About This Home

This 4-bedroom, 3-bathroom single family at 3092 Hwy 98 E in Carrabelle, FL is listed for $1,099,000 ($505 per sqft). Built in 2026, the home offers 2,176 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 2026
  • 0.24 acre lot
  • 4 parking spaces
  • Waterfront

Property Details

3 full
4 spaces
2026

Amenities

WaterfrontViewA/C
Listing Description

HUGE OPPORTUNITY TO PURCHASE NEW CONSTRUCTION BAY FRONT/GULF FRONT HOME. Pilings are in place - 3888 sq ft overall, 2176 sq ft heated area. Quartz countertops, porcelain tile floors, shaker cabinets, cleat pulls, farm sink, stainless appliances, Moen bath and kitchen fixtures, solid core interior doors, spray foam insulation, weatherproof ceiling f

ans, high impact windows, metal roof, storage room under house+++ Pick your paint colors, quartz countertop. Example of kitchen in photos is from another New Build. Too many items to list here. Architectural plans in attachments. Contact agent for more details. Waterfront Location, possible to get dock permit if desired. Perfect for fishermen!

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

3092 Hwy 98 E

Carrabelle, FL 32323

St James Island Park

Features & Amenities

Interior Features

Recessed LightingWalk-In Closet(s)

Exterior Features

Shore Natural

Property Details

Flooring

PorcelainTileVinyl

Construction

HardiPlank Type

Views

Water

Outdoor Features

Deck

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DishwasherDryerMicrowaveRefrigerator w/Ice MakerWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3092 Hwy 98 E is listed at $1,099,000 ($505/sqft). The estimated monthly payment is $5,878 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.24 acre lot, 4 parking spaces, Waterfront. Interior Features: Recessed Lighting, Walk-In Closet(s). Exterior Features: Shore Natural.

This property is listed by Robin Hilton.

RH

Robin Hilton

Agent at JEFF GALLOWAY REAL ESTATE

Listed by JEFF GALLOWAY REAL ESTATE · Broker phone: 850-927-2596 · View on Broker Site

MLS# 328020· Source: Forgotten Coast Realtor Association· 1 day on PropertySimple

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3092 Hwy 98 E, Carrabelle, FL 32323

Open this listing in: