# 320 N Neil Street, Champaign, IL 61820

> **TL;DR:** commercial, $1,250,000, built 1925.
> A/C. Est. $6,686/mo. Listed 265 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,250,000 |
| Year Built | 1925 |
| Lot Size | 3,520 sqft (0.08 acres) |
| Stories | 2 |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 265 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,321 |
| Estimated Insurance | $365 |
| **Total** | **$6,686** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1925
- 0.08 acre lot
- 2 stories

## Description

### Agent Description
Prime mixed-use property located in the heart of downtown Champaign at 320 N Neil St. Zoned CB2 (Central Business Downtown), this two-story masonry brick building offers 5,865 SF above grade plus a 1,620 SF basement. The first floor is configured for nightclub/bar use and features a 28' bar, sprinkler and alarm systems, handicap-accessible entrance and restrooms, emergency lighting, mezzanine areas, and strong mechanical infrastructure. The basement provides storage, a walk-in cooler, and mechanical space with interior and rear access. The second floor includes a well-maintained two-bedroom, two-bath apartment with 14' ceilings, fireplace, and separate HVAC and electrical service. The apartment is currently leased for $1,800 per month with a lease in place through 07/31/2026, providing built-in rental income to help offset operating costs of the commercial space below. Located among downtown restaurants, nightlife, and mixed-use development.

## Location

- **Address:** 320 N Neil Street, Champaign, IL 61820
- **County:** Champaign

## Listing Agent

- **Name:** Shannon Collins
- **Brokerage:** Green Street Realty
- **Broker Phone:** (217) 356-8750

## Photos

![320 N Neil Street - Photo 1](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f3481788147r.jpg)

![320 N Neil Street - Photo 2](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f511667055r.jpg)

![320 N Neil Street - Photo 3](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1342252171r.jpg)

![320 N Neil Street - Photo 4](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1312165992r.jpg)

![320 N Neil Street - Photo 5](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f733353382r.jpg)

![320 N Neil Street - Photo 6](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1382458992r.jpg)

![320 N Neil Street - Photo 7](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f2797338748r.jpg)

![320 N Neil Street - Photo 8](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f3097948991r.jpg)

![320 N Neil Street - Photo 9](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f3598433095r.jpg)

![320 N Neil Street - Photo 10](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f4279951481r.jpg)

![320 N Neil Street - Photo 11](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1347349988r.jpg)

![320 N Neil Street - Photo 12](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f2893404332r.jpg)

![320 N Neil Street - Photo 13](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f2601715151r.jpg)

![320 N Neil Street - Photo 14](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1086391279r.jpg)

![320 N Neil Street - Photo 15](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f397083637r.jpg)

![320 N Neil Street - Photo 16](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f3907840581r.jpg)

![320 N Neil Street - Photo 17](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f934087819r.jpg)

![320 N Neil Street - Photo 18](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1154254541r.jpg)

![320 N Neil Street - Photo 19](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1744863848r.jpg)

![320 N Neil Street - Photo 20](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1688710872r.jpg)

![320 N Neil Street - Photo 21](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f3799133513r.jpg)

![320 N Neil Street - Photo 22](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f1726866434r.jpg)

![320 N Neil Street - Photo 23](http://lh.rdcpix.com/515f54bd1193bec15f4f3ee7018d49dfl-f422804797r.jpg)

---

**MLS#:** 12559693 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/320-n-neil-street-champaign-il-61820-f12a71a9dff941ecb85655395204ecc2)

---

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