# 316 Bay Circle, North Topsail Beach, NC 28460

> **TL;DR:** 3bd/3ba townhouse, $435,000 ($310/sqft), built 1989, 1,405 sqft.
> Fireplace, Waterfront, View, A/C. Est. $1,885/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $435,000 |
| Price/sqft | $310 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,405 |
| Year Built | 1989 |
| Lot Size | 3,920 sqft (0.09 acres) |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 11 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water, Ocean

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,885 |
| **Total** | **$1,885** |

## Nearby Schools

- **Elementary:** Dixon
- **Middle:** Dixon
- **High:** Dixon

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1989
- 0.09 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to 316 Bay Circle, a stunning waterfront retreat nestled along the pristine shores of North Topsail Beach. Offering breathtaking panoramic views of the Intracoastal Waterway, this exceptional property blends coastal elegance with modern comfort for the ultimate beachside lifestyle. Designed to maximize natural light and water views, the open-concept floor plan creates a seamless flow between the main living areas. Expansive windows frame unobstructed ICW vistas, while refined coastal finishes and thoughtful details add warmth and sophistication throughout. The well-appointed kitchen is ideal for both everyday living and entertaining, featuring stainless appliances, generous counter space, and custom cabinetry--perfect for preparing fresh coastal cuisine after a day on the water. Step outside and enjoy the best of waterfront living on one of two expansive decks (replaced approximately 4 years ago). Whether you're savoring morning coffee with a sea breeze, spending the day on the sandy shores, or taking advantage of nearby water activities, this location delivers. Tucked away on a quiet cul-de-sac, the home offers both privacy and tranquility while remaining convenient to everything North Topsail Beach has to offer. In addition to serving as a remarkable personal retreat, this property presents strong investment potential in a highly sought-after coastal destination. Experience the beauty, serenity, and elevated waterfront living that 316 Bay Circle offers. Schedule your private showing today.

## Location

- **Address:** 316 Bay Circle, North Topsail Beach, NC 28460
- **County:** Onslow
- **Neighborhood:** Bay View
- **Coordinates:** 34.522303, -77.359419
- **Google Maps:** https://www.google.com/maps?q=34.522303,-77.359419

## Listing Agent

- **Name:** Harold Chappell
- **Brokerage:** NextHome Cape Fear
- **Phone:** 9105121948
- **Email:** haroldc@nexthomecapefear.com

## Primary Photo

![316 Bay Circle - Primary Photo](http://lh.rdcpix.com/74708169eb6389705e411b1bef8e768dl-f690080721r.jpg)

*44 total photos available on [listing page](https://www.propertysimple.com/listing/316-bay-circle-north-topsail-beach-nc-28460-00563465)*

---

**MLS#:** 100563465 | **Updated:** 2026-04-25
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/316-bay-circle-north-topsail-beach-nc-28460-00563465)

---

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