# 3065 Rachel Place, Panama City, FL 32409

> **TL;DR:** 4bd/3ba single family, $388,000 ($169/sqft), built 2023, 2,301 sqft.
> A/C, 3-car garage. Est. $3,075/mo. Listed 100 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $388,000 |
| Price/sqft | $169 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,301 |
| Year Built | 2023 |
| Stories | 1 |
| Garage | 3-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 100 |

## Why This Home Stands Out

- **Large Garage** - 3-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,962 |
| Estimated Insurance | $113 |
| HOA | $1,000 |
| **Total** | **$3,075** |

## Nearby Schools

- **Elementary:** Southport
- **Middle:** Deane Bozeman
- **High:** Deane Bozeman

## Key Amenities

- A/C
- 3-car garage

## Property Highlights

- Built in 2023
- 7 parking spaces

## Description

### Agent Description
TAKE ADVANTAGE OF A 5.5% ASSUMABLE FHA LOAN + PAID OFF SOLAR + PAID OFF SOLAR --enjoy significant monthly savings from day one! Practically new and impeccably maintained, this 4-bed, 3-bath home with a highly sought-after 3-CAR GARAGE offers over 2,300 square feet of thoughtfully designed living space. Unlike many new builds, this home is move-in ready with all the upgrades buyers desire including: fresh paint throughout, a fully fenced backyard, backsplash, BRICK SIDING, blinds, and the popular Destin floor plan that is no longer offered by the builder. The spacious open layout, large granite kitchen island, matching stainless steel appliances, and private primary suite create the perfect blend of comfort, style, and functionality. Outside, enjoy a covered patio overlooking a fenced backyard with the added luxury of no direct backyard neighbors, giving you more privacy than a majority of the homes in the neighborhood. Located just 2 miles from multiple boat ramps, boaters can be ON THE BAY IN MINUTES! You'll also enjoy having quick access to Lynn Haven's Bayou Park & Preserve, Northwest Florida Beaches International Airport (ECP), Tyndall Air Force Base, and Panama City's beautiful beaches, this home offers a lifestyle that's hard to beat. With paid-off solar, premium upgrades, and a location built for both convenience and outdoor living, 3065 Rachel Place delivers more value than buying new. Book your showing today!

## Location

- **Address:** 3065 Rachel Place, Panama City, FL 32409
- **County:** Bay
- **Neighborhood:** Hodges Bayou Plantation 1
- **Coordinates:** 30.285286, -85.616743
- **Google Maps:** https://www.google.com/maps?q=30.285286,-85.616743

## Listing Agent

- **Name:** Katilyn M Scott · **License:** 3359031
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3065-Rachel-Pl_Panama-City_FL_32409_M95030-24463?f=listhub&s=ECARMLSFL&m=1008194&c=propsimple)

## Photos

![3065 Rachel Place - Photo 1](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2528836406r.jpg)

![3065 Rachel Place - Photo 2](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3544743567r.jpg)

![3065 Rachel Place - Photo 3](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1157144086r.jpg)

![3065 Rachel Place - Photo 4](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2415709435r.jpg)

![3065 Rachel Place - Photo 5](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3821278382r.jpg)

![3065 Rachel Place - Photo 6](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3071992774r.jpg)

![3065 Rachel Place - Photo 7](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3886885397r.jpg)

![3065 Rachel Place - Photo 8](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2173490671r.jpg)

![3065 Rachel Place - Photo 9](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2969503195r.jpg)

![3065 Rachel Place - Photo 10](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1430595092r.jpg)

![3065 Rachel Place - Photo 11](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f4235020424r.jpg)

![3065 Rachel Place - Photo 12](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f786569727r.jpg)

![3065 Rachel Place - Photo 13](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2762497737r.jpg)

![3065 Rachel Place - Photo 14](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2768305414r.jpg)

![3065 Rachel Place - Photo 15](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2338837249r.jpg)

![3065 Rachel Place - Photo 16](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f4051473735r.jpg)

![3065 Rachel Place - Photo 17](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3748818609r.jpg)

![3065 Rachel Place - Photo 18](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f539132355r.jpg)

![3065 Rachel Place - Photo 19](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1103870022r.jpg)

![3065 Rachel Place - Photo 20](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2690206925r.jpg)

![3065 Rachel Place - Photo 21](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1944520686r.jpg)

![3065 Rachel Place - Photo 22](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1338481697r.jpg)

![3065 Rachel Place - Photo 23](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1685133499r.jpg)

![3065 Rachel Place - Photo 24](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f889001567r.jpg)

![3065 Rachel Place - Photo 25](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f984282290r.jpg)

![3065 Rachel Place - Photo 26](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f192350179r.jpg)

![3065 Rachel Place - Photo 27](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3017274968r.jpg)

![3065 Rachel Place - Photo 28](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f254994048r.jpg)

![3065 Rachel Place - Photo 29](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3719133967r.jpg)

![3065 Rachel Place - Photo 30](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3687733938r.jpg)

![3065 Rachel Place - Photo 31](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f3737709846r.jpg)

![3065 Rachel Place - Photo 32](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2642499247r.jpg)

![3065 Rachel Place - Photo 33](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f1068224247r.jpg)

![3065 Rachel Place - Photo 34](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2917805072r.jpg)

![3065 Rachel Place - Photo 35](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2844669355r.jpg)

![3065 Rachel Place - Photo 36](http://lh.rdcpix.com/c98a7b3fbea59352cc64455ee0418f7cl-f2528861972r.jpg)

---

**MLS#:** 1008194 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3065-rachel-place-panama-city-fl-32409-2f5d5e22a12b4e6b8761fc06979462be)

---

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    "@id": "https://staging.propertysimple.ai/listing/3065-rachel-place-panama-city-fl-32409-2f5d5e22a12b4e6b8761fc06979462be#agent",
    "name": "Katilyn M Scott",
    "worksFor": {
      "@type": "Organization",
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      "name": "Compass Florida, LLC",
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}
```