# 3149 Scenic Hwy 98, Destin, FL 32541 > **TL;DR:** 6bd/5ba single family, $2,200,000 ($569/sqft), built 2004, 3,868 sqft. > A/C. Est. $11,766/mo. Listed 103 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,200,000 | | Price/sqft | $569 | | Bedrooms | 6 | | Bathrooms | 5 full | | Square Feet | 3,868 | | Year Built | 2004 | | Lot Size | 7,405 sqft (0.17 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 103 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,124 | | Estimated Insurance | $642 | | **Total** | **$11,766** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - A/C ## Property Highlights - Built in 2004 - 0.17 acre lot - 3 stories - 4 parking spaces ## Description ### Agent Description First impressions matter. And when I walked into 3149 Scenic Highway 98 for the first time it immediately felt like a home made for family and for making memories. The floor plan is perfect for multiple families to share the home and still feel like they each have their own space. The bedrooms are spread out across all three floors, and all three levels have their own common area/living room. So, when multiple families share the home they don't feel like they're stacked on top of one another. The first floor kitchenette being located next to the pool area is also a great detail of the floor plan. I have young children, so I know the value of having cold drinks and snacks on hand by the pool when the Summer sun starts to get hot. This home's outdoor space really blew me away when I first walked outside. The covered porch is massive and provides a large shaded space to retreat from the sun while still enjoying the outdoors. The pool (30'x15') was larger than I expected, and the back gate by the pool makes walking to the beach easy. The Barracuda Street beach access is across from the house, and it has a crosswalk making it safe and easy for parents to take their kids to the beach. When you return, the outdoor shower makes it easy to rinse off the sand before coming inside. After a decade of selling real estate on the Emerald Coast I've learned that most buyers and renters share these three priorities when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private heated pool. The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in a would-be renter's search. It's also important if you plan on staying at the home and want to be able to use your pool year-round. 3149 Scenic Highway 98 checks every one of these boxes. It's one row back from the beach, and it has a 30'x15' private & heated pool surrounded by a covered patio. It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV: Barracuda Street Beach Access.........................1-min walk Camille's (seafood, sushi, brunch).....................0.4mi The Henderson Rooftop Bar..............................0.8mi Whole Foods......................................................0.8mi Destin Commons (shopping, dining, movies)......0.9mi Uncle Buck's Fish Bowl (bowling/arcade)...........0.9mi Jackacuda's (seafood & sushi).........................1.1mi Regatta Bay Golf Course.................................1.7mi This home is located in Crystal Beach, one of the premier vacation rental locations in all of Destin and Miramar Beach, it's the area of town my investment-savvy clients typically gravitate towards. There's three main benefits to being in Crystal Beach: 1) no HOA fees 2) ample public beach accesses. Most streets have a dedicated access which helps spread the crowds out and leads to a less crowded beach experience. 3) Proximity to the Destin Commons, which is the main shopping, dining, and entertainment hub in Destin. It's also in close proximity to many of the best restaurants in town. This is important both for personal enjoyment and it also matters a great deal to renters. So, if you plan on renting the property, then this area of town is ideal for that. Floor plan First Floor Upon entering the home there's a good sized landing space. To the right of the front door is the staircase leading to the upper levels.To the left is the entrance to the first floor living quarters complete with a kitchenette, living room, dining area, and two bedroom suites that share a full bathroom. This area also leads out to the pool area which includes the large covered patio, 30'x15' pool ## Location - **Address:** 3149 Scenic Hwy 98, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** crystal beach - **Coordinates:** 30.382627, -86.421153 - **Google Maps:** https://www.google.com/maps?q=30.382627,-86.421153 ## Listing Agent - **Name:** Caleb A Spears · **License:** 3355091 - **Brokerage:** Compass Florida, LLC - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3149-Scenic-Highway-98_Destin_FL_32541_M61264-72623?f=listhub&s=ECARMLSFL&m=1008104&c=propsimple) ## Photos ![3149 Scenic Hwy 98 - Photo 1](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f577257511r.jpg) ![3149 Scenic Hwy 98 - Photo 2](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3867305780r.jpg) ![3149 Scenic Hwy 98 - Photo 3](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3393982072r.jpg) ![3149 Scenic Hwy 98 - 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Photo 124](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1522749703r.jpg) ![3149 Scenic Hwy 98 - Photo 125](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3417919884r.jpg) ![3149 Scenic Hwy 98 - Photo 126](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f607418012r.jpg) ![3149 Scenic Hwy 98 - Photo 127](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f841867717r.jpg) ![3149 Scenic Hwy 98 - Photo 128](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f555511184r.jpg) ![3149 Scenic Hwy 98 - Photo 129](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1201643840r.jpg) ![3149 Scenic Hwy 98 - Photo 130](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1593459192r.jpg) ![3149 