# 320 Bay Circle, North Topsail Beach, NC 28460

> **TL;DR:** land, $168,000.
> Waterfront. Est. $728/mo. Listed 36 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $168,000 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 36 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $728 |
| **Total** | **$728** |

## Nearby Schools

- **Elementary:** Coastal Elementary
- **High:** Dixon

## Key Amenities

- Waterfront

## Property Highlights

- 0.21 acre lot
- Waterfront

## Description

### Agent Description
Take advantage of this opportunity to own prime waterfront property at the end of a tranquil cul-de-sac in North Topsail Beach. This stunning, buildable lot offers unobstructed water views and direct access to the serene waters with spectacular views of the Intracoastal Waterway, making it the perfect canvas for your dream home. Here is your opportunity to enjoy sunrises and sunsets with the ocean breeze, and spend your days exploring the coastline--whether by kayak, boat, or simply lounging on your own private dock. Nestled in a friendly, close-knit community, this quiet location offers the perfect balance of peace and proximity to all the beach activities you love. The environment here is thriving, with abundant wildlife, pristine beaches, and plenty of opportunity for outdoor recreation. Whether you're fishing, paddleboarding, or soaking in the natural beauty, every day feels like a vacation. The lot comes with an added bonus--the seller has already paid for a recent survey and has established a builder's envelope, simplifying the design and construction process for your new home. This means you can focus on bringing your coastal living dreams to life without the hassle of starting from scratch. This is more than just a piece of land; it's a chance to create your own personal oasis in one of North Carolina's most coveted beach towns. Whether you're looking for a year-round residence, a vacation home, or an investment property, this lot offers the potential to turn your vision into reality.

## Location

- **Address:** 320 Bay Circle, North Topsail Beach, NC 28460
- **County:** Onslow
- **Neighborhood:** Not In Subdivision
- **Coordinates:** 34.52214, -77.35933
- **Google Maps:** https://www.google.com/maps?q=34.52214,-77.35933

## Listing Agent

- **Name:** Andrea Ana Scott
- **Brokerage:** Better Homes and Gardens Real Estate Treasure 4
- **Phone:** 9105455119
- **Email:** ana@treasurerealty.com

## Primary Photo

![320 Bay Circle - Primary Photo](http://lh.rdcpix.com/eafa2603c2a933f6579b5c1ad69ca20fl-f3829999653r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/320-bay-circle-north-topsail-beach-nc-28460-00559028)*

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**MLS#:** 100559028 | **Updated:** 2026-04-29
**Source:** listhub

*Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/320-bay-circle-north-topsail-beach-nc-28460-00559028)

---

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