# 320 Ridge Lane, Monterey, TN 38574 > **TL;DR:** 3bd/2ba single family, $625,000 ($227/sqft), built 2025, 2,750 sqft. > Fireplace, A/C. Est. $3,342/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $625,000 | | Price/sqft | $227 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,750 | | Year Built | 2025 | | Lot Size | 43,560 sqft (1.00 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,160 | | Estimated Insurance | $182 | | **Total** | **$3,342** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 2025 - 1.00 acre lot - 2 parking spaces - Fireplace ## Description ### Agent Description Sellers moving to be closer to family! Modern comfort meets peaceful country living in this stunning, newly built (2025) modern farmhouse situated on a picturesque 1-acre lot in the heart of Muddy Pond, Tennessee. This house is bordered by grazing pasture to the left and rear of the property, so you can enjoy the charm of farm life without the maintenance and upkeep of owning acreage. Inside, you'll find a thoughtful, split layout featuring 3 spacious bedrooms, 2.5 bathrooms, and a versatile bonus room that can serve as a home office or guest space. The luxurious and private primary suite offers a spacious walk-in shower, large soaker tub, and oversized walk-in closet complete with built-in shelving. Additional bedrooms, located on the other side of the home, feature generously sized closets with built in shelving and a shared spacious bathroom. The open-concept living area is anchored by a cozy wood-burning fireplace and flows effortlessly into the kitchen that features a large center island, ample cabinetry, walk-in pantry, and plenty of space for entertaining family and friends. Step outside to relax on the large covered back porch, where you can enjoy peaceful Tennessee sunsets and panoramic pasture views year-round. Other exterior features include low-maintenance metal siding, a stamped concrete walkway and front porch, large garage, and a concrete driveway, providing both durability and curb appeal. Schedule your private showing of this beautiful home today! ## Location - **Address:** 320 Ridge Lane, Monterey, TN 38574 - **County:** Overton - **Coordinates:** 36.1863254, -85.1182101 - **Google Maps:** https://www.google.com/maps?q=36.1863254,-85.1182101 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/320-Ridge-Lane-Monterey-TN-38574/unbranded ## Listing Agent - **Name:** Hethe Dyer - **Brokerage:** The Realty Firm - **Broker Phone:** (931) 520-7750 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/320-Ridge-Ln_Monterey_TN_38574_M94692-75734?f=listhub&s=UCARTN&m=246617&c=propsimple) ## Photos ![320 Ridge Lane - Photo 1](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f518209701r.jpg) ![320 Ridge Lane - Photo 2](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3924633791r.jpg) ![320 Ridge Lane - Photo 3](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f403298215r.jpg) ![320 Ridge Lane - Photo 4](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1006053283r.jpg) ![320 Ridge Lane - Photo 5](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3535693876r.jpg) ![320 Ridge Lane - Photo 6](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3356737966r.jpg) ![320 Ridge Lane - Photo 7](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4130285680r.jpg) ![320 Ridge Lane - Photo 8](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f172852136r.jpg) ![320 Ridge Lane - Photo 9](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f2271569471r.jpg) ![320 Ridge Lane - Photo 10](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4192813108r.jpg) ![320 Ridge Lane - Photo 11](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4041331891r.jpg) ![320 Ridge Lane - Photo 12](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3926852649r.jpg) ![320 Ridge Lane - Photo 13](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1803993388r.jpg) ![320 Ridge Lane - Photo 14](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f9287805r.jpg) ![320 Ridge Lane - Photo 15](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1621483013r.jpg) ![320 Ridge Lane - Photo 16](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f575014321r.jpg) ![320 Ridge Lane - Photo 17](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4238100469r.jpg) ![320 Ridge Lane - Photo 18](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1839423190r.jpg) ![320 Ridge Lane - Photo 19](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4008500387r.jpg) ![320 Ridge Lane - Photo 20](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3391970723r.jpg) ![320 Ridge Lane - Photo 21](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3261210149r.jpg) ![320 Ridge Lane - Photo 22](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f2869024819r.jpg) ![320 Ridge Lane - Photo 23](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3965097785r.jpg) ![320 Ridge Lane - Photo 24](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4119600535r.jpg) ![320 Ridge Lane - Photo 25](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3449756416r.jpg) ![320 Ridge Lane - Photo 26](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4147548613r.jpg) ![320 Ridge Lane - Photo 27](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3049611779r.jpg) ![320 Ridge Lane - Photo 28](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1645136484r.jpg) ![320 Ridge Lane - Photo 29](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1264144627r.jpg) ![320 Ridge Lane - Photo 30](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1718578454r.jpg) ![320 Ridge Lane - Photo 31](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1264965165r.jpg) ![320 Ridge Lane - Photo 32](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4193355622r.jpg) ![320 Ridge Lane - Photo 33](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f356160112r.jpg) ![320 Ridge Lane - Photo 34](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f697595825r.jpg) ![320 Ridge Lane - Photo 35](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f155623798r.jpg) ![320 Ridge Lane - Photo 36](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f4154258975r.jpg) ![320 Ridge Lane - Photo 37](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1481812385r.jpg) ![320 Ridge Lane - Photo 38](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f3384756511r.jpg) ![320 Ridge Lane - Photo 39](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f2738011644r.jpg) ![320 Ridge Lane - Photo 40](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1528356228r.jpg) ![320 Ridge Lane - Photo 41](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f1231251072r.jpg) ![320 Ridge Lane - Photo 42](http://lh.rdcpix.com/51eb04960af661cf561be911b1321041l-f2334360401r.jpg) --- **MLS#:** 246617 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/320-ridge-lane-monterey-tn-38574-7c841c91d09e4b799f4b421b8f4de080) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/320-ridge-lane-monterey-tn-38574-7c841c91d09e4b799f4b421b8f4de080#listing", "url": "https://staging.propertysimple.ai/listing/320-ridge-lane-monterey-tn-38574-7c841c91d09e4b799f4b421b8f4de080", "name": "320 Ridge Lane, Monterey, TN 38574", "description": "Sellers moving to be closer to family! Modern comfort meets peaceful country living in this stunning, newly built (2025) modern farmhouse situated on a picturesque 1-acre lot in the heart of Muddy Pond, Tennessee. 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