About This Home

This 0-bedroom, 2-bathroom single family at 314 E Main Street in Ottumwa, IA is listed for $130,000 ($40 per sqft). Built in 1880, the home offers 3,278 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 1880
  • 0.08 acre lot
  • 3 stories

Property Details

3 stories
2 half
1880

Amenities

A/C
Listing Description

Potential single-family use. The building is gutted. Imagine a two-level penthouse apartment with an open concept for the ultimate downtown living experience! The first floor can be transformed into retail shop, such as a pet store, a gift shop, children's bookstore, or even a small office space.

Design proposal in the disclosures. Don't miss out on this unique opportunity to own a piece of downtown Ottumwa with endless potential! - Zoning & Financing: The property is zoned commercial-only right now. it may hinder traditional residential financing, as most lenders will not approve residential loans for commercially zoned properties. Property is being sold "As Is"

Monthly Cost Estimate

$695/mo

20% down · 6.5% · 30 years

Principal$94
Interest$563
Insurance$38

Estimates only. Actual payments may vary.

Location

314 E Main Street

Ottumwa, IA 52501

Property Details

Construction

Brick

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 0-bedroom, 2-bathroom single family at 314 E Main Street is listed at $130,000 ($40/sqft). The estimated monthly payment is $695 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1880, 0.08 acre lot, 3 stories.

This property is listed by Trisha Rea.

TR

Trisha Rea

Agent at Bridge City Realty

Listed by Bridge City Realty · Broker phone: 641-684-1234 · View on Broker Site

MLS# 6342570· Source: NoCoast MLS· 57 days on PropertySimple

Copyright © 2026 NoCoast MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

314 E Main Street, Ottumwa, IA 52501

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