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About This Home

This 4-bedroom, 3-bathroom single family at 3114 Rose Terrace in Chattanooga, TN is listed for $446,900 ($161 per sqft). Built in 1929, the home offers 2,772 sqft of living space on a 0.18 acres lot.

Agent Description

$5,000 INCENTIVE for rate buy down, closing costs or concession towards upgrades. Situated on historic Missionary Ridge steps away from the crest, this 1929 charming four bedroom and two and a half bath home blends timeless character with thoughtful modern updates.

Original hardwood floors run throughout the main living areas and upstairs bedrooms setting the tone for a warm and inviting interior filled with classic charm. A welcoming front porch invites you to slow down and enjoy the neighborhood, while the back deck accessed through newly installed french doors offers peaceful views and a tree house feeling - perfect for morning coffee or evening gatherings.

Inside you will find generously sized bedrooms and a well designed layout ideal for everyday living and entertaining. The kitchen has been thoroughly updated with new custom cabinetry to the ceiling, elegant quartz countertops, and all new appliances seamlessly complimenting the home's original butler's pantry - a rare and charming feature that adds character and functionality.

Fresh interior paint throughout gives the homes a crisp move-in ready feel. The walkout basement expands the living space with an additional bedroom, a full bathroom, and a versatile living area that can serve as playroom, home office, gym, or guest/teen retreat. Combining historic details, flexible living spaces, and modern comforts, this Missionary Ridge home offers a unique opportunity to own a truly special property in one of the areas most sought after and convenient locations. Sold by owner/agent.

Key Features

  • Built in 1929
  • 0.18 acre lot
  • 3 stories
  • Fireplace

Property Details

3 stories
2 full, 1 half
1929

Amenities

FireplaceViewHardwoodA/C

Monthly Cost Estimate

$2,390/mo

20% down · 6.5% · 30 years

Principal$323
Interest$1,937
Insurance$130

Estimates only. Actual payments may vary.

Location

3114 Rose Terrace

Chattanooga, TN 37404

Rose Terrace Addn

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Crown MoldingEntrance FoyerHigh CeilingsPantrySeparate Dining RoomStone CountersTub/shower ComboWalk-In Closet(s)

Exterior Features

Private Yard

Property Details

Flooring

TileCarpetHardwood

Construction

Stone Stucco Vinyl Siding

Views

Valley

Pool Features

PorchDeck

Parking

Off Street

Heating

Natural GasElectric (Heating)Central

Cooling

Multi UnitsCeiling Fan(s)Central Air

Appliances

Wall OvenStainless Steel Appliance(s)RefrigeratorMicrowaveInduction CooktopGas Water HeaterDisposalDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3114 Rose Terrace is listed at $446,900 ($161/sqft). The estimated monthly payment is $1,937 based on 20% down at 6.5% interest.

Key features include: Built in 1929, 0.18 acre lot, 3 stories, Fireplace. Interior Features: Built-in Features, Ceiling Fan(s), Crown Molding. Exterior Features: Private Yard.

This property is listed by Shannon Miller and can be reached at 9016342525 or shannonmiller1@kw.com.

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SM

Shannon Miller

Agent at Keller Williams Realty

(901) 634-2525

Listed by Keller Williams Realty

MLS# 1527333· Source: listhub· Updated 75 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3114 Rose Terrace, Chattanooga, TN 37404

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