,600** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Fireplace
- Waterfront
- Basement

## Property Highlights

- Built in 1897
- 0.70 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Blending timeless character with thoughtful updates, this 5-bedroom, 3.5-bath Victorian offers over 3,200 square feet of refined living space. Original woodwork and hardwood flooring showcase classic craftsmanship, while select upgrades provide modern comfort. Spacious living and dining areas create a natural flow for everyday living and gatherings. Step outside to a wraparound porch overlooking the grounds and more than 100 feet of water frontage, complete with a covered boat lift for easy access to the water. A detached two-car garage adds convenience and storage. This distinctive property delivers architectural charm, generous space, and a true waterfront setting.

## Location

- **Address:** 305 S Bluff Street, Monticello, IN 47960
- **County:** White County
- **Neighborhood:** None
- **Coordinates:** 40.742247, -86.760062
- **Google Maps:** https://www.google.com/maps?q=40.742247,-86.760062

## Listing Agent

- **Name:** James Tonnsen
- **Brokerage:** Trueblood Real Estate
- **Phone:** 8644494309
- **Email:** cory@truebloodre.com

## Primary Photo

![305 S Bluff Street - Primary Photo](http://lh.rdcpix.com/3c03559ecc8ff9f48f82f397652e7b7al-f2355538868r.jpg)

*36 total photos available on [listing page](https://www.propertysimple.com/listing/305-s-bluff-street-monticello-in-47960-02612108)*

---

**MLS#:** 202612108 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/305-s-bluff-street-monticello-in-47960-02612108)

---

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