Scenic Hwy 98 - Photo 131](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f4291668799r.jpg) ![3149 Scenic Hwy 98 - Photo 132](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1990610088r.jpg) ![3149 Scenic Hwy 98 - Photo 133](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3867305780r.jpg) ![3149 Scenic Hwy 98 - Photo 134](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3841918900r.jpg) ![3149 Scenic Hwy 98 - Photo 135](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f76045195r.jpg) ![3149 Scenic Hwy 98 - Photo 136](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3515108185r.jpg) ![3149 Scenic Hwy 98 - Photo 137](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f2321418289r.jpg) ![3149 Scenic Hwy 98 - Photo 138](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3184487528r.jpg) ![3149 Scenic Hwy 98 - Photo 139](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f441553357r.jpg) ![3149 Scenic Hwy 98 - Photo 140](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3992723176r.jpg) ![3149 Scenic Hwy 98 - Photo 141](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f2394278913r.jpg) ![3149 Scenic Hwy 98 - Photo 142](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1794770689r.jpg) ![3149 Scenic Hwy 98 - Photo 143](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1593881263r.jpg) ![3149 Scenic Hwy 98 - Photo 144](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f1772700464r.jpg) ![3149 Scenic Hwy 98 - Photo 145](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3682596792r.jpg) ![3149 Scenic Hwy 98 - Photo 146](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f2925150549r.jpg) ![3149 Scenic Hwy 98 - Photo 147](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3814880397r.jpg) ![3149 Scenic Hwy 98 - Photo 148](http://lh.rdcpix.com/6726d15263b5ee175fe6aed8feecacbcl-f3276045583r.jpg) --- **MLS#:** 1008104 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3149-scenic-hwy-98-destin-fl-32541-d2bcacd3646042c68f5eebb4784a19fc) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3149-scenic-hwy-98-destin-fl-32541-d2bcacd3646042c68f5eebb4784a19fc#listing", "url": "https://staging.propertysimple.ai/listing/3149-scenic-hwy-98-destin-fl-32541-d2bcacd3646042c68f5eebb4784a19fc", "name": "3149 Scenic Hwy 98, Destin, FL 32541", "description": "First impressions matter. And when I walked into 3149 Scenic Highway 98 for the first time it immediately felt like a home made for family and for making memories. The floor plan is perfect for multiple families to share the home and still feel like they each have their own space. The bedrooms are spread out across all three floors, and all three levels have their own common area/living room. So, when multiple families share the home they don't feel like they're stacked on top of one another. The first floor kitchenette being located next to the pool area is also a great detail of the floor plan. I have young children, so I know the value of having cold drinks and snacks on hand by the pool when the Summer sun starts to get hot. This home's outdoor space really blew me away when I first walked outside. The covered porch is massive and provides a large shaded space to retreat from the sun while still enjoying the outdoors. The pool (30'x15') was larger than I expected, and the back gate by the pool makes walking to the beach easy. The Barracuda Street beach access is across from the house, and it has a crosswalk making it safe and easy for parents to take their kids to the beach. When you return, the outdoor shower makes it easy to rinse off the sand before coming inside. After a decade of selling real estate on the Emerald Coast I've learned that most buyers and renters share these three priorities when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private heated pool. The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in a would-be renter's search. It's also important if you plan on staying at the home and want to be able to use your pool year-round. 3149 Scenic Highway 98 checks every one of these boxes. It's one row back from the beach, and it has a 30'x15' private & heated pool surrounded by a covered patio. It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV: Barracuda Street Beach Access.........................1-min walk Camille's (seafood, sushi, brunch).....................0.4mi The Henderson Rooftop Bar..............................0.8mi Whole Foods......................................................0.8mi Destin Commons (shopping, dining, movies)......0.9mi Uncle Buck's Fish Bowl (bowling/arcade)...........0.9mi Jackacuda's (seafood & sushi).........................1.1mi Regatta Bay Golf Course.................................1.7mi This home is located in Crystal Beach, one of the premier vacation rental locations in all of Destin and Miramar Beach, it's the area of town my investment-savvy clients typically gravitate towards. There's three main benefits to being in Crystal Beach: 1) no HOA fees 2) ample public beach accesses. Most streets have a dedicated access which helps spread the crowds out and leads to a less crowded beach experience. 3) Proximity to the Destin Commons, which is the main shopping, dining, and entertainment hub in Destin. It's also in close proximity to many of the best restaurants in town. This is important both for personal enjoyment and it also matters a great deal to renters. So, if you plan on renting the property, then this area of town is ideal for that. Floor plan First Floor Upon entering the home there's a good sized landing space. To the right of the front door is the staircase leading to the upper levels.To the left is the entrance to the first floor living quarters complete with a kitchenette, living room, dining area, and two bedroom suites that share a full bathroom. 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