# 313 NE Gardner Drive, Fort Walton Beach, FL 32548 > **TL;DR:** 4bd/2ba single family, $399,800 ($233/sqft), built 1975, 1,719 sqft. > A/C. Est. $2,139/mo. Listed 140 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,800 | | Price/sqft | $233 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 1,719 | | Year Built | 1975 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 140 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Nearby Schools - **Elementary:** Elliott Point - **Middle:** Meigs - **High:** Choctawhatchee ## Key Amenities - A/C ## Property Highlights - Built in 1975 - 0.28 acre lot - 5 parking spaces ## Description ### Agent Description Rare opportunity in Elliott Point w/NEWLY RENOVATED KITCHEN & NEW BATHROOMSI! GENERATING $43,000 NET RENTAL INCOME IN 2025, this fully furnished Home is perfectly positioned near the bay, boat launch, dining & downtown FWB offering an exceptional opportunity as an Investment property, 2nd HOME WHICH OFFSETS COSTS/ PAYS FOR ITSELF, or Primary Home. Inside, you'll find a spacious open floor plan w/large living area, separate dining rm & split-BR design w/a private primary suite tucked away from the other BR's. he beautiful NEW primary bathroom features a large walk-in shower, & dual vanities, & a large walk-in closet w/stylish barn doors accents the primary suite. A 2nd NEW bathroom serves the add'l BR's. The NEW large eating bar takes center stage in the renovate kitchen & will be the gathering place for everyone! Need extra space? A bonus room w/closet & laundry area offers flexibility as an office, gym, bunk room, or hobby space. The backyard is designed for the Fl. lifestyle. Enjoy morning coffee on your tiled screened porch, gather friends around the fire pit & entertain w/ease on the expansive patio w/both outdoor dining & lounging areas. Surrounded by mature foliage & natural views, the oversized fenced yard provides a private retreat rarely found this close to downtown & the bay. A 2019 roof, 2018 HVAC, 2022 HWH & new sprinkler system add peace of mind & insurance savings. Whether you're looking for a successful vacation rental, weekend getaway near the bay WHICH PAYS FOR ITSELF, or a place to call home, this Elliott Point Home offers location, lifestyle & value all in one package ## Location - **Address:** 313 NE Gardner Drive, Fort Walton Beach, FL 32548 - **County:** Okaloosa - **Neighborhood:** ELLIOTTS POINT 4TH ADDN - **Coordinates:** 30.414264, -86.590966 - **Google Maps:** https://www.google.com/maps?q=30.414264,-86.590966 ## Listing Agent - **Name:** Karen K Martineau · **License:** 3096846 - **Brokerage:** RE/MAX Coastal Properties - **Broker Phone:** (850) 837-9900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/313-Gardner-Dr-NE_Fort-Walton-Beach_FL_32548_M64781-77216?f=listhub&s=ECARMLSFL&m=1005567&c=propsimple) ## Photos ![313 NE Gardner Drive - Photo 1](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2563369376r.jpg) ![313 NE Gardner Drive - Photo 2](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4277149109r.jpg) ![313 NE Gardner Drive - Photo 3](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2033188444r.jpg) ![313 NE Gardner Drive - Photo 4](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f546910805r.jpg) ![313 NE Gardner Drive - Photo 5](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2396826259r.jpg) ![313 NE Gardner Drive - Photo 6](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4129412701r.jpg) ![313 NE Gardner Drive - Photo 7](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f716616183r.jpg) ![313 NE Gardner Drive - Photo 8](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3800154432r.jpg) ![313 NE Gardner Drive - Photo 9](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4088290310r.jpg) ![313 NE Gardner Drive - Photo 10](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1309199951r.jpg) ![313 NE Gardner Drive - Photo 11](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1893657530r.jpg) ![313 NE Gardner Drive - Photo 12](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4276370711r.jpg) ![313 NE Gardner Drive - Photo 13](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3558599657r.jpg) ![313 NE Gardner Drive - Photo 14](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3083102792r.jpg) ![313 NE Gardner Drive - Photo 15](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3747969575r.jpg) ![313 NE Gardner Drive - Photo 16](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1192342276r.jpg) ![313 NE Gardner Drive - Photo 17](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3590195108r.jpg) ![313 NE Gardner Drive - Photo 18](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f258003346r.jpg) ![313 NE Gardner Drive - Photo 19](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f711932368r.jpg) ![313 NE Gardner Drive - Photo 20](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3190706336r.jpg) ![313 NE Gardner Drive - Photo 21](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2542148285r.jpg) ![313 NE Gardner Drive - Photo 22](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3212894749r.jpg) ![313 NE Gardner Drive - Photo 23](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3248609948r.jpg) ![313 NE Gardner Drive - Photo 24](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f828031308r.jpg) ![313 NE Gardner Drive - Photo 25](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f669807599r.jpg) ![313 NE Gardner Drive - Photo 26](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2914373644r.jpg) ![313 NE Gardner Drive - Photo 27](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3409530540r.jpg) ![313 NE Gardner Drive - Photo 28](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1793740587r.jpg) ![313 NE Gardner Drive - Photo 29](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3382592863r.jpg) ![313 NE Gardner Drive - Photo 30](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2224027278r.jpg) ![313 NE Gardner Drive - Photo 31](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4157133118r.jpg) ![313 NE Gardner Drive - Photo 32](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1607105211r.jpg) ![313 NE Gardner Drive - Photo 33](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f127482565r.jpg) ![313 NE Gardner Drive - Photo 34](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3619630562r.jpg) ![313 NE Gardner Drive - Photo 35](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1531369676r.jpg) ![313 NE Gardner Drive - Photo 36](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4282941876r.jpg) ![313 NE Gardner Drive - Photo 37](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1239726197r.jpg) ![313 NE Gardner Drive - Photo 38](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f838301365r.jpg) ![313 NE Gardner Drive - Photo 39](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3866252670r.jpg) ![313 NE Gardner Drive - Photo 40](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2225235213r.jpg) ![313 NE Gardner Drive - Photo 41](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1799890332r.jpg) ![313 NE Gardner Drive - Photo 42](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f269279277r.jpg) ![313 NE Gardner Drive - Photo 43](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1507192075r.jpg) ![313 NE Gardner Drive - Photo 44](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f567655567r.jpg) ![313 NE Gardner Drive - Photo 45](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1467338546r.jpg) ![313 NE Gardner Drive - Photo 46](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f4114061516r.jpg) ![313 NE Gardner Drive - Photo 47](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3976989003r.jpg) ![313 NE Gardner Drive - Photo 48](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3623943736r.jpg) ![313 NE Gardner Drive - Photo 49](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f68229572r.jpg) ![313 NE Gardner Drive - Photo 50](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f201535231r.jpg) ![313 NE Gardner Drive - Photo 51](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3942933153r.jpg) ![313 NE Gardner Drive - Photo 52](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3428395563r.jpg) ![313 NE Gardner Drive - Photo 53](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f492998058r.jpg) ![313 NE Gardner Drive - Photo 54](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3402401814r.jpg) ![313 NE Gardner Drive - Photo 55](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1206215854r.jpg) ![313 NE Gardner Drive - Photo 56](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3358461626r.jpg) ![313 NE Gardner Drive - Photo 57](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2740772142r.jpg) ![313 NE Gardner Drive - Photo 58](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f94375507r.jpg) ![313 NE Gardner Drive - Photo 59](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f1484091263r.jpg) ![313 NE Gardner Drive - Photo 60](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2154512096r.jpg) ![313 NE Gardner Drive - Photo 61](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3006212022r.jpg) ![313 NE Gardner Drive - Photo 62](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f2159214210r.jpg) ![313 NE Gardner Drive - Photo 63](http://lh.rdcpix.com/67c72606dfa95ba4b810dc141dc19004l-f3541802696r.jpg) --- **MLS#:** 1005567 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/313-ne-gardner-drive-fort-walton-beach-fl-32548-16a6aeccdb1145bfb040c27779694696) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/313-ne-gardner-drive-fort-walton-beach-fl-32548-16a6aeccdb1145bfb040c27779694696#listing", "url": "https://staging.propertysimple.ai/listing/313-ne-gardner-drive-fort-walton-beach-fl-32548-16a6aeccdb1145bfb040c27779694696", "name": "313 NE Gardner Drive, Fort Walton Beach, FL 32548", "description": "Rare opportunity in Elliott Point w/NEWLY RENOVATED KITCHEN & NEW BATHROOMSI! GENERATING $43,000 NET RENTAL INCOME IN 2025, this fully furnished Home is perfectly positioned near the bay, boat launch, dining & downtown FWB offering an exceptional opportunity as an Investment property, 2nd HOME WHICH OFFSETS COSTS/ PAYS FOR ITSELF, or Primary Home. Inside, you'll find a spacious open floor plan w/large living area, separate dining rm & split-BR design w/a private primary suite tucked away from the other BR's. he beautiful NEW primary bathroom features a large walk-in shower, & dual vanities, & a large walk-in closet w/stylish barn doors accents the primary suite. A 2nd NEW bathroom serves the add'l BR's. The NEW large eating bar takes center stage in the renovate kitchen & will be the gathering place for everyone! Need extra space? A bonus room w/closet & laundry area offers flexibility as an office, gym, bunk room, or hobby space. The backyard is designed for the Fl. lifestyle. Enjoy morning coffee on your tiled screened porch, gather friends around the fire pit & entertain w/ease on the expansive patio w/both outdoor dining & lounging areas. Surrounded by mature foliage & natural views, the oversized fenced yard provides a private retreat rarely found this close to downtown & the bay. A 2019 roof, 2018 HVAC, 2022 HWH & new sprinkler system add peace of mind & insurance savings. 